topic Re: CSP in Credit Cards

CSP

JaeJae12 — Wed, 15 May 2013 21:23:13 GMT

Hi all I apped for the csp last month n was deny, but did get approved for the freedom for 2.8k, should I wait 6 months to apply for it again.. Since I am graduating school this month and will be working full-time instead if part time so my income will be doubled. So 6 months to establish a relationship wih chase on my freedom and higher income , would it boost my chances more?

My scores are all 750+, but it will drop for now due to recent TL, but it should bounce back in 6months.. They reason they deny me was income when I spoke to them on the phone..

What do you guys think?
My highest TL is 3.5k but hopefully my Amex 3x CLI will give me a TL of 6k

Re: CSP

Anonymous — Wed, 15 May 2013 21:41:54 GMT

Just garden for 6-12 months and you will be fine

Re: CSP

LS2982 — Wed, 15 May 2013 22:09:31 GMT

IMO I would get a year of history on the freedom then go for it!!

Re: CSP

Anonymous — Wed, 15 May 2013 22:26:45 GMT

Go for it now! RECON! RECON! RECON!

Re: CSP

09Lexie — Wed, 15 May 2013 22:29:01 GMT

I'd say recon but if your cr is over 30 days old it wouldn't be worth the 2nd HP. Wait for your new income and then app. Your c would have more history too.

Good luck.

Re: CSP

JaeJae12 — Wed, 15 May 2013 23:40:35 GMT

Will good usage on my freedom establish a higher chance of approval when I apply again in November? I won't be putting thousands on it cus I don't spend that much, like everyday usage( ex. Coffe, lunch etc) and pif.

Re: CSP

Anonymous — Wed, 15 May 2013 23:53:52 GMT

The more you use, and the more you pay, the higher your chances will be.

Re: CSP

indiolatino61 — Thu, 16 May 2013 01:22:38 GMT

@JaeJae12 wrote:
Hi all I apped for the csp last month n was deny, but did get approved for the freedom for 2.8k, should I wait 6 months to apply for it again.. Since I am graduating school this month and will be working full-time instead if part time so my income will be doubled. So 6 months to establish a relationship wih chase on my freedom and higher income , would it boost my chances more?

My scores are all 750+, but it will drop for now due to recent TL, but it should bounce back in 6months.. They reason they deny me was income when I spoke to them on the phone..

What do you guys think?
My highest TL is 3.5k but hopefully my Amex 3x CLI will give me a TL of 6k

My advice would be to have a year of perfect history with the Freedom, then you should be in good shape. Good luck.