topic Re: Recon a GE Initial CL in Credit Cards

Recon a GE Initial CL

n777ua — Fri, 31 May 2013 02:30:33 GMT

Does anyone have any recent experience reconning an initial GE (Lowes) credit limit ? I would've never considered apping but for the fact that I found out I can get 5.9% for 84months on any single ticket total purchase $3.5k or higher. As DW and I are moving, I apped tonight and was instantly approved for $3k. Just wondered if they are open to upping it a bit. My worry is that I have so much credit already, but 5.9% would be a steal. Think total util is 12% with USAA credit monitoring of 722 all 3, pulled tonight.

As always, thanks in advance.

Re: Recon a GE Initial CL

Anonymous — Fri, 31 May 2013 02:36:56 GMT

I've read some people recon the initial CL given for CareCredit (also by GE), and it seems to be an easy process. A few questions here and there and they're done. Not sure if it's the same across all GE cards though.

Re: Recon a GE Initial CL

Anonymous — Fri, 31 May 2013 03:03:01 GMT

I had success with Lowes recon initially. I was originally going to use them for carpet so asked for an increase from $1k to $2k. After the fact I realized I could of most likely asked for more since Home Depot gave me an instant line of $6k. I was really only asked why I wanted the increase and the rep said yes in about 30 seconds. Good luck!

Re: Recon a GE Initial CL

LS2982 — Fri, 31 May 2013 03:04:44 GMT

@n777ua wrote:
Does anyone have any recent experience reconning an initial GE (Lowes) credit limit ? I would've never considered apping but for the fact that I found out I can get 5.9% for 84months on any single ticket total purchase $3.5k or higher. As DW and I are moving, I apped tonight and was instantly approved for $3k. Just wondered if they are open to upping it a bit. My worry is that I have so much credit already, but 5.9% would be a steal. Think total util is 12% with USAA credit monitoring of 722 all 3, pulled tonight.

As always, thanks in advance.

Give Credit Solutions a call: 1877 379 8173

They will manually review your file for a possible CLI. Good luck!!!

Re: Recon a GE Initial CL

Anonymous — Fri, 31 May 2013 04:08:34 GMT

I app two weeks ago approved for $2800 called the next day to and got it up to $7500
SP TU

Re: Recon a GE Initial CL

kevinjjc — Fri, 31 May 2013 04:18:13 GMT

I was able to recon the initial CL on my GECRB issued Walmart Discover card from 1,300 to 10,000.

Here's my old thread: http://ficoforums.myfico.com/t5/Credit-Cards/Walmart-Discover-approved-amp-initial-CL-recon-success-1-300-gt/m-p/1450448#M399628

Re: Recon a GE Initial CL

n777ua — Fri, 31 May 2013 19:57:16 GMT

Called and asked for $6k, was approved in about 30 seconds.

Re: Recon a GE Initial CL

boomhower — Fri, 31 May 2013 20:18:53 GMT

@n777ua wrote:
Called and asked for $6k, was approved in about 30 seconds.

Congrats. GE always low balls initial limits. Last year I went from 1.5k->3k on lowes at activation and on walmart discover this month I went from $1k->$5k.

Re: Recon a GE Initial CL

LS2982 — Fri, 31 May 2013 21:22:58 GMT

@n777ua wrote:
Called and asked for $6k, was approved in about 30 seconds.

WTG!!!

Re: Recon a GE Initial CL

youngandcreditwrthy — Sat, 01 Jun 2013 23:58:36 GMT

I love GE!
Congrats! I love that 5.99% offer! I wish I had a use for it! Lom