topic Re: Having a Good Day - App Spree Has Begun in Credit Cards

Having a Good Day - App Spree Has Begun

fittiger — Fri, 07 Jun 2013 04:37:34 GMT

[URL=http://s213.photobucket.com/user/fittiger/media/43F63063-1946-4037-AFF4-722D6560E2E5-5895-0000031F88229D33.jpg.html][IMG]http://i213.photobucket.com/albums/cc266/fittiger/43F63063-1946-4037-AFF4-722D6560E2E5-5895-0000031F88229D33.jpg[/IMG][/URL]

CLI For Discover IT, $10,300 -----> $15,000 - Approved with recon (request for manual review), Pulled TU
Instantly Approved for Citi Simplicity - $7,000, Pulled EX
Instantly Approved for CSP - $13,800, Pulled EX and EQ
Instantly Approved for Amex Gold Delta Skymiles - $9,500, Pulled EX
Instantly Approved for PenFed Plat Rewards Sig Visa - $14,000, Pulled EQ

I'm going to request a Discover off-cycle report to update CL and then app for CSP and Amex BCE and possibly PenFed....wish me luck.

EDIT: I added other app updates above. I'm not going to bother with PenFed since I added $35,000 to my available revolving credit. Calling it a day, and chaining myself up in the garden shed.

EDIT 2: Really going to garden......locking everything down.

Re: Having a Good Day - App Spree Has Begun

09Lexie — Thu, 06 Jun 2013 19:49:22 GMT

Good luck and congrats! Any reason why you don't PC the More to It?

Re: Having a Good Day - App Spree Has Begun

myjourney — Fri, 07 Jun 2013 01:15:44 GMT

@fittiger wrote:
[IMG]http://i213.photobucket.com/albums/cc266/fittiger/43F63063-1946-4037-AFF4-722D6560E2E5-5895-0000031F88229D33.jpg[/IMG]

CLI Request from Discover, $10,300 ---> $15,000 - Approved with recon (request for manual review), Pulled TU
Applied for the Citi Simplicity - Instant Approval $7,000, Pulled EX

I'm going to request a Discover off-cycle report to update CL and then app for CSP and Amex BCE and possibly PenFed....wish me luck.

Congrats

Re: Having a Good Day - App Spree Has Begun

fittiger — Thu, 06 Jun 2013 19:50:33 GMT

@09Lexie, I have PC'd to IT....will update.

Re: Having a Good Day - App Spree Has Begun

09Lexie — Thu, 06 Jun 2013 19:52:56 GMT

Ok- with your scores, you shouldn't have any problems!

Re: Having a Good Day - App Spree Has Begun

RSCo — Fri, 07 Jun 2013 00:48:55 GMT

Huh... CC companies will report off cycle upon request? Wow..

Re: Having a Good Day - App Spree Has Begun

LS2982 — Fri, 07 Jun 2013 00:54:17 GMT

@fittiger wrote:
[URL=http://s213.photobucket.com/user/fittiger/media/43F63063-1946-4037-AFF4-722D6560E2E5-5895-0000031F88229D33.jpg.html][IMG]http://i213.photobucket.com/albums/cc266/fittiger/43F63063-1946-4037-AFF4-722D6560E2E5-5895-0000031F88229D33.jpg[/IMG][/URL]

CLI For Discover IT, $10,300 -----> $15,000 - Approved with recon (request for manual review), Pulled TU
Instant Approval for Citi Simplicity - $7,000, Pulled EX
Instant Approved for CSP - $13,800, Pulled EX and EQ

I'm going to request a Discover off-cycle report to update CL and then app for CSP and Amex BCE and possibly PenFed....wish me luck.

CONGRATS!!!

Good luck with the other apps!!

Re: Having a Good Day - App Spree Has Begun

fittiger — Fri, 07 Jun 2013 01:10:45 GMT

@RSCo, some will.

I didn't even bother asking for the off-cycle report.....itch was too strong. App'd for CSP and Amex Delta Gold and approved for both.

Re: Having a Good Day - App Spree Has Begun

FocusedAndDetermined — Fri, 07 Jun 2013 01:22:01 GMT

Congrats!! See you in the garden.

Re: Having a Good Day - App Spree Has Begun

fittiger — Fri, 07 Jun 2013 04:34:39 GMT

Ok, so I couldn't help myself....said what the heck and went ahead and joined PenFed and app'd for the Platinum Rewards Signature. Didn't think I'd get approved but Instant Approval for $14,000.

I'm going to freeze my credit reports now and definitely garden until I need an auto loan in about a year. Thanks all for the help and well wishes. Considering just over a year and a few months ago the largest credit limit I'd ever had was $750.....Today was definitely a good day!

Re: Having a Good Day - App Spree Has Begun

red259 — Fri, 07 Jun 2013 04:50:34 GMT

Wow. I hope to have a day like that someday! What was your score a year and few months ago when your limit was $750?

Re: Having a Good Day - App Spree Has Begun

fittiger — Fri, 07 Jun 2013 05:04:05 GMT

It's been low for the last 6 or 7 yrs due to student loan issues. It was around 680 last April/May when I got my Mortgage and Discover.

Re: Having a Good Day - App Spree Has Begun

red259 — Fri, 07 Jun 2013 05:11:45 GMT

Yea student loans are a killer and that was my issue as well. However, your success has inspired me!

Re: Having a Good Day - App Spree Has Begun

indiolatino61 — Fri, 07 Jun 2013 05:12:55 GMT

Congrats and good luck!