topic Re: Sample Capital One EO Emails in Credit Cards

Sample Capital One EO Emails

indiolatino61 — Thu, 25 Apr 2013 23:12:05 GMT

Hello all...I was just wondering if it's possible for those of us who have been successful with emailing the Cap1 EO to post a few examples of the email verbiage they used. For example, I don't want to seem overly sycophantic but also want to "suck up" appropriately thickly...lol. Any suggestions would be great. Thank you.

Re: Sample Capital One EO Emails

Ron1 — Wed, 24 Apr 2013 02:00:28 GMT

You have to ask them nicely on the email. It also tell them why you need a CLI. Make sure leave them your contact number. So they can call you back. By the way, you alos need to tell your name and last 4 digit of your credit card account number.

Hopefully, it helps you to get started.

Ron.

Re: Sample Capital One EO Emails

_jb_ — Wed, 24 Apr 2013 02:06:04 GMT

Here is the email I wrote. Feel free to use it as a template, but I encourage anyone going this route to make it personal. I ended up getting a $6,000 increase to $7,500.

Good day Sir,

My name is NAME, and I am writing in regards to my Capital One credit card.

Due to the nature of my work, I spend a great deal of time outside of the United States, where my Capital One credit card would shine, were it not for the low credit limit. I have been using a Capital One credit card since DATE (my first credit card), which is attractive to me for its lack of foreign transaction fees, among other things.

Unfortunately over the past 6.5 years, my credit limit has only been raised from the initial limit of $500 (if I recall correctly) to $1500, via an automatic credit limit increase a number of years back. With my current limit, it is not practical for me use this card on business and personal trips abroad, while keeping my debt to credit utilization in mind.

I have made a couple of attempts to have my credit limit raised, and/or an upgrade to another credit card via Capital One's customer service team over the past year or so to no avail. I was hoping that you could put me in touch with one of Capital One's credit analysts for a more personal look at my credit/financial situation, and I think you will find that I am a great candidate for a credit limit increase.

I can be reached at TELEPHONE NUMBER at any time that is convenient for you, or at this email address if that will be easier. I look forward to hearing from you.

Respectfully,

MY NAME

Good luck.

Re: Sample Capital One EO Emails

_jb_ — Wed, 24 Apr 2013 02:07:11 GMT

@Ron1 wrote:
You have to ask them nicely on the email. It also tell them why you need a CLI. Make sure leave them your contact number. So they can call you back. By the way, you alos need to tell your name and last 4 digit of your credit card account number.

Hopefully, it helps you to get started.

Ron.

I didn't leave my last 4 or anything like that. When they called they verified everything with me, and we went from there.

Re: Sample Capital One EO Emails

Ron1 — Wed, 24 Apr 2013 02:14:22 GMT

@_jb_ wrote:
@Ron1 wrote:
You have to ask them nicely on the email. It also tell them why you need a CLI. Make sure leave them your contact number. So they can call you back. By the way, you alos need to tell your name and last 4 digit of your credit card account number.

Hopefully, it helps you to get started.

Ron.
I didn't leave my last 4 or anything like that. When they called they verified everything with me, and we went from there.

Yes, you're right. She asked me to tell her the whole 16 digit account number, last 4 digit of SSN and date of birth.

Ron.

Re: Sample Capital One EO Emails

Anonymous — Wed, 24 Apr 2013 02:19:27 GMT

My DH didn't leave his cc number either. They verified it when they called.

Re: Sample Capital One EO Emails

myjourney — Wed, 24 Apr 2013 02:41:53 GMT

Me either name and phone only is enough

Re: Sample Capital One EO Emails

Anonymous — Wed, 24 Apr 2013 19:37:03 GMT

Does anyone have the email? I just tried to use the one I found on the internet but it got sent back to me.

Re: Sample Capital One EO Emails

qd — Wed, 24 Apr 2013 19:41:36 GMT

This is email I sent them and received call the same day.

I want to thank you first of all for extending me credit back when nobody else would. I have had my two capital one credit cards for a while now. I have had my rewards card for over a year now and the platinum card for about six months now. I have worked hard in rebuilding my credit and look forward to many years with my capital one cards. I have made every payment on time and try to pay in full as often as I can.

I am writing to request a limit increase on my rewards card. I have called in but it appears to be stuck at $500. I want to take advantage of the rewards with this card but at this limit, it is not always possible to do. I have a few purchases I will be making in the near future and would like to utilize my capital one card instead of cash as this will build up my reward points. I would like an increase of $1500 to take my limit to $2000. Feel free to contact me with any questions you might have. Thank you in advance for any help you can provide.

Then I concluded with my name and phone number.

