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    <title>topic Re: Bill Me Later App Question in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Bill-Me-Later-App-Question/m-p/2136015#M595197</link>
    <description>It will be a HP. Good luck</description>
    <pubDate>Sun, 12 May 2013 01:48:53 GMT</pubDate>
    <dc:creator>09Lexie</dc:creator>
    <dc:date>2013-05-12T01:48:53Z</dc:date>
    <item>
      <title>Bill Me Later App Question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Bill-Me-Later-App-Question/m-p/2135899#M595160</link>
      <description>&lt;P&gt;I'm thinking of using Bill Me Later for an Ebay purchase instead of my checking account or a credit card. &amp;nbsp;My question is will there be a hard inquiry if the app is only asking for my last 4 digits and birthday?&lt;/P&gt;</description>
      <pubDate>Sun, 12 May 2013 00:48:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Bill-Me-Later-App-Question/m-p/2135899#M595160</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-05-12T00:48:32Z</dc:date>
    </item>
    <item>
      <title>Re: Bill Me Later App Question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Bill-Me-Later-App-Question/m-p/2136011#M595196</link>
      <description>&lt;P&gt;Sounds like a SP, not sure, I opened an account in Nov '12, they did a HP through EQ&lt;/P&gt;&lt;P&gt;Maybe they are doing pre-approvals now, that's what they sould all do and save the HP if not&lt;/P&gt;&lt;P&gt;approved, IMO&lt;/P&gt;</description>
      <pubDate>Sun, 12 May 2013 01:47:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Bill-Me-Later-App-Question/m-p/2136011#M595196</guid>
      <dc:creator>asphaltcowboy</dc:creator>
      <dc:date>2013-05-12T01:47:33Z</dc:date>
    </item>
    <item>
      <title>Re: Bill Me Later App Question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Bill-Me-Later-App-Question/m-p/2136015#M595197</link>
      <description>It will be a HP. Good luck</description>
      <pubDate>Sun, 12 May 2013 01:48:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Bill-Me-Later-App-Question/m-p/2136015#M595197</guid>
      <dc:creator>09Lexie</dc:creator>
      <dc:date>2013-05-12T01:48:53Z</dc:date>
    </item>
    <item>
      <title>Re: Bill Me Later App Question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Bill-Me-Later-App-Question/m-p/2136019#M595199</link>
      <description>&lt;P&gt;I forgot to mention that they do alot of 30,60,90 day intrest free promos on purchases&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 12 May 2013 01:51:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Bill-Me-Later-App-Question/m-p/2136019#M595199</guid>
      <dc:creator>asphaltcowboy</dc:creator>
      <dc:date>2013-05-12T01:51:05Z</dc:date>
    </item>
    <item>
      <title>Re: Bill Me Later App Question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Bill-Me-Later-App-Question/m-p/2136207#M595262</link>
      <description>Hard pull on EX</description>
      <pubDate>Sun, 12 May 2013 03:26:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Bill-Me-Later-App-Question/m-p/2136207#M595262</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-05-12T03:26:16Z</dc:date>
    </item>
    <item>
      <title>Re: Bill Me Later App Question</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Bill-Me-Later-App-Question/m-p/2136495#M595374</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;I'm thinking of using Bill Me Later for an Ebay purchase instead of my checking account or a credit card. &amp;nbsp;My question is will there be a hard inquiry if the app is only asking for my last 4 digits and birthday?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;HP to apply but all future uses will look exact same way but will always be SP or use SP on file they take monthly... No more HP's!&lt;/P&gt;</description>
      <pubDate>Sun, 12 May 2013 05:11:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Bill-Me-Later-App-Question/m-p/2136495#M595374</guid>
      <dc:creator>Creditaddict</dc:creator>
      <dc:date>2013-05-12T05:11:55Z</dc:date>
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