topic Re: Amer Ex charge card vs revolver in Credit Cards

Amer Ex charge card vs revolver

HYPASS33 — Sun, 12 May 2013 04:48:28 GMT

I see on here people saying its easier to get approved for a Amex charge over a revolver card. What are some if the Amex charge cards??

Re: Amer Ex charge card vs revolver

Anonymous — Sun, 12 May 2013 04:50:22 GMT

www.americanexpress.com

Don't share this with others. It's my secret. Took me forever to find it.

Re: Amer Ex charge card vs revolver

Anonymous — Sun, 12 May 2013 04:49:53 GMT

I hold an AMEX green card. It is the most basic of the AMEX charge cards.

Re: Amer Ex charge card vs revolver

myjourney — Sun, 12 May 2013 04:50:23 GMT

https://www304.americanexpress.com/credit-card/compare/25330?linknav=us-CCSG-ProspectNav-ViewAllCardsFilter

Re: Amer Ex charge card vs revolver

myjourney — Sun, 12 May 2013 04:52:27 GMT

@Anonymous wrote:
www.americanexpress.com

Don't share this with others. It's my secret. Took me forever to find it.

You quick beat me to the punch and I won't tell your secret mumms the word Lol

Re: Amer Ex charge card vs revolver

09Lexie — Sun, 12 May 2013 05:23:52 GMT

Shaking my head!

Re: Amer Ex charge card vs revolver

myjourney — Sun, 12 May 2013 05:30:39 GMT

@09Lexie wrote:
Shaking my head!

I have Amex pre-approval page on lock too all tho it always gives me SPG thats why I was so happy to get the green in mail because that's the one I want to start with

Re: Amer Ex charge card vs revolver

09Lexie — Sun, 12 May 2013 05:32:10 GMT

@myjourney

Are you going to app in June?

Re: Amer Ex charge card vs revolver

myjourney — Sun, 12 May 2013 05:33:05 GMT

@09Lexie wrote:
@myjourney

Are you going to app in June?

So far yes mid June.

Re: Amer Ex charge card vs revolver

09Lexie — Sun, 12 May 2013 05:35:06 GMT

@myjourney

Will your invitation still be good?

Re: Amer Ex charge card vs revolver

myjourney — Sun, 12 May 2013 05:36:28 GMT

Think it was June 14th or 19th expiration

@09Lexie wrote:
@myjourney

Will your invitation still be good?

Re: Amer Ex charge card vs revolver

09Lexie — Sun, 12 May 2013 05:37:28 GMT

@myjourney

Sounds like a plan!

Re: Amer Ex charge card vs revolver

myjourney — Sun, 12 May 2013 05:38:35 GMT

@09Lexie wrote:
@myjourney

Sounds like a plan!

Re: Amer Ex charge card vs revolver

cottoncrown — Sun, 12 May 2013 05:42:52 GMT

Are there benefits to a charge card vs credit card?

Re: Amer Ex charge card vs revolver

09Lexie — Sun, 12 May 2013 05:44:58 GMT

https://www304.americanexpress.com/credit-card/compare/25330?linknav=us-CCSG-ProspectNav-ViewAllCardsFilter

Best to compare what you are looking for in a card

Re: Amer Ex charge card vs revolver

cashnocredit — Sun, 12 May 2013 05:49:18 GMT

@cottoncrown wrote:
Are there benefits to a charge card vs credit card?

There sure are.

1. You can charge a lot more on a charge card than CCs. I've charged more on Amex than all my other card CLs added together.

2. Balances report but don't affect your FICO scores. When I did the above and let it report it made not a whit of difference to my FICO score.

3. And the last thing is that you can pay right up to the day before your next statement cuts without it being late, though they do suggest you pay within 2 weeks.

Re: Amer Ex charge card vs revolver

zeusta20 — Sun, 12 May 2013 11:09:10 GMT

@cottoncrown wrote:
Are there benefits to a charge card vs credit card?

Def depends on how you want to use it and if you UTL the rewards. I USED to use my amex for everything, but I found better rewards in using my CSP. So now I barely spend anything on my Amex and put everything on my Chase cards.

I really wanted to build my relationship with Amex a lot more, but I'm just not captivated by their rewards anymore :-/

Re: Amer Ex charge card vs revolver

cottoncrown — Sun, 12 May 2013 16:36:25 GMT

Is there a no fee Alex charge card? I couldn't find one. This sounds like it might be good for car rentals and such.

Re: Amer Ex charge card vs revolver

cottoncrown — Sun, 12 May 2013 16:36:49 GMT

*amex

Re: Amer Ex charge card vs revolver

CardsLifeLine — Sun, 12 May 2013 16:44:26 GMT

That is correct ... Getting a Amex charge card basic one like green and gold is quite easy ... However on another hand getting a revolve one is bit difficult .. I have below cards list as of now from amex ...

Amex green
Amex Zync
Amex blue
Amex blue cash every day
Amex Costco
And I am AU on Amex gold and BCE.

I applied for Amex blue sky yesterday and waiting for a decision ...

These days they have made more strict rules for revolve or lending card products than a charge card ...

Good luck to you and let me know in case you are looking for specific info