Re: Sample Capital One EO Emails

Anonymous — Wed, 24 Apr 2013 19:43:33 GMT

@Anonymous wrote:
Does anyone have the email? I just tried to use the one I found on the internet but it got sent back to me.

I PM you the email address.

Re: Sample Capital One EO Emails

Anonymous — Wed, 24 Apr 2013 19:49:30 GMT

Thanks!

Re: Sample Capital One EO Emails

jklhj — Wed, 24 Apr 2013 20:15:24 GMT

Please PM me the address too. Thanks!

Re: Sample Capital One EO Emails

p- — Wed, 24 Apr 2013 22:39:47 GMT

There's one on page 6 of this thread:

http://ficoforums.myfico.com/t5/Credit-Cards/How-to-get-a-PC-or-CLI-from-Capital-One/td-p/1690104

Re: Sample Capital One EO Emails

LS2982 — Wed, 24 Apr 2013 22:47:43 GMT

@qd wrote:
This is email I sent them and received call the same day.

I want to thank you first of all for extending me credit back when nobody else would. I have had my two capital one credit cards for a while now. I have had my rewards card for over a year now and the platinum card for about six months now. I have worked hard in rebuilding my credit and look forward to many years with my capital one cards. I have made every payment on time and try to pay in full as often as I can.

I am writing to request a limit increase on my rewards card. I have called in but it appears to be stuck at $500. I want to take advantage of the rewards with this card but at this limit, it is not always possible to do. I have a few purchases I will be making in the near future and would like to utilize my capital one card instead of cash as this will build up my reward points. I would like an increase of $1500 to take my limit to $2000. Feel free to contact me with any questions you might have. Thank you in advance for any help you can provide.

Then I concluded with my name and phone number.

You asked for way too little, should have went 5K.

Re: Sample Capital One EO Emails

qd — Thu, 25 Apr 2013 12:15:33 GMT

@LS2982 wrote:
@qd wrote:
This is email I sent them and received call the same day.

I want to thank you first of all for extending me credit back when nobody else would. I have had my two capital one credit cards for a while now. I have had my rewards card for over a year now and the platinum card for about six months now. I have worked hard in rebuilding my credit and look forward to many years with my capital one cards. I have made every payment on time and try to pay in full as often as I can.

I am writing to request a limit increase on my rewards card. I have called in but it appears to be stuck at $500. I want to take advantage of the rewards with this card but at this limit, it is not always possible to do. I have a few purchases I will be making in the near future and would like to utilize my capital one card instead of cash as this will build up my reward points. I would like an increase of $1500 to take my limit to $2000. Feel free to contact me with any questions you might have. Thank you in advance for any help you can provide.

Then I concluded with my name and phone number.

You asked for way too little, should have went 5K.

Lesson learned...in four months I'll be calling back and asking for more

Re: Sample Capital One EO Emails

Anonymous — Thu, 25 Apr 2013 14:13:56 GMT

@indiolatino61 wrote:
Hello all...I was just wondering if it's possible for those of us who have been successful with emailing the Cap1 EO to post a few examples of the email verbiage they used. For example, I don't want to seem overly sycophantic but also want to "lay it on" appropriately thickly...lol. Any suggestions would be great. Thank you.

I flat out said I have better cards now and I get points and what not for using them. Your card offers me nothing and has much a low limit its not worth it. Right to the point and it worked as you can see by my post.

Re: Sample Capital One EO Emails

Anonymous — Thu, 25 Apr 2013 21:32:30 GMT

Sent the email this morning, already got a call back!! I only asked for 2,500. Im a student had I have some baddies. She said they would call back in 5 days. I was SHOCKED when I picked up the phone! I felt like I was talking to a secret agency. Fingers crossed!!!

Re: Sample Capital One EO Emails

ztnjpv — Thu, 25 Apr 2013 21:41:09 GMT

OP,

You don't "lay it on". You make a sympathetic case. Very different. Your temporary gratification of ranting to them will not help. You need to influence them by maing them like you....not by irritating them.

Re: Sample Capital One EO Emails

indiolatino61 — Thu, 25 Apr 2013 23:09:52 GMT

@ztnjpv wrote:
OP,

You don't "lay it on". You make a sympathetic case. Very different. Your temporary gratification of ranting to them will not help. You need to influence them by maing them like you....not by irritating them.

LOL...I didn't mean "lay it on" in a negative connotation, as in ranting. I meant laying on the charm too thickly as to be transparent. But I know what you mean and thank you, as well as everyone else, for all the good advice.

Re: Sample Capital One EO Emails

ronstar7 — Tue, 30 Apr 2013 14:57:44 GMT

Hi there,

Can you PM me as well?

Thank you,