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    <title>topic Re: Mini App Spree in Credit Cards</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2212821#M618350</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/572687"&gt;@dodfire&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/418746"&gt;@sandman2435&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;WOW!! $1500.00 in credit card membership fees. Man thats a tuff pill to swallow..But if you can max out the rewards than its worth it..Too bad you can't get into chase IMO their cards give the best bang for the buck..I did app for the citi prestege card today as Im going to canada 3 times this year and I will get my monies worth out of it..I had to wait on hold for about 15 minutes while a credit anylist went over my app..after the 15 minutes I was approved for 10K..I myself have been dumping credit cards in the past 2 weeks as I've closed out about 50K in GE credit and a USAA card as well..I have closed out every store account and almost every GE account..I still have more to close out as I do not need them..&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I am probably going to close a few in Sept when those cards hit 1 year.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;We are up and watching you&lt;/P&gt;&lt;P&gt;&lt;IMG border="0" src="http://www.gifs.net/Animation11/Words/Warnings/warning_1.gif" /&gt;&lt;/P&gt;</description>
    <pubDate>Wed, 12 Jun 2013 03:55:46 GMT</pubDate>
    <dc:creator>myjourney</dc:creator>
    <dc:date>2013-06-12T03:55:46Z</dc:date>
    <item>
      <title>Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209761#M617461</link>
      <description>&lt;P&gt;Sorry Lexie I know I was suppose to stop but now I am done...I promise!!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So over the past couple of days here is what I have done.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Citi Prestige&lt;/P&gt;&lt;P&gt;Citi Thank You Premier Signature&lt;/P&gt;&lt;P&gt;Amex Platinum&lt;/P&gt;&lt;P&gt;Visa Black Card&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Yes I know that is over $1500 a year in AF but the companion tickets on the Prestige and Platinum will pay for that as I and my family are doing a lot of international travel.&lt;/P&gt;</description>
      <pubDate>Tue, 11 Jun 2013 06:50:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209761#M617461</guid>
      <dc:creator>dodfire</dc:creator>
      <dc:date>2013-06-11T06:50:24Z</dc:date>
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    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209773#M617467</link>
      <description>First of all congrats on your spree. Nothing mini about 4! Quite an arsenal you have accumulated. It appears you thought about the AFs and the spend requirements.&lt;BR /&gt;&lt;BR /&gt;Your plot in the garden is waiting for you.</description>
      <pubDate>Tue, 11 Jun 2013 07:01:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209773#M617467</guid>
      <dc:creator>09Lexie</dc:creator>
      <dc:date>2013-06-11T07:01:32Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209777#M617469</link>
      <description>&lt;P&gt;Thank you Lexie &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I am already at the garden gate, begging to come inside. Now it is time to start trimming off some fat in my wallet. I will start to work on my CLOSING SPREE next.&lt;/P&gt;</description>
      <pubDate>Tue, 11 Jun 2013 07:04:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209777#M617469</guid>
      <dc:creator>dodfire</dc:creator>
      <dc:date>2013-06-11T07:04:38Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209787#M617474</link>
      <description>&lt;P&gt;grats on the approvals!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Nice cards there. Just can't really understand that black card though :/&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Jun 2013 07:09:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209787#M617474</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-06-11T07:09:28Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209791#M617476</link>
      <description>What do you think you'll be closing?</description>
      <pubDate>Tue, 11 Jun 2013 07:11:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209791#M617476</guid>
      <dc:creator>09Lexie</dc:creator>
      <dc:date>2013-06-11T07:11:10Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209799#M617480</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/621098"&gt;@09Lexie&lt;/a&gt; wrote:&lt;BR /&gt;What do you think you'll be closing?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;All USAA cards&lt;/P&gt;&lt;P&gt;AMEX green&lt;/P&gt;&lt;P&gt;AMEX delta gold&lt;/P&gt;&lt;P&gt;Capital One&lt;/P&gt;&lt;P&gt;Military Star&lt;/P&gt;&lt;P&gt;Macys&lt;/P&gt;&lt;P&gt;and maybe the NFL card&lt;/P&gt;</description>
      <pubDate>Tue, 11 Jun 2013 07:14:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209799#M617480</guid>
      <dc:creator>dodfire</dc:creator>
      <dc:date>2013-06-11T07:14:31Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209803#M617482</link>
      <description>&lt;P&gt;Don't close the Macy's IMO. It's SP CLIs and there's good discounts if you ever decide to shop there. The discounts apply to Louis Vuitton, Chanel and other designer brands too!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;And why not PC the Delta Gold to another card instead?&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Jun 2013 07:15:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209803#M617482</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-06-11T07:15:48Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209813#M617487</link>
      <description>PC Delta- good idea enharu&lt;BR /&gt;&lt;BR /&gt;Agree with Macys.</description>
      <pubDate>Tue, 11 Jun 2013 07:18:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209813#M617487</guid>
      <dc:creator>09Lexie</dc:creator>
      <dc:date>2013-06-11T07:18:19Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209819#M617490</link>
      <description>&lt;P&gt;Good ideas....I might consider doing that..Thank you!! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Jun 2013 07:19:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209819#M617490</guid>
      <dc:creator>dodfire</dc:creator>
      <dc:date>2013-06-11T07:19:39Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209853#M617507</link>
