topic Re: Minimum credit history need for Amex PRG? in Credit Cards

Minimum credit history need for Amex PRG?

Anonymous — Wed, 29 May 2013 23:28:47 GMT

I'm helpming my roommates building his credit file, he just got his CapOne newcomer and BOA secure last month with my suggestion. He will go back to Korea to serve in military in the middle of next year and he asked me whether he can manage to get a free plane ticket for that. I've already added him as AU to several of my CC to thicken his file a bit.

My eyes are on the Amex PRG with 25K points, maybe 50K with special offer.

So is it possible to get Amex PRG with less than one year's credit history? Thanks.

Re: Minimum credit history need for Amex PRG?

Anonymous — Wed, 29 May 2013 23:30:51 GMT

Yes

Re: Minimum credit history need for Amex PRG?

myjourney — Wed, 29 May 2013 23:31:52 GMT

Possible sure

its a charge so risk are less

Re: Minimum credit history need for Amex PRG?

charleeislegend — Wed, 29 May 2013 23:32:49 GMT

i got my PRG with 50k offer with 6 months of history. but they triple pulled.

Re: Minimum credit history need for Amex PRG?

Anonymous — Wed, 29 May 2013 23:35:15 GMT

^+1

I'm waiting til I get 1 full year of history to see if I can avoid the triple pull.

Re: Minimum credit history need for Amex PRG?

Anonymous — Wed, 29 May 2013 23:42:24 GMT

@charleeislegend wrote:
i got my PRG with 50k offer with 6 months of history. but they triple pulled.

I'd glad to hear that it is totally possible.

Re: Minimum credit history need for Amex PRG?

BearsAndTurtlesRtheBest — Wed, 29 May 2013 23:51:49 GMT

Good for you for helping out your friend. Hope everything goes well.

Re: Minimum credit history need for Amex PRG?

7PM789 — Wed, 29 May 2013 23:54:35 GMT

I was approved for the Amex gold card (not the prg) with 6 months history but I was also triple pulled.

Re: Minimum credit history need for Amex PRG?

BearsAndTurtlesRtheBest — Thu, 30 May 2013 00:19:14 GMT

I noticed that AMEX doesnt like high UTL even with a score in the low 700s.

Re: Minimum credit history need for Amex PRG?

Anonymous — Thu, 30 May 2013 01:11:30 GMT

@BearsAndTurtlesRtheBest wrote:
Good for you for helping out your friend. Hope everything goes well.

Yeah.. I persuaded someone with parent retired in Army to join NFCU, and then pigybacked the rest ten of us living in the same address(aprtment) into NFCU. And then some of them moved to another Aprtment of the school dorm, and pigybackked others.. it's like a virus spreading..

Re: Minimum credit history need for Amex PRG?

BearsAndTurtlesRtheBest — Sun, 02 Jun 2013 01:57:19 GMT

Hahha^ So what happened?

Re: Minimum credit history need for Amex PRG?

Rackham94 — Sun, 02 Jun 2013 02:37:53 GMT

If inqs are aged 1 year will they become irrelevant as far as FICO scoring. It is so hard to stay in the garden when you just want that one card and say you will be done but that never happens lol.