topic Re: FNBO New Secured Visa? in Credit Cards

FNBO New Secured Visa?

BearsAndTurtlesRtheBest — Sat, 18 May 2013 13:51:52 GMT

Looks like FNBO came out with a secured card. As well as Union Bank since FNBO owns its credit cards.

Union Bank:https://www.unionbank.com/personal-banking/loans-lines-credit/credit-cards/index.jsp

FNBO:https://www.firstnational.com/001/html/en/personal/cardproducts/creditcards/credit_card_main.html?utm_id=16

Re: FNBO New Secured Visa?

Anonymous — Sun, 19 May 2013 10:54:15 GMT

never in a million years saw this one coming lol

i tought FNBO was a very conservative bank

well im sure this is a good chance for someone trying to establish or rebuild their credit history

with a big bank

i wonder what are the requirements for aproval ?????

Re: FNBO New Secured Visa?

Burned2manybridgesB4 — Sun, 19 May 2013 11:00:06 GMT

A pulse, money, and a credit file?

*edit: looking at another "site," I've noticed they'll go as low as mid 6's for their standard products, so I'd guess it's probably mid 5's as a low. After all, you're providing them with an interest free deposit for them to use.

Re: FNBO New Secured Visa?

Kathy4NU — Thu, 30 May 2013 04:51:16 GMT

FNBO has offered this for years. Not sure what the criteria is to setting it up etc. It was originally designed to help their local banking customers who needed to establish credit to get a secured card to help them build. THe problem is that they are so conservative that a person struggling with credit cannot open an account with them. You use to have to have a fairly decent credit score to have a checking account with them. Not sure if that has changed in the past few years or not.