topic Re: BOA CLI Request in Credit Cards

BOA CLI Request

darkknight59 — Mon, 06 May 2013 10:01:56 GMT

Had been looking to request a CLI on my BOA card, and looked under "Information & Services" tab, but there was no CLI request function.

Just called in to ask why, and was told that these request now must be made via phone??? Does not pass the smell test as I'm fairly certain others here have recently refered to the "luv option"

Has anyone else experineced this?????

Re: BOA CLI Request

Anonymous — Mon, 06 May 2013 10:32:54 GMT

you can just do it over the phone....just tell them you dont want a hard inquiry.

Re: BOA CLI Request

LS2982 — Mon, 06 May 2013 10:34:35 GMT

@Anonymous wrote:
you can just do it over the phone....just tell them you dont want a hard inquiry.

That would be awesome if you can get a SP CLI now!

Re: BOA CLI Request

Anonymous — Mon, 06 May 2013 10:36:56 GMT

oh BofA doesnt do SP inquiries? So basically they're like Chase? :/

Re: BOA CLI Request

darkknight59 — Mon, 06 May 2013 11:39:40 GMT

So are you confirming that this is now the norm, and for the CLI which CRA do they review, TU or EQ for soft or hp?

Re: BOA CLI Request

Fresh-Start — Mon, 06 May 2013 11:48:02 GMT

I sure hope this is not the case, I hate calling in! It's so stressful and you feel like your in a Law & Order episode at the Poice Department being interrogated under a bright light! LOL!

My "Request Credit Limit Increase" button is still showing on my Online banking. It's right under my Due date etc... I clicked it to test to see if it was still active and it was. It brought up the CLI fields that need to be filled in. I sure hope it doesn't disappear on me because my six month billing cycle closes next week and I was planning on requesting a CLI if they do not auto after my statement cuts.

Re: BOA CLI Request

darkknight59 — Mon, 06 May 2013 12:02:17 GMT

Fully

@Fresh-Start wrote:
I sure hope this is not the case, I hate calling in! It's so stressful and you feel like your in a Law & Order episode at the Poice Department being interrogated under a bright light! LOL!

My "Request Credit Limit Increase" button is still showing on my Online banking. It's right under my Due date etc... I clicked it to test to see if it was still active and it was. It brought up the CLI fields that need to be filled in. I sure hope it doesn't disappear on me because my six month billing cycle closes next week and I was planning on requesting a CLI if they do not auto after my statement cuts.

Fully understand how you feel!! A couple of years back I requested a CLI on my $2,500 limit card which had been gradutaed from secure after receiving my NFCU with a 15k limit. Felt like they had the "bright ligfhts" shing in my face only to be told too soon....since then my NFCU is now $21,500, NavChek 5k, Barclays 3,400, and a few more along with few more.........

Re: BOA CLI Request

vish1 — Mon, 06 May 2013 13:18:37 GMT

@Fresh-Start wrote:
I sure hope this is not the case, I hate calling in! It's so stressful and you feel like your in a Law & Order episode at the Poice Department being interrogated under a bright light! LOL!

My "Request Credit Limit Increase" button is still showing on my Online banking. It's right under my Due date etc... I clicked it to test to see if it was still active and it was. It brought up the CLI fields that need to be filled in. I sure hope it doesn't disappear on me because my six month billing cycle closes next week and I was planning on requesting a CLI if they do not auto after my statement cuts.

I also see the 'Request a credit line increase' link in the account details page.

I got a CLI with NO hp using this link on my BofA Virgin Atlantic Amex in April.

Re: BOA CLI Request

Revelate — Mon, 06 May 2013 15:06:33 GMT

BOFA is very much like Chase: any customer initiated inquiry can, and most likely will, be a HP.

Consider yourself incredibly lucky if you got a SP one. Typically it's a HP on TU for most folks; I can confirm that mine via the luv button this was indeed the case in 01/13.

Re: BOA CLI Request

Ron1 — Mon, 06 May 2013 16:10:42 GMT

Only BofA Accelerated Cash Rewards Amex has CLI option and the other two (Better Balance Rewards and 3-2-1 Cash Reards Visa Signature Card) don't have CLI option any more. I don't really want any more CLI from them.

Ron.

Re: BOA CLI Request

tk_0014 — Mon, 06 May 2013 16:21:24 GMT

Yep, My online button CLI resulted in a HP. At least It took me from 1500 where i've been for YEARS to 3000, making it my highest limit card. Hoping AMEX will match it with 3x 61 day thing.

Re: BOA CLI Request

tennisfan78 — Mon, 06 May 2013 17:17:20 GMT

does all BOA CLI's result in HP?

Re: BOA CLI Request

Revelate — Mon, 06 May 2013 17:23:33 GMT

@tennisfan78 wrote:

does all BOA CLI's result in HP?

99.87% give or take.

There's been a few occasional reports of SP CLI's; however, some of these have simply been inquiries lodged against another bureau as well. It's best to assume that if you want a HP from BOFA that it will be a HP.

Re: BOA CLI Request

toppers555 — Tue, 07 May 2013 03:52:53 GMT

@Ron1 wrote:
Only BofA Accelerated Cash Rewards Amex has CLI option and the other two (Better Balance Rewards and 3-2-1 Cash Reards Visa Signature Card) don't have CLI option any more. I don't really want any more CLI from them.

Ron.

My cash rewards siggy and travel rewards both still have cli option. i just got an increase on both a few weeks ago.

Re: BOA CLI Request

n777ua — Tue, 07 May 2013 04:42:33 GMT

@tennisfan78 wrote:

does all BOA CLI's result in HP?

I've never had a HP for BOA CLI...guess I'm just lucky.

Re: BOA CLI Request

indiolatino61 — Tue, 07 May 2013 07:14:13 GMT

@darkknight59 wrote:
Had been looking to request a CLI on my BOA card, and looked under "Information & Services" tab, but there was no CLI request function.
Just called in to ask why, and was told that these request now must be made via phone??? Does not pass the smell test as I'm fairly certain others here have recently refered to the "luv option"
Has anyone else experineced this?????

Good luck with whichever way you do it.