      <description>Surprised you don't have any Chase products</description>
      <pubDate>Tue, 11 Jun 2013 07:32:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209853#M617507</guid>
      <dc:creator>09Lexie</dc:creator>
      <dc:date>2013-06-11T07:32:46Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209869#M617511</link>
      <description>&lt;P&gt;Not for the lack of trying...I have applied 3 times for the CSP and they always deny me because of the forclosure in 2008&lt;/P&gt;</description>
      <pubDate>Tue, 11 Jun 2013 08:03:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2209869#M617511</guid>
      <dc:creator>dodfire</dc:creator>
      <dc:date>2013-06-11T08:03:02Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210017#M617549</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/572687"&gt;@dodfire&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Sorry Lexie I know I was suppose to stop but now I am done...I promise!!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So over the past couple of days here is what I have done.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Citi Prestige&lt;/P&gt;&lt;P&gt;Citi Thank You Premier Signature&lt;/P&gt;&lt;P&gt;Amex Platinum&lt;/P&gt;&lt;P&gt;Visa Black Card&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Yes I know that is over $1500 a year in AF but the companion tickets on the Prestige and Platinum will pay for that as I and my family are doing a lot of international travel.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Nice! Congratulations!&lt;/P&gt;</description>
      <pubDate>Tue, 11 Jun 2013 13:05:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210017#M617549</guid>
      <dc:creator>MsLadyRover</dc:creator>
      <dc:date>2013-06-11T13:05:14Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210395#M617615</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/572687"&gt;@dodfire&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Sorry Lexie I know I was suppose to stop but now I am done...I promise!!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So over the past couple of days here is what I have done.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Citi Prestige&lt;/P&gt;&lt;P&gt;Citi Thank You Premier Signature&lt;/P&gt;&lt;P&gt;Amex Platinum&lt;/P&gt;&lt;P&gt;Visa Black Card&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Yes I know that is over $1500 a year in AF but the companion tickets on the Prestige and Platinum will pay for that as I and my family are doing a lot of international travel.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;FONT size="3"&gt;Congrats nice line up dodfire&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;ERT Hiring (2)&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;Requirements ...both must cover 1 timezone 24/7&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;Must monitor 1 repeat professional escapee very elusive almost slippery Lol&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;must be able to cuff,duct tape,chain,tie to garden tree experience using cattle prod pref. ...LMAO&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;Need to fill position A.S.A.P.&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Jun 2013 15:54:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210395#M617615</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2013-06-11T15:54:15Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210409#M617619</link>
      <description>&lt;P&gt;Congratulations on the success! &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;BR /&gt;&lt;BR /&gt;Out of curiosity though, since I don't know many other people to whom this question can be addressed: What do you find useful about the Visa Black card beyond the benefits that the Amex Platinum offers?&lt;/P&gt;</description>
      <pubDate>Tue, 11 Jun 2013 15:58:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210409#M617619</guid>
      <dc:creator>HiLine</dc:creator>
      <dc:date>2013-06-11T15:58:51Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210539#M617653</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/667905"&gt;@myjourney&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/572687"&gt;@dodfire&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Sorry Lexie I know I was suppose to stop but now I am done...I promise!!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So over the past couple of days here is what I have done.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Citi Prestige&lt;/P&gt;&lt;P&gt;Citi Thank You Premier Signature&lt;/P&gt;&lt;P&gt;Amex Platinum&lt;/P&gt;&lt;P&gt;Visa Black Card&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Yes I know that is over $1500 a year in AF but the companion tickets on the Prestige and Platinum will pay for that as I and my family are doing a lot of international travel.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;FONT size="3"&gt;Congrats nice line up dodfire&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;ERT Hiring (2)&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;Requirements ...both must cover 1 timezone 24/7&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;Must monitor 1 repeat professional escapee very elusive almost slippery Lol&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;must be able to cuff,duct tape,chain,tie to garden tree experience using cattle prod pref. ...LMAO&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;Need to fill position A.S.A.P.&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Too Funny!!!! haha seriously tho..Im done!!!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Jun 2013 16:37:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210539#M617653</guid>
      <dc:creator>dodfire</dc:creator>
