topic Re: PenFed ballance transfer offer in Credit Cards

PenFed ballance transfer offer

Anonymous — Tue, 28 May 2013 15:31:04 GMT

Got an email about 4.99% PenFed Baalance transfer offer, does that mean I am pre approved or did they send that to eeveryone pretty much?

Its also above the my accounts line along with a Car Buying Servive and Real Estatew Rewards, but I know PenFed is very conservative

Only have a savings account with them

Re: PenFed ballance transfer offer

RSCo — Tue, 28 May 2013 15:51:22 GMT

@Anonymous wrote:
Got an email about 4.99% PenFed Baalance transfer offer, does that mean I am pre approved or did they send that to eeveryone pretty much?

Its also above the my accounts line along with a Car Buying Servive and Real Estatew Rewards, but I know PenFed is very conservative

Only have a savings account with them

careful they will accuse you of pyramiding debt... it's a trap... very iffy with them...

Re: PenFed ballance transfer offer

ilovelisa — Tue, 28 May 2013 16:15:17 GMT

I get an e-mail about once a week about the 4.99% BT. I don't think it means you are preapproved.

Re: PenFed ballance transfer offer

Anonymous — Tue, 28 May 2013 16:20:52 GMT

@ilovelisa wrote:
I get an e-mail about once a week about the 4.99% BT. I don't think it means you are preapproved.

thanks, I would not think so either

Re: PenFed ballance transfer offer

SRAGS — Tue, 28 May 2013 16:47:49 GMT

Too conservative, we can't judge. Be carefull.

Re: PenFed ballance transfer offer

Revelate — Tue, 28 May 2013 17:23:52 GMT

@Anonymous wrote:
@ilovelisa wrote:
I get an e-mail about once a week about the 4.99% BT. I don't think it means you are preapproved.
thanks, I would not think so either

I got the same and other offers from Penfed recently.

There's no way I'm approved for them, zero, zip, swabo chance unless they reduced their underwriting requirements by an absurd amount; I would strongly suggest not reading anything into the offers.

Re: PenFed ballance transfer offer

Anonymous — Tue, 28 May 2013 17:48:03 GMT

ok I emailed penfed and they said:

Unfortunately, the message you received was not for a pre-approval offer. If you

wish to receive a PenFed Promise card, an application must be submitted to

consider your request.

Thanks everyone