topic Barclaycard Credit Score Questions in Credit Cards

Barclaycard Credit Score Questions

Anonymous — Mon, 03 Jun 2013 23:49:40 GMT

Hey everyone,

I am just curious does anyone know what credit scores Barclaycard uses? I have a Barclaycard itunes reward card and I was just approved for a limit increase. When I got the letter in the mail about it, it said I had a score of 816 (300-850 was the range). My other scores are in the 770's and 780's just curious if this is an accurate score or not.

Re: Barclaycard Credit Score Questions

Anonymous — Mon, 03 Jun 2013 23:51:05 GMT

By the way my scores have improve since I created my signiture. I will update soon.

Re: Barclaycard Credit Score Questions

LS2982 — Mon, 03 Jun 2013 23:53:18 GMT

@Anonymous wrote:
Hey everyone,

I am just curious does anyone know what credit scores Barclaycard uses? I have a Barclaycard itunes reward card and I was just approved for a limit increase. When I got the letter in the mail about it, it said I had a score of 816 (300-850 was the range). My other scores are in the 770's and 780's just curious if this is an accurate score or not.

Barclays uses TU 08, possibly CC enhanced.

Re: Barclaycard Credit Score Questions

Anonymous — Mon, 03 Jun 2013 23:59:49 GMT

Please forgive my ignorance. TU 08 is the same as FICO 08 or no?

Re: Barclaycard Credit Score Questions

Rhaeny — Tue, 04 Jun 2013 02:20:21 GMT

@Anonymous wrote:
Please forgive my ignorance. TU 08 is the same as FICO 08 or no?

No they are different scoring models from different CRA's, but not sure if there is a Fico 08.