topic Re: Best Buy Store Card in Credit Cards

Best Buy Store Card

Anonymous — Sat, 18 May 2013 18:20:20 GMT

I received a alert today that my new Best Buy Store card has reported and dropped my score 2 pts. While I know my AAoA was effected and will take a bigger hit once my other two new CC's report....Im wondering why my best buy card is not reporting my 2k limit...but is reporting a balance. Is this normal for BB store cards? I know it's never a good thing not to have a credit limit reporting as this will only hurt my utilization. Please advise.

Re: Best Buy Store Card

LS2982 — Sat, 18 May 2013 18:28:44 GMT

@Anonymous wrote:
I received a alert today that my new Best Buy Store card has reported and dropped my score 2 pts. While I know my AAoA was effected and will take a bigger hit once my other two new CC's report....Im wondering why my best buy card is not reporting my 2k limit...but is reporting a balance. Is this normal for BB store cards? I know it's never a good thing not to have a credit limit reporting as this will only hurt my utilization. Please advise.

BB store card should be reporting the balance and CL. What CL is it reporting??

Also, when did you app for this card??? I noticed you also have 2 other new accounts as well and a platinum spade in your siggy.....

Re: Best Buy Store Card

09Lexie — Sat, 18 May 2013 18:34:33 GMT

Must have been awhile ago....sporting a platinum spade. 😏

Edit: spade

Re: Best Buy Store Card

Anonymous — Sat, 18 May 2013 18:33:34 GMT

I am a little new to this forum and I thought you put it in your signature depending on how long you plan to garden.

In the comments on my CR, the CL column just says not reported. But I just spoke with corporate office and they said they do report CL's it may just have not reported yet since its a new account.

Do I need to remove the spade from my signature until I've actually reached a year of gardening?

Re: Best Buy Store Card

09Lexie — Sat, 18 May 2013 18:36:32 GMT

Give it some time to update on yor CR's.

Yes, you need to remove the spade. Gardening starts from the time of your last app, Hp, TL, etc. you would start at a seedling and go from there.
For more definitive information, go to the first page of Tinuviel's thread.

Re: Best Buy Store Card

Anonymous — Sat, 18 May 2013 18:39:41 GMT

Mmk. Just to make sure I understand, I plan to garden for at least a year. My last app was in 04/13 and I have two accounts that will report this month. So I'm off to the garden.

Surely I'm exposing myself as a true newbie right now lol

Re: Best Buy Store Card

09Lexie — Sat, 18 May 2013 18:50:35 GMT

It's ok, we are here to help.