topic Re: B of A Travel rewards card in Credit Cards

B of A Travel rewards card

crunching_numbers — Thu, 06 Jun 2013 17:08:46 GMT

I am thinking of apping for this.

1.5% points per dollar

no foreign trans fee

emv chip

no annual fee

Am I missing something here? This looks like an awesome travel combo with my Chase Hyatt (also no FTF w/emv). I would go for a Cap 1 card, but no emv chips yet.

Any reason not to? Is there something I don't know?

Re: B of A Travel rewards card

crunching_numbers — Thu, 06 Jun 2013 17:10:09 GMT

Also, who do they pull?

Re: B of A Travel rewards card

DaveSignal — Thu, 06 Jun 2013 17:13:51 GMT

I have it and think it is great. It is chip + signature, but still works at most POS terminals in UK. The interest rate is high, but I don't carry a balance unless there is a 0% promotion.

Re: B of A Travel rewards card

DaveSignal — Thu, 06 Jun 2013 17:15:43 GMT

@crunching_numbers wrote:
Also, who do they pull?

They pull Experian.

Re: B of A Travel rewards card

jsucool76 — Thu, 06 Jun 2013 17:31:36 GMT

I like mine as well. And no matter what limit you get (whether it's a signature card or not) you still get free concierge service and it's cool

Re: B of A Travel rewards card

HiLine — Thu, 06 Jun 2013 17:49:59 GMT

I have the card and use it everyday. Feel free to check out my review of the card:

http://hiepsfinance.com/2013/03/10/699/

They pulled Experian on me. BofA always pulls Experian for new accounts and Transunion for credit limit increase requests, AFAIK.

Re: B of A Travel rewards card

Open123 — Thu, 06 Jun 2013 18:52:23 GMT

@crunching_numbers wrote:
I am thinking of apping for this.

1.5% points per dollar
no foreign trans fee
emv chip
no annual fee

Am I missing something here? This looks like an awesome travel combo with my Chase Hyatt (also no FTF w/emv). I would go for a Cap 1 card, but no emv chips yet.

Any reason not to? Is there something I don't know?

No, you're right!

Awesome deal and no reason to to app for it, unless you derive more benefits from a non-forex fee based travel rewards card. In my view, this is the "best in class" non-forex and no annual fee card.

PenFed seems like a good one, but I just don't want to jump through hoops to join a CU, even if it is a small token donation.

Re: B of A Travel rewards card

CreditScholar — Fri, 07 Jun 2013 02:51:20 GMT

@Open123 wrote:
@crunching_numbers wrote:
I am thinking of apping for this.

1.5% points per dollar
no foreign trans fee
emv chip
no annual fee

Am I missing something here? This looks like an awesome travel combo with my Chase Hyatt (also no FTF w/emv). I would go for a Cap 1 card, but no emv chips yet.

Any reason not to? Is there something I don't know?
No, you're right!

Awesome deal and no reason to to app for it, unless you derive more benefits from a non-forex fee based travel rewards card. In my view, this is the "best in class" non-forex and no annual fee card.

PenFed seems like a good one, but I just don't want to jump through hoops to join a CU, even if it is a small token donation.

+1. This card is somewhat of a unique animal given it has no AF, no forex, EMV and 1.5% CB.

Re: B of A Travel rewards card

Anonymous — Fri, 07 Jun 2013 03:09:10 GMT

+1 with everyone else. I'll most likely PC my 3-2-1 cash rewards card to the travel rewards.

Re: B of A Travel rewards card

HiLine — Fri, 07 Jun 2013 04:10:13 GMT

@Anonymous wrote:
+1 with everyone else. I'll most likely PC my 3-2-1 cash rewards card to the travel rewards.

Check out the Better Balance Rewards card as well.

Re: B of A Travel rewards card

crunching_numbers — Fri, 07 Jun 2013 16:40:00 GMT

Apped today. Thanks for everyone's input. I was approved for $17,500 starting CL. I am very happy with that. I am going to be in Europe for almost three weeks in the fall, and I feel better knowing that I have two no FTF cards. (plus Discover, but hardly anyone accepts it).

Re: B of A Travel rewards card

FutureBillionaire — Fri, 07 Jun 2013 17:29:31 GMT

I converted my cash rewards card to this card. I'm going to get a lot of usage out of this puppy.

Re: B of A Travel rewards card

nyancat — Fri, 07 Jun 2013 17:32:39 GMT

Depends where you go on the Discover, it works on the Diner's Club network in most of Europe. Not huge acceptance, but not nowhere - similar to the old days of Discover here.

Re: B of A Travel rewards card

leoment — Fri, 07 Jun 2013 18:03:32 GMT

Congrats on the approval! I have the Privileges version of this card, and I love having a base CB card to cover all of my purchases now BoA is pretty good with auto-CLI too!