topic Re: Walmart FICO in Credit Cards

Walmart FICO

Anonymous — Wed, 05 Jun 2013 04:05:36 GMT

Walmart FICO for June is up

Re: Walmart FICO

myjourney — Wed, 05 Jun 2013 04:07:26 GMT

@Anonymous wrote:
Walmart FICO for June is up

Cool up 8 pts

Re: Walmart FICO

CreditCardDiva — Wed, 05 Jun 2013 04:23:04 GMT

Yahoo! I gained 9 points.

Re: Walmart FICO

Hightechredneck — Wed, 05 Jun 2013 04:35:23 GMT

Up 6 can't complain!

Re: Walmart FICO

Anonymous — Wed, 05 Jun 2013 04:36:30 GMT

Down 4

Re: Walmart FICO

HYPASS33 — Wed, 05 Jun 2013 04:54:20 GMT

Mine was 660 but Myfico here was 708. Which is more accurate?

Re: Walmart FICO

myjourney — Wed, 05 Jun 2013 04:55:14 GMT

@HYPASS33 wrote:
Mine was 660 but Myfico here was 708. Which is more accurate?

Both just different models

Re: Walmart FICO

armbenderc — Wed, 05 Jun 2013 04:55:47 GMT

738. CSP didn't reported yet statement just cut today. I'm thinking I will lose few points from aaoa but will go back up.

Re: Walmart FICO

HYPASS33 — Wed, 05 Jun 2013 04:56:21 GMT

So which one does most lenders use?

Re: Walmart FICO

Anonymous — Wed, 05 Jun 2013 04:57:39 GMT

@HYPASS33 wrote:
So which one does most lenders use?

it honestly depends on the lender itself.

Different lenders pulls from different bureaus, and sometimes uses different formulas, i.e enhanced scores.

Some use vantage scores as well, and some have internal scoring systems in place as well.

Re: Walmart FICO

myjourney — Wed, 05 Jun 2013 04:58:30 GMT

@HYPASS33 wrote:
So which one does most lenders use?

TU 04 and 08

Re: Walmart FICO

HYPASS33 — Wed, 05 Jun 2013 05:04:25 GMT

Myfico is which, TU04 or TU08?

Re: Walmart FICO

indiolatino61 — Wed, 05 Jun 2013 05:05:21 GMT

@Anonymous wrote:
Walmart FICO for June is up

I can't believe after making us wait so freaking long last month, it is up so quickly!!!! I just happened to look today and was shocked. And it was a pleasant surprise that my score is at its highest point ever...782! Hooray!

Re: Walmart FICO

armbenderc — Wed, 05 Jun 2013 05:07:43 GMT

782 wow congrats indio

Re: Walmart FICO

HYPASS33 — Wed, 05 Jun 2013 05:09:16 GMT

Congrsts

Re: Walmart FICO

Anonymous — Wed, 05 Jun 2013 05:11:38 GMT

Sad. No change from last month.

Re: Walmart FICO

creditnocash — Wed, 05 Jun 2013 05:59:08 GMT

up 4 too 730

ughh now just too pull fico reports.

maybe will be my birthday present too myself. (july 1st)

Re: Walmart FICO

petarap — Wed, 05 Jun 2013 06:34:31 GMT

Up by 14 points to 764 (750 last month).

Re: Walmart FICO

creditYum — Wed, 05 Jun 2013 06:42:23 GMT

No change for me. Glad It's up so early though! I was expecting it next Friday. Pleasant surprise regardless

Re: Walmart FICO

iwazl71 — Wed, 05 Jun 2013 08:13:40 GMT

Wow, My score jumped 85 points to 792. That can't be right. The only thing that happened was my last baddie fell off.