topic Re: Just passed 700's in Credit Cards

Just passed 700's

SteveUrkel — Wed, 15 May 2013 15:43:49 GMT

I just saw my scores EQ Fico is 704, TU Fico is 714, and FAKO EX is 700. Do these score really matter when you have such a thin file and only one year of credit history?

Re: Just passed 700's

hot4u — Wed, 15 May 2013 15:46:40 GMT

Congrats...

Re: Just passed 700's

dddewdrop — Wed, 15 May 2013 15:48:42 GMT

It still matters. Congrats. Just keep your cards paid down and don't go into debt and your average ag of accounts will grow further solidifying your good credit. The key is to develop and practice good long term habits. You are well on the way...Good goin'.

Re: Just passed 700's

Anonymous — Wed, 15 May 2013 15:50:30 GMT

Congrats! They do matter! Just focus on the future w/ those cards and grow them, and before long, honestly scores will go up as long as util stays low and AAoA increases. I'm in the same boat as you... pretty low AAoA, so it's a lot of planning now.

@CarlosC88 wrote:
I just saw my scores EQ Fico is 704, TU Fico is 714, and FAKO EX is 700. Do these score really matter when you have such a thin file and only one year of credit history?

Re: Just passed 700's

Anonymous — Wed, 15 May 2013 16:02:32 GMT

Good for you!!! 700 is awesome!

Re: Just passed 700's

JonStur — Wed, 15 May 2013 16:07:31 GMT

@CarlosC88 wrote:
I just saw my scores EQ Fico is 704, TU Fico is 714, and FAKO EX is 700. Do these score really matter when you have such a thin file and only one year of credit history?

As everyone has said, keep your balances low and establish good payment habits, and soon the credit card offers will be drowning your mailbox!!!

Re: Just passed 700's

Anonymous — Wed, 15 May 2013 16:35:02 GMT

You've gotta be stoked right now! Good job!!

You'd be amazed at how fast thin files get fatter. Time flies, don't ya know...keep a good payment pattern, ya'll be golden!!

Congratulations to you for a job well done.

Uborrow-Upay

Re: Just passed 700's

09Lexie — Wed, 15 May 2013 17:52:07 GMT

Congrats on passing 700's!

Re: Just passed 700's

creditYum — Wed, 15 May 2013 20:26:27 GMT

Congrats! I'll be getting up there sooner or later.