topic Re: Total Accounts vs. Open in Your CRA File in Credit Cards

Total Accounts vs. Open in Your CRA File

theoldnocreditmaster — Sun, 12 May 2013 13:39:28 GMT

Just trying to get a feel what the average (total) accounts listed in the members CRA Files are in comparison to scores.

I have a total of 52 with 14 open.

Re: Total Accounts vs. Open in Your CRA File

nicholasyud — Sun, 12 May 2013 13:44:32 GMT

@theoldnocreditmaster wrote:
Just trying to get a feel what the average (total) accounts listed in the members CRA Files are in comparison to scores.

I have a total of 52 with 14 open.

It's a lots of closing account. Waitttttttt..........Are you the guy closing your acc every 6 months ???

Re: Total Accounts vs. Open in Your CRA File

theoldnocreditmaster — Sun, 12 May 2013 13:46:56 GMT

No… I started this process years ago…. Some are nearly ten years old reporting closed/paid as agreed

Re: Total Accounts vs. Open in Your CRA File

thom02099 — Sun, 12 May 2013 15:45:43 GMT

@theoldnocreditmaster wrote:
Just trying to get a feel what the average (total) accounts listed in the members CRA Files are in comparison to scores.

I have a total of 52 with 14 open.

I have between 35 and 40 TL currently reporting; used to have 45-50, but some have apparently fallen off this year. Although, I do have some TL (closed) that are well over 10years old still reporting. Not complaining!

Scores are in my signature. Older model scores have me in the 750s-780s range.

EDIT: Oldest account, nearly 22 years...3 AMEX backdating to 1991. Wish I'd kept that AMEX back in '76 when I was young and foolish!

Re: Total Accounts vs. Open in Your CRA File

Anonymous — Sun, 12 May 2013 14:40:59 GMT

18 open, 21 closed

Goes back 26.2 years. Lots more closed accounts have dropped off!

Re: Total Accounts vs. Open in Your CRA File

Anonymous — Sun, 12 May 2013 14:49:16 GMT

19 TLs / 19 Open.

Re: Total Accounts vs. Open in Your CRA File

webhopper — Sun, 12 May 2013 15:00:16 GMT

I have 43 on EX, 24 on EQ, and 41 on TU.

For some reason, old ones are falling off early on EQ.

14 are open:

1. Mortgage on rental property

2. Mortgage on primary home

3. Student loans - serviced by ACS

4. NFCU - Used Auto Loan

5. NFCU - New Auto Loan

6. Amex Zync

7. Amex PRG

8. Chase Amazon

9. NFCU CashRewards

10. NFCU NavCheck

11. Best Buy Store Card

12. GECRB Amazon

13. GECRB JCP

14. Discover It