topic Re: Chase Scores Need for Good CLI in Credit Cards

Chase Scores Need for Good CLI

Anonymous — Thu, 27 Mar 2008 02:16:24 GMT

What are the Chase scores needed, when they pull ed hard inq, to get a sizable CLI? MY scores are in the low 700s? Anything else I need to know? My current CL is 4K? Many thanks! -Pj P.S. It would be nice to have a total CL of 10K, at least...is it possible you think?

Message Edited by pjriverap on 03-26-2008 07:16 PM

Re: Chase Scores Need for Good CLI

Anonymous — Thu, 27 Mar 2008 02:19:52 GMT

I am not sure for Chase, but seems that low 700's *may* get you a boost. Have your score's gone up since you applied?

USAA did tell me not to try to app for the Amex until I had atleast a 720, since the credit crunch is taking it's toll. I am also a new member so, I am sure that would have some bearing as well.

Re: Chase Scores Need for Good CLI

ngerasimatos — Thu, 27 Mar 2008 02:29:41 GMT

Stef, what are your current scores?

Re: Chase Scores Need for Good CLI

Anonymous — Thu, 27 Mar 2008 02:35:34 GMT

I got a CLI to $15,000 with a EQ 678.

Re: Chase Scores Need for Good CLI

Anonymous — Thu, 27 Mar 2008 02:37:13 GMT

@Anonymous wrote:
I got a CLI to $15,000 with a EQ 678.

nice. congrats and thanks for sharing!

Re: Chase Scores Need for Good CLI

Anonymous — Thu, 27 Mar 2008 02:38:00 GMT

does chase always pull eq for cli's?

Re: Chase Scores Need for Good CLI

Anonymous — Thu, 27 Mar 2008 02:40:20 GMT

@Anonymous wrote:
I got a CLI to $15,000 with a EQ 678.

P.S. Will they counter offer if you ask for too much?

Re: Chase Scores Need for Good CLI

Anonymous — Thu, 27 Mar 2008 02:45:02 GMT

From what I've heard you can ask them to approve you for the highest amount, but I did it online thinking I had to wait 6 months or so before requesting. I had no idea it would work.

Re: Chase Scores Need for Good CLI

Anonymous — Thu, 27 Mar 2008 02:45:35 GMT

@Anonymous wrote:
I am not sure for Chase, but seems that low 700's *may* get you a boost. Have your score's gone up since you applied?
USAA did tell me not to try to app for the Amex until I had atleast a 720, since the credit crunch is taking it's toll. I am also a new member so, I am sure that would have some bearing as well.

Yeah, I'm waiting to get a good promo offer or special before applying for the USAA Amex...I'm not in a rush to get it...and if you wait, USAA sometimes gives you unbelievable BTs and other things... I figure if I don't get anything by end of year I will apply then...good luck on your app when you go for it!

Re: Chase Scores Need for Good CLI

Anonymous — Thu, 27 Mar 2008 02:50:35 GMT

Thanks - I just applied. They said it would take 4 hours.

Re: Chase Scores Need for Good CLI

ngerasimatos — Thu, 27 Mar 2008 02:53:45 GMT

tick tock goes the clock.

Re: Chase Scores Need for Good CLI

Anonymous — Thu, 27 Mar 2008 03:12:07 GMT

@ngerasimatos wrote:
tick tock goes the clock.

somewhat cruel - because "tick tock, tick tock" is right!! lol

Re: Chase Scores Need for Good CLI

Anonymous — Thu, 27 Mar 2008 03:15:26 GMT

ngerasimatos wrote:
Stef, what are your current scores?

TU 657

EQ 684

EX 658

I'm trying still...

Re: Chase Scores Need for Good CLI

ngerasimatos — Thu, 27 Mar 2008 03:17:37 GMT

Those are pretty good, I would LOVE t have those scores. I am low/mid 500's on TU and EQ, and EX is 440.

Re: Chase Scores Need for Good CLI

Anonymous — Thu, 27 Mar 2008 05:35:32 GMT

It's been 3 hours, 1 more to go, but I'm too tired. Hopefully, I'll hear from chase in the morning regarding my cli...stay tuned!

Re: Chase Scores Need for Good CLI

Anonymous — Fri, 28 Mar 2008 02:11:43 GMT

Good scores and low DTI ratio for decent CLI.

Re: Chase Scores Need for Good CLI

Anonymous — Fri, 28 Mar 2008 02:22:03 GMT

yup - thanks - i got an 11K cli. i was very happy to say the least.

Re: Chase Scores Need for Good CLI

Anonymous — Fri, 28 Mar 2008 05:18:58 GMT

Nice increase Pj!!

Re: Chase Scores Need for Good CLI

Anonymous — Fri, 28 Mar 2008 06:14:43 GMT

@dnm45227 wrote:
does chase always pull eq for cli's?

No they do not. I had them pull EQ when my account was opened but the two times when I requested CLI they pulled EX. BTW I'm in NY.

Re: Chase Scores Need for Good CLI

Anonymous — Fri, 28 Mar 2008 13:27:20 GMT

pj.........660 + should get you some decent CL from Chase. Yes, I think 10k is entirely possible with your scores.

Chase loks at more than scores. Any baddies?