topic Re: NFCU FTW!!!! in Credit Cards

NFCU FTW!!!!

kampfer09 — Wed, 15 May 2013 20:35:54 GMT

I'm so happy I finally got approved for there membership so I'm happy. Anyway, I applied for there CC and still pending so I'm a bit scared about it might get decline or its already decline. They pulled TU twice yesterday and EQ once today so I don't even know if I'm approve or not.

Re: NFCU FTW!!!!

Anonymous — Wed, 15 May 2013 20:36:34 GMT

do you need a room mate?

Congrats on the membership!

Re: NFCU FTW!!!!

kampfer09 — Wed, 15 May 2013 20:38:20 GMT

Lol....scary though since I hate suspense.

Re: NFCU FTW!!!!

Anonymous — Wed, 15 May 2013 20:42:16 GMT

Congratulations!

Re: NFCU FTW!!!!

kampfer09 — Wed, 15 May 2013 20:44:46 GMT

Thanks.....I wonder why they pulled my CR three times? I can understand about one for membership but twice for there CC is kind of weird to me. Now I have 3 inquiries from them. Is that normal for that CU?

Re: NFCU FTW!!!!

kampfer09 — Wed, 15 May 2013 20:45:47 GMT

I would though they would only use one CR for the CC and membership?

Re: NFCU FTW!!!!

jsickz32 — Wed, 15 May 2013 20:48:19 GMT

Congrats! And dont worry its normal for NFCU to HP like crazy.

Re: NFCU FTW!!!!

kampfer09 — Wed, 15 May 2013 20:52:00 GMT

Really....to be honest I'm not sure if I will get approved since I just open new CC last month so I'm a bit worried. But my utility is less than 1% since I always PIF before the cut off date.

Re: NFCU FTW!!!!

kampfer09 — Wed, 15 May 2013 20:54:01 GMT

I have some credit cards but their interest is crazy so I put it in the sock drawer and use my other CU Visa card for everything. Since they gave me 11.5% int and $3.5k limit.

Re: NFCU FTW!!!!

Boonie — Wed, 15 May 2013 21:58:53 GMT

I bet you hear back from NFCU within a day or two.... I bet you are approved with a decent limit. We shall see... fingers crossed!

Re: NFCU FTW!!!!

Anonymous — Wed, 15 May 2013 22:05:00 GMT

Same here they pulled me twices but finally got approved with 7.5k. Wish you luck

Re: NFCU FTW!!!!

LS2982 — Wed, 15 May 2013 22:10:24 GMT

@kampfer09 wrote:
I'm so happy I finally got approved for there membership so I'm happy. Anyway, I applied for there CC and still pending so I'm a bit scared about it might get decline or its already decline. They pulled TU twice yesterday and EQ once today so I don't even know if I'm approve or not.

Good luck!!!!

Re: NFCU FTW!!!!

kampfer09 — Wed, 15 May 2013 22:55:00 GMT

Hopefully we some good news if not its ok...I won't cry over it since I'm still in the garden anyway. Plus, this would give more time to age some of my new account. And most of my inquires will fall of by December. Good or bad it's all good to me I just hate the suspense.

Re: NFCU FTW!!!!

Siopao — Wed, 15 May 2013 22:57:34 GMT

@kampfer09 wrote:
I'm so happy I finally got approved for there membership so I'm happy. Anyway, I applied for there CC and still pending so I'm a bit scared about it might get decline or its already decline. They pulled TU twice yesterday and EQ once today so I don't even know if I'm approve or not.

Congrats! Not sure why you got the double TU pull. But the EQ was probably for the CC.

Good luck!

Re: NFCU FTW!!!!

myjourney — Wed, 15 May 2013 23:03:12 GMT

Congrats on membership and fingers crossed for CC's

Re: NFCU FTW!!!!

Sitori — Thu, 16 May 2013 13:12:01 GMT

Im going to apply for membership next week! Did you apply over the phone or online? How long does it take for the membership to be approved? Is it set up immediately?

I thought when you apply for the CC it's an instant approval/denial. ?

Re: NFCU FTW!!!!

kampfer09 — Thu, 16 May 2013 13:16:12 GMT

I applied online....the CSR did the application for me. It's normally under review if you didn't get approve for it. But it said it would take like 3 business days to let you know. So hopefully we hear anything and see what happen.

Re: NFCU FTW!!!!

Sitori — Thu, 16 May 2013 13:26:51 GMT

for the membership or the CC?

you applied online for the membership and then called in for the CC?

Re: NFCU FTW!!!!

kampfer09 — Thu, 16 May 2013 13:28:50 GMT

I did the membership on line. The CSR called me about my account and guide me through the their website and it gave me an offer for the cash reward CC they have. So she filled in my app for me.

Re: NFCU FTW!!!!

kampfer09 — Thu, 16 May 2013 13:31:02 GMT

It only took 1 day for the account to be open and confirmed. I suggest you stablished a relationship not just opening a membership. If you apply it all depends on your credit and hopefully you get pre approved for it.