topic Re: Thank You in Credit Cards

Thank You

Anonymous — Thu, 23 May 2013 00:56:12 GMT

I want to thank many contributors who mentioned in various posts how recon can be very effective.
After my Chase Amazon card was approved. I applied for Capone and Citi got 7-10 message on both.
After calling cc I came to know about the rejection. But reading recon experience I contacted CapOne and Citi EO via email.
CapOne was approved within 10 days and today I got the call from Citi EO with approval of 2000 cli card.
28 days in garden and with the new Citi card remaining 7 months would pass like a breeze.
MyFico contributors, I could have done without your assistance.

Cheers

Re: Thank You

Anonymous — Thu, 23 May 2013 00:58:06 GMT

Congrats!

Now grow those new accounts!

Re: Thank You

Anonymous — Thu, 23 May 2013 01:02:20 GMT

Now will apply for new cards in 2014 only. 1 secured and 3 unsecured cards would help me achieve my target of good credit.

Re: Thank You

Anonymous — Thu, 23 May 2013 01:05:31 GMT

@Anonymous wrote:
Now will apply for new cards in 2014 only. 1 secured and 3 unsecured cards would help me achieve my target of good credit.

Alternately, you could look into applying for membership to a credit union and getting one of their CCs. They usually have lower APRs if you plan on carrying a balance and usually give you higher CLs.

Re: Thank You

Anonymous — Thu, 23 May 2013 01:19:16 GMT

I am planning to join alliant credit union in Chicago. Will research more on them next month. Only downside is HP even for a checking account. Already have 5 inquires each in TU and Experian. I want discover IT and Chase freedom next year so want to remain app free till 2014.

Re: Thank You

Anonymous — Thu, 23 May 2013 01:48:08 GMT

Congrats on your successful recons! Alliant pulls EQ ( for membership and cc's ) - good luck!

Re: Thank You

Anonymous — Thu, 23 May 2013 02:08:36 GMT

grats!

Re: Thank You

Anonymous — Thu, 23 May 2013 02:12:12 GMT

Thanks for the info Lexie.

Re: Thank You

rios138 — Thu, 23 May 2013 02:20:04 GMT

Alliant is a pretty good CU, I have my HSA throught them, I currently do not have the credit to get approved for their cards, but luckily I got in NFCU for that at the beginning of the month and got a 6k credit limit. I'm hoping that gives me a jump into a decent credit score, lol.

Re: Thank You

myjourney — Thu, 23 May 2013 03:22:53 GMT

Congrats

Re: Thank You

Anonymous — Thu, 23 May 2013 03:26:49 GMT

Thanks. I was wondering if people know any other good credit union in Chicago.
Only found out about alliant CU till now.