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    <title>topic Re: Authorized user on Amex mean SP for my own? in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Authorized-user-on-Amex-mean-SP-for-my-own/m-p/2205837#M616157</link>
    <description>Nope... DH is AU on my PRG and Zync... However he did get a HP when he applied for his own charge card in April</description>
    <pubDate>Sun, 09 Jun 2013 22:50:51 GMT</pubDate>
    <dc:creator>webhopper</dc:creator>
    <dc:date>2013-06-09T22:50:51Z</dc:date>
    <item>
      <title>Authorized user on Amex mean SP for my own?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Authorized-user-on-Amex-mean-SP-for-my-own/m-p/2205189#M615929</link>
      <description>Hi guys,&lt;BR /&gt;I'm an authorized user on an Amex card. Is it true that I can apply for my own and only receive a SP if I'm denied? Hard pull upon approval? No necessarily looking to apply just yet, just inquiring. As long as I'm logged into my account on the site.</description>
      <pubDate>Sun, 09 Jun 2013 18:52:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Authorized-user-on-Amex-mean-SP-for-my-own/m-p/2205189#M615929</guid>
      <dc:creator>sperrin</dc:creator>
      <dc:date>2013-06-09T18:52:03Z</dc:date>
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    <item>
      <title>Re: Authorized user on Amex mean SP for my own?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Authorized-user-on-Amex-mean-SP-for-my-own/m-p/2205191#M615930</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/632310"&gt;@sperrin&lt;/a&gt; wrote:&lt;BR /&gt;Hi guys,&lt;BR /&gt;I'm an authorized user on an Amex card. Is it true that I can apply for my own and only receive a SP if I'm denied? Hard pull upon approval? No necessarily looking to apply just yet, just inquiring. As long as I'm logged into my account on the site.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;AFAIK, no. You have to be the primary cardholder to get that benefit.&lt;/P&gt;</description>
      <pubDate>Sun, 09 Jun 2013 18:54:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Authorized-user-on-Amex-mean-SP-for-my-own/m-p/2205191#M615930</guid>
      <dc:creator>LS2982</dc:creator>
      <dc:date>2013-06-09T18:54:19Z</dc:date>
    </item>
    <item>
      <title>Re: Authorized user on Amex mean SP for my own?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Authorized-user-on-Amex-mean-SP-for-my-own/m-p/2205743#M616127</link>
      <description>&lt;P&gt;Anyone else have any input?&lt;/P&gt;</description>
      <pubDate>Sun, 09 Jun 2013 22:22:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Authorized-user-on-Amex-mean-SP-for-my-own/m-p/2205743#M616127</guid>
      <dc:creator>sperrin</dc:creator>
      <dc:date>2013-06-09T22:22:30Z</dc:date>
    </item>
    <item>
      <title>Re: Authorized user on Amex mean SP for my own?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Authorized-user-on-Amex-mean-SP-for-my-own/m-p/2205837#M616157</link>
      <description>Nope... DH is AU on my PRG and Zync... However he did get a HP when he applied for his own charge card in April</description>
      <pubDate>Sun, 09 Jun 2013 22:50:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Authorized-user-on-Amex-mean-SP-for-my-own/m-p/2205837#M616157</guid>
      <dc:creator>webhopper</dc:creator>
      <dc:date>2013-06-09T22:50:51Z</dc:date>
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