topic Re: Weird Offer From AMEX... Help!! in Credit Cards

Weird Offer From AMEX... Help!!

CEOriginal — Mon, 10 Jun 2013 21:58:55 GMT

Today I received another "pre-selected" offer from AMEX. I was denied May 15th due to high UTI%, but plan on app'ing again next week since that's taken care of.

This offer that I received, though, is for a sign up bonus of 25K points with....... AMEX GREEN?!??! Huh????? I've never heard of a sign up bonus with the Green card. I wanted the PRG for the first year for two reasons: 1) those 25K points, and 2) 2x points on gas and supermarket purchases. After the first year, I was probably going to downgrade to the Green anyway.

My question is this: Should I take AMEX on this offer? I mean, I know the common consensus is that approval criteria seems to be the same for all charge cards, but this seems to be a targeted offer. Does that matter? Also, if I were to use that RSVP code on the letter, I'm assuming it would automatically apply for the Green?

Re: Weird Offer From AMEX... Help!!

myjourney — Mon, 10 Jun 2013 22:03:10 GMT

@CEOriginal wrote:
Today I received another "pre-selected" offer from AMEX. I was denied May 15th due to high UTI%, but plan on app'ing again next week since that's taken care of.

This offer that I received, though, is for a sign up bonus of 25K points with....... AMEX GREEN?!??! Huh????? I've never heard of a sign up bonus with the Green card. I wanted the PRG for the first year for two reasons: 1) those 25K points, and 2) 2x points on gas and supermarket purchases. After the first year, I was probably going to downgrade to the Green anyway.

My question is this: Should I take AMEX on this offer? I mean, I know the common consensus is that approval criteria seems to be the same for all charge cards, but this seems to be a targeted offer. Does that matter? Also, if I were to use that RSVP code on the letter, I'm assuming it would automatically apply for the Green?

Got it today spend 1000 in 3 months 25,000 pts problem is I app'ed thursday

Good luck should you app

and yes if you use the code it's just for you

Re: Weird Offer From AMEX... Help!!

09Lexie — Mon, 10 Jun 2013 22:18:58 GMT

Take the offer after your cr have updated.

Good luck!

Re: Weird Offer From AMEX... Help!!

Creditaddict — Mon, 10 Jun 2013 22:22:19 GMT

Take the offer, then apply for gold right after you get instant approval for green!

Then you can get what you really want but have fall back of first approved green if not!

Re: Weird Offer From AMEX... Help!!

CEOriginal — Mon, 10 Jun 2013 22:56:10 GMT

@Creditaddict wrote:
Take the offer, then apply for gold right after you get instant approval for green!
Then you can get what you really want but have fall back of first approved green if not!

Wait a minute, I can apply for PRG RIGHT after I get approval for green?? Isn't there a wait period before I can successfully apply for another card?

Re: Weird Offer From AMEX... Help!!

myjourney — Mon, 10 Jun 2013 22:57:22 GMT

@CEOriginal wrote:
@Creditaddict wrote:
Take the offer, then apply for gold right after you get instant approval for green!
Then you can get what you really want but have fall back of first approved green if not!
Wait a minute, I can apply for PRG RIGHT after I get approval for green?? Isn't there a wait period before I can successfully apply for another card?

No waiting

Re: Weird Offer From AMEX... Help!!

09Lexie — Mon, 10 Jun 2013 22:59:18 GMT

First of all, you can't app within 30 days of a denial. Take the offer after your cr has updated AND after the 15th.

Re: Weird Offer From AMEX... Help!!

CEOriginal — Mon, 10 Jun 2013 23:00:01 GMT

@myjourney wrote:
@CEOriginal wrote:
@Creditaddict wrote:
Take the offer, then apply for gold right after you get instant approval for green!
Then you can get what you really want but have fall back of first approved green if not!
Wait a minute, I can apply for PRG RIGHT after I get approval for green?? Isn't there a wait period before I can successfully apply for another card?

No waiting

Nice? Thanks guys...

Any possibillity of the first app getting denied after approval if seond app is denied?

Re: Weird Offer From AMEX... Help!!

CEOriginal — Mon, 10 Jun 2013 23:00:39 GMT

@09Lexie wrote:
First of all, you can't app within 30 days of a denial. Take the offer after your cr has updated AND after the 15th.

Yes, that I know. I'm applying sometime next week when I get a chance.

Re: Weird Offer From AMEX... Help!!

myjourney — Mon, 10 Jun 2013 23:01:25 GMT

@CEOriginal wrote:
@myjourney wrote:
@CEOriginal wrote:
@Creditaddict wrote:
Take the offer, then apply for gold right after you get instant approval for green!
Then you can get what you really want but have fall back of first approved green if not!
Wait a minute, I can apply for PRG RIGHT after I get approval for green?? Isn't there a wait period before I can successfully apply for another card?

No waiting
Nice? Thanks guys...

Any possibillity of the first app getting denied after approval if seond app is denied?

1st step is what Lexie said but if 1st app is approved no they won't take it back

Re: Weird Offer From AMEX... Help!!

LS2982 — Mon, 10 Jun 2013 23:01:44 GMT

@CEOriginal wrote:
Today I received another "pre-selected" offer from AMEX. I was denied May 15th due to high UTI%, but plan on app'ing again next week since that's taken care of.

This offer that I received, though, is for a sign up bonus of 25K points with....... AMEX GREEN?!??! Huh????? I've never heard of a sign up bonus with the Green card. I wanted the PRG for the first year for two reasons: 1) those 25K points, and 2) 2x points on gas and supermarket purchases. After the first year, I was probably going to downgrade to the Green anyway.

My question is this: Should I take AMEX on this offer? I mean, I know the common consensus is that approval criteria seems to be the same for all charge cards, but this seems to be a targeted offer. Does that matter? Also, if I were to use that RSVP code on the letter, I'm assuming it would automatically apply for the Green?

I would take it after you get your util. down, good luck!!

Re: Weird Offer From AMEX... Help!!

09Lexie — Mon, 10 Jun 2013 23:03:20 GMT

The green and PRG have the same requirements. Your code is for the green - with the same signup bonus and lower AF. since you recently applied- apping now will be an instant denial.

Edit: just saw your response about next week.

Re: Weird Offer From AMEX... Help!!

CEOriginal — Tue, 11 Jun 2013 00:16:05 GMT

Thanks everyone. Had no idea that you could apply back to back like that. Another reason I love this board haha.

Re: Weird Offer From AMEX... Help!!

Anonymous — Tue, 11 Jun 2013 00:31:58 GMT

PRG requirements are to spend 2k within 3 months for 25k pts. I got mine a few weeks ago and those were the terms.

Re: Weird Offer From AMEX... Help!!

nicholasyud — Tue, 11 Jun 2013 02:37:42 GMT

My sister approved for BCP after 2 weeks recon........Call the Exe but transfer to new account and they approved after 1 weeks.