topic Re: CSP is awesome!!!! in Credit Cards

CSP is awesome!!!!

unc0mm0n1 — Wed, 29 May 2013 00:03:42 GMT

I saw quite a few people discussing the merits of the CSP a little while back. Many were stating that unless you spend 30-40K a year it's a bad card but I disagree. I'm still in grad school so I don't spend that much but I had to buy suits for my job this summer. Kohls had some good deals and my wife has a Kohls card so we saved 15% on everything. I went to the UR mall and they have a 10x points promotion on Kohls plus another 15% off coupon code. I ended up buying $2100 worth of suits, ties, shirts, pants, shoes and a new watch. I paid less than $1550. With that spend I had enough points to get a BA flight from London to Rome. I checked on the BA website and that flight would have ran me over $400. Me and my wife planned to fly from London to Rome this summer and now we have one of the flights free, for spending 1.5k. If that's not worth a $95 annual fee I don't know what is.

Re: CSP is awesome!!!!

Anonymous — Wed, 29 May 2013 00:04:32 GMT

@unc0mm0n1 wrote:
I saw quite a few people discussing the merits of the CSP a little while back. Many were stating that unless you spend 30-40K a year it's a bad card but I disagree. I'm still in grad school so I don't spend that much but I had to buy suits for my job this summer. Kohls had some good deals and my wife has a Kohls card so we saved 15% on everything. I went to the UR mall and they have a 10x points promotion on Kohls plus another 15% off coupon code. I ended up buying $2100 worth of suits, ties, shirts, pants, shoes and a new watch. I paid less than $1550. With that spend I had enough points to get a BA flight from London to Rome. I checked on the BA website and that flight would have ran me over $400. Me and my wife planned to fly from London to Rome this summer and now we have one of the flights free, for spending 1.5k. If that's not worth a $95 annual fee I don't know what is.

Way to use it!!!

Re: CSP is awesome!!!!

unc0mm0n1 — Wed, 29 May 2013 00:07:31 GMT

Also I still get 7% on those 15300 points which is over 1000 additional points at the end of the year. The CSP is a great card.

Re: CSP is awesome!!!!

Anonymous — Wed, 29 May 2013 00:08:18 GMT

Don't tempt me. LOL.

Great job again.

Re: CSP is awesome!!!!

FocusedAndDetermined — Wed, 29 May 2013 00:09:13 GMT

Sweet deal.

Re: CSP is awesome!!!!

Anonymous — Wed, 29 May 2013 00:14:36 GMT

Good job!

Re: CSP is awesome!!!!

unc0mm0n1 — Wed, 29 May 2013 00:17:12 GMT

Thanks. I'm just trying to dispel the oft repeated myth that you have to spend like crazy to get value from the CSP.

Re: CSP is awesome!!!!

Anonymous — Wed, 29 May 2013 00:19:13 GMT

@unc0mm0n1 wrote:
Thanks. I'm just trying to dispel the oft repeated myth that you have to spend like crazy to get value from the CSP.

Well, for spending something you were going to spend anyway, you saved money and a good chunk of it, at that.

Re: CSP is awesome!!!!

LS2982 — Wed, 29 May 2013 00:51:36 GMT

@unc0mm0n1 wrote:
I saw quite a few people discussing the merits of the CSP a little while back. Many were stating that unless you spend 30-40K a year it's a bad card but I disagree. I'm still in grad school so I don't spend that much but I had to buy suits for my job this summer. Kohls had some good deals and my wife has a Kohls card so we saved 15% on everything. I went to the UR mall and they have a 10x points promotion on Kohls plus another 15% off coupon code. I ended up buying $2100 worth of suits, ties, shirts, pants, shoes and a new watch. I paid less than $1550. With that spend I had enough points to get a BA flight from London to Rome. I checked on the BA website and that flight would have ran me over $400. Me and my wife planned to fly from London to Rome this summer and now we have one of the flights free, for spending 1.5k. If that's not worth a $95 annual fee I don't know what is.

That is awesome!!! WTG!!!

This is one of my wish list cards!

Re: CSP is awesome!!!!

armbenderc — Wed, 29 May 2013 00:57:42 GMT

I LOVE MY CSP!!!

Re: CSP is awesome!!!!

09Lexie — Wed, 29 May 2013 01:11:47 GMT

Well done!

Re: CSP is awesome!!!!

laboi_22 — Wed, 29 May 2013 01:49:06 GMT

I agree the CSP is what you make of it. I'm not a heavy heavy spender either, but it is every bit worth the $95 AF. Hands down this is the best card on the market for travel and combined with the Freedom it easy to rack up points assuming you spend in categories that are set to 5%. Transfer those points into CSP then to your favorite airline program. A wonderful card indeed. I also love the Chase United and SPG from AMEX as well. They are close second. Amazon payments is also a great way to rack up points free. Shhh you didn't hear my make mention of any manufactured spending here

Re: CSP is awesome!!!!

jsucool76 — Wed, 29 May 2013 02:27:00 GMT

I want a csp badly. XD

And on another note, Kohls sells suits? XD

Not trying to be rude, but if i was gonna spend iver 2k on suits, I'd rather spend 4k and get one nice tailored suit.

Re: CSP is awesome!!!!

Anonymous — Wed, 29 May 2013 02:30:40 GMT

@jsucool76 wrote:
I want a csp badly. XD

And on another note, Kohls sells suits? XD

Not trying to be rude, but if i was gonna spend iver 2k on suits, I'd rather spend 4k and get one nice tailored suit.

4k for a suit can get you one of those high end ones (i.e. tom ford, LV, etc).

Even D&G, Boss, Z for Zegna suits are just 900-1500 each.

Kohls sells suits but I wouldnt recommend buying there. Just wait for a good sale at Neiman Marcus, Saks Fifth, Bloomingdales, Barneys, or Nordstrom. You could get full prized suits at 40% off if lucky, though finding the correct size might be a problem.

Anyways, are you gardening now? Are you still in college? You should try ask for CLIs on your current cards. It's not a must-have but a CL above 5k will improve your chances.

The CSP is one of the best cards. The AF is easily worth while even if they increase it to $300.

Re: CSP is awesome!!!!

parakleet — Wed, 29 May 2013 02:31:34 GMT

Nice job on the haul! Great way to get the most out of your spending. I bought a pair of Merrell walking shoes for the DH through the UR mall from shoebuy.com at 10x and got 1100 pts on the buy. I try to do as much of my shopping through the UR mall as possible - it's a fantastic way to build up pts.