https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2131245#M593588 <P>congrats!</P> Thu, 09 May 2013 23:09:46 GMT nicefa 2013-05-09T23:09:46Z https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130019#M593289 <P>I recently purchased a car a few months back resulting in 14 inq on most of my credit reports. Knowing I only have 1 revolving card on file (cap1 - $700/limit - 14 months reporting - 2% utilization), I knew I needed a few more revolvers so I can garden for 12 months and allow my file to age and the inq to age off.</P><P><BR />With my 638 TU Fico, a recent repo last year, i knew my chances were limited ..... so I opted for 2 store cards and a Barclays rewards master card. The results:</P><P>&nbsp;</P><P>Walmart Store Card - APPROVED $700 - The limit shocked me after reading some $300 limit with those who have better credit.</P><P>Amazon Store Card - APPROVED $700</P><P>Barclays - APPROVED $500 limit .... called first thing this morning and spoke with a Analyst who recon me to $1k after a few questions (it was a good experience with them) He also gave me tips on how long to have the card before applying with them again for their top cards that they offered and also mentioned to use a lot and PIF is what they like to see.</P><P>&nbsp;</P><P>12 months in the garden now!!</P> Thu, 09 May 2013 16:30:12 GMT https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130019#M593289 blk8 2013-05-09T16:30:12Z https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130029#M593291 Congrats!! Thu, 09 May 2013 16:32:07 GMT https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130029#M593291 rex_03 2013-05-09T16:32:07Z https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130033#M593293 <P>Congrats on your approvals!!</P><P>What did Barclays tell you??</P> Thu, 09 May 2013 16:33:18 GMT https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130033#M593293 dodfire 2013-05-09T16:33:18Z https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130047#M593297 <P>He said he wants to see a trend of using the card and being able to handle the credit limit. He said the first 6 months is crucial in regards to not opening up anymore credit cards and using the card wisely. I told him about the 2 other store cards I app'd for and he said that shouldnt be a problem.</P> Thu, 09 May 2013 16:41:22 GMT https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130047#M593297 blk8 2013-05-09T16:41:22Z https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130049#M593298 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/549363">@blk8</a> wrote:<BR /><P>He said he wants to see a trend of using the card and being able to handle the credit limit. He said the first 6 months is crucial in regards to not opening up anymore credit cards and using the card wisely. I told him about the 2 other store cards I app'd for and he said that shouldnt be a problem.</P><HR /></BLOCKQUOTE><P>Thanks for the information..</P><P>What about "When" to apply for a second card with them?</P> Thu, 09 May 2013 16:42:46 GMT https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130049#M593298 dodfire 2013-05-09T16:42:46Z https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130071#M593302 <P>8-12 months :-)</P> Thu, 09 May 2013 16:50:04 GMT https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130071#M593302 blk8 2013-05-09T16:50:04Z https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130075#M593303 <P>NICE!!!</P> Thu, 09 May 2013 16:50:51 GMT https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130075#M593303 dodfire 2013-05-09T16:50:51Z https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130647#M593413 Congrats! Thu, 09 May 2013 19:46:54 GMT https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130647#M593413 Anonymous 2013-05-09T19:46:54Z https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130987#M593505 Congrats! Well done! Thu, 09 May 2013 21:42:34 GMT https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2130987#M593505 Anonymous 2013-05-09T21:42:34Z https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2131031#M593517 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/549363">@blk8</a> wrote:<BR /><P>I recently purchased a car a few months back resulting in 14 inq on most of my credit reports. Knowing I only have 1 revolving card on file (cap1 - $700/limit - 14 months reporting - 2% utilization), I knew I needed a few more revolvers so I can garden for 12 months and allow my file to age and the inq to age off.</P><P><BR />With my 638 TU Fico, a recent repo last year, i knew my chances were limited ..... so I opted for 2 store cards and a Barclays rewards master card. The results:</P><P>&nbsp;</P><P>Walmart Store Card - APPROVED $700 - The limit shocked me after reading some $300 limit with those who have better credit.</P><P>Amazon Store Card - APPROVED $700</P><P>Barclays - APPROVED $500 limit .... called first thing this morning and spoke with a Analyst who recon me to $1k after a few questions (it was a good experience with them) He also gave me tips on how long to have the card before applying with them again for their top cards that they offered and also mentioned to use a lot and PIF is what they like to see.</P><P>&nbsp;</P><P>12 months in the garden now!!</P><HR /></BLOCKQUOTE><P>Congrats&nbsp;</P> Thu, 09 May 2013 22:01:34 GMT https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2131031#M593517 myjourney 2013-05-09T22:01:34Z https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2131069#M593527 Awesome! Congrats! Thu, 09 May 2013 22:10:19 GMT https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2131069#M593527 Anonymous 2013-05-09T22:10:19Z https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2131169#M593556 Way to go!!! Heed Barclay's advice.. Thu, 09 May 2013 22:44:29 GMT https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2131169#M593556 JonStur 2013-05-09T22:44:29Z https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2131245#M593588 <P>congrats!</P> Thu, 09 May 2013 23:09:46 GMT https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2131245#M593588 nicefa 2013-05-09T23:09:46Z https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2131729#M593757 <P>Wow looks like Barclay rep. was very helpful. Thats fantastic, and congrats on your approval, any approval brightens up your day.</P> Fri, 10 May 2013 02:08:20 GMT https://ficoforums.myfico.com/t5/Credit-Cards/My-mini-app-spree-with-14-INQ/m-p/2131729#M593757 BearsAndTurtlesRtheBest 2013-05-10T02:08:20Z