      <dc:date>2013-06-11T16:37:03Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210547#M617657</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633068"&gt;@HiLine&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Congratulations on the success! &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;BR /&gt;&lt;BR /&gt;Out of curiosity though, since I don't know many other people to whom this question can be addressed: What do you find useful about the Visa Black card beyond the benefits that the Amex Platinum offers?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks!!!! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;As I said before, as far as the benefits, rewards, perks, etc. I still think that the Amex Platinum is the better card up against the Visa Black.&lt;/P&gt;&lt;P&gt;I wanted the Black Card more for a personal gratification. Because it was my number one goal card back when it came out. Knowing I could never and will never get something of an exclusive card such as the Centurion or Palladium. I made the Visa Black my GOAL card.&amp;nbsp;&lt;/P&gt;&lt;P&gt;I know many people dont like it, and there are those even on this forum that say "anyone" can get the card. Well good for them. I did what I did for ME and not anyone else.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So in closing...if you compare the two cards I still say stick with the Platinum. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Jun 2013 16:41:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210547#M617657</guid>
      <dc:creator>dodfire</dc:creator>
      <dc:date>2013-06-11T16:41:50Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210563#M617664</link>
      <description>@myjourney&lt;BR /&gt;&lt;BR /&gt;Definitely need to hire 2 more ERTs! This one wore me out!</description>
      <pubDate>Tue, 11 Jun 2013 16:44:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210563#M617664</guid>
      <dc:creator>09Lexie</dc:creator>
      <dc:date>2013-06-11T16:44:54Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210575#M617668</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/621098"&gt;@09Lexie&lt;/a&gt; wrote:&lt;BR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/667905"&gt;@myjourney&lt;/a&gt;&lt;BR /&gt;&lt;BR /&gt;Definitely need to hire 2 more ERTs! This one wore me out!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;MyJourney &amp;amp; Lexie I will not cause any more trouble!! But seriously you are going to have to work out a rotation of sleep schedules so someone can keep me company during "MY" daytime hours so I do not get bored and do something stupid!!!! LOL&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Jun 2013 16:47:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210575#M617668</guid>
      <dc:creator>dodfire</dc:creator>
      <dc:date>2013-06-11T16:47:42Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210587#M617673</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/572687"&gt;@dodfire&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/667905"&gt;@myjourney&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/572687"&gt;@dodfire&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Sorry Lexie I know I was suppose to stop but now I am done...I promise!!!!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So over the past couple of days here is what I have done.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Citi Prestige&lt;/P&gt;&lt;P&gt;Citi Thank You Premier Signature&lt;/P&gt;&lt;P&gt;Amex Platinum&lt;/P&gt;&lt;P&gt;Visa Black Card&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Yes I know that is over $1500 a year in AF but the companion tickets on the Prestige and Platinum will pay for that as I and my family are doing a lot of international travel.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;FONT size="3"&gt;Congrats nice line up dodfire&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;ERT Hiring (2)&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;Requirements ...both must cover 1 timezone 24/7&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;Must monitor 1 repeat professional escapee very elusive almost slippery Lol&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;must be able to cuff,duct tape,chain,tie to garden tree experience using cattle prod pref. ...LMAO&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#0000FF"&gt;Need to fill position A.S.A.P.&lt;/FONT&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Too Funny!!!! haha seriously tho..Im done!!!&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Right sure you are ...been there...done that....heard that before .....you're good Lol&lt;/P&gt;&lt;P&gt;Big congrats again&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Jun 2013 16:48:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210587#M617673</guid>
      <dc:creator>myjourney</dc:creator>
      <dc:date>2013-06-11T16:48:46Z</dc:date>
    </item>
    <item>
      <title>Re: Mini App Spree</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210591#M617674</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/572687"&gt;@dodfire&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633068"&gt;@HiLine&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Congratulations on the success! &lt;img id="smileylol" class="emoticon emoticon-smileylol" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-lol.gif" alt="Smiley LOL" title="Smiley LOL" /&gt;&lt;BR /&gt;&lt;BR /&gt;Out of curiosity though, since I don't know many other people to whom this question can be addressed: What do you find useful about the Visa Black card beyond the benefits that the Amex Platinum offers?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks!!!! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;As I said before, as far as the benefits, rewards, perks, etc. I still think that the Amex Platinum is the better card up against the Visa Black.&lt;/P&gt;&lt;P&gt;I wanted the Black Card more for a personal gratification. Because it was my number one goal card back when it came out. Knowing I could never and will never get something of an exclusive card such as the Centurion or Palladium. I made the Visa Black my GOAL card.&amp;nbsp;&lt;/P&gt;&lt;P&gt;I know many people dont like it, and there are those even on this forum that say "anyone" can get the card. Well good for them. I did what I did for ME and not anyone else.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;So in closing...if you compare the two cards I still say stick with the Platinum. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks for the perspective! Will keep that in mind when I have a need for a premium card in the future which hopefully won't be too far. &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Jun 2013 16:49:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Cards/Mini-App-Spree/m-p/2210591#M617674</guid>
      <dc:creator>HiLine</dc:creator>
      <dc:date>2013-06-11T16:49:39Z</dc:date>
    </item>
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