topic Re: So itching... for Chase Ink Biz CC.. in Credit Cards

So itching... for Chase Ink Biz CC..

Anonymous — Sun, 16 Jun 2013 18:40:32 GMT

The 60K points promo came now, it used to be $50K.

I was rejected for the Ink Plus card for once abou 60 days ago. I'm thinking of applying on Tuesday. Because I still have $6000 balance on my two Chase cards and I will pay them off on Monday.

Util 27% now.

I have a strong feeling that I'm gonna waste another HP on EX.

Re: So itching... for Chase Ink Biz CC..

09Lexie — Sun, 16 Jun 2013 18:44:20 GMT

Would this be your first business cc?

Re: So itching... for Chase Ink Biz CC..

Anonymous — Sun, 16 Jun 2013 18:53:27 GMT

@09Lexie wrote:
Would this be your first business cc?

Yes.

I think I may try and see if they could move part of my Chase Freedom CL to approve me a low internal CL Ink Bold charge card. Because it's very likely that Chase is unwilling to extend me any more credit.. or maybe $1K at most.

I've also heard that your Chase CL needs to be at least six month old, then you can move it to open other cards.

Re: So itching... for Chase Ink Biz CC..

Anonymous — Sun, 16 Jun 2013 18:53:53 GMT

Is it 60 or 90 days in between Chase rejections? What kind of revenue/income does your business have?

Re: So itching... for Chase Ink Biz CC..

09Lexie — Sun, 16 Jun 2013 18:56:00 GMT

And how long has your business been established?

Re: So itching... for Chase Ink Biz CC..

red259 — Sun, 16 Jun 2013 18:56:06 GMT

Gah. I soo need a ink card for my business, but am holding out until Jan when I reapply for CSP. Did they increase the bonus for bold as well or only the revolvers? My understanding is that it is more difficult to get the bold once you have an ink revolver vs having the bold first and then applying for an ink revolver.

Re: So itching... for Chase Ink Biz CC..

Anonymous — Sun, 16 Jun 2013 18:58:13 GMT

@Anonymous wrote:
Is it 60 or 90 days in between Chase rejections? What kind of revenue/income does your business have?

Never mind. I poked around a bit and found out it's highly unlikely I get approved. I'll just save the HP and add it into my Nov 2013 app spree.

Re: So itching... for Chase Ink Biz CC..

LS2982 — Sun, 16 Jun 2013 19:00:23 GMT

What is your business w200?

Re: So itching... for Chase Ink Biz CC..

Anonymous — Sun, 16 Jun 2013 19:01:35 GMT

@red259 wrote:
Gah. I soo need a ink card for my business, but am holding out until Jan when I reapply for CSP. Did they increase the bonus for bold as well or only the revolvers? My understanding is that it is more difficult to get the bold once you have an ink revolver vs having the bold first and then applying for an ink revolver.

They increased the bonus for all four Ink Cards.

Well.. for two Ink cards, as long as you can make a reasonable explanation, like "I put some biz expense that can be paid within 30 days on the charge card, and other biz expense that may need some time on the revolver one", it shouldn't be a big problem.

Re: So itching... for Chase Ink Biz CC..

Anonymous — Sun, 16 Jun 2013 19:04:01 GMT

@LS2982 wrote:
What is your business w200?

I buy bargains here in US and wholesale them back to China because a lot things here are cheaper. Say.. Coach bags from coach outlet stores. 70% cheaper that those sold in China.

Re: So itching... for Chase Ink Biz CC..

_jb_ — Sun, 16 Jun 2013 19:07:22 GMT

Yeah I'd like to pick one of these up as well, but I amnot sure that I qualify for it. Need to work on that I guess.

Re: So itching... for Chase Ink Biz CC..

scenery_guy — Sun, 16 Jun 2013 19:19:10 GMT

@red259 wrote:
Gah. I soo need a ink card for my business, but am holding out until Jan when I reapply for CSP. Did they increase the bonus for bold as well or only the revolvers? My understanding is that it is more difficult to get the bold once you have an ink revolver vs having the bold first and then applying for an ink revolver.

I doubt it's harder one way or the other, just a logical path. I got the Ink Cash to start. Waited a couple of months and applied for the Bold. When they asked why I told the analyst I wanted a card with more purchasing power for larger purchases (greater than the line on my Cash) and that I wanted to PIF every month. They approved no problem. Now I want the Plus and I doubt I will have an issue getting it as I have moved all employee spending to the Cash as AU and I no longer use that card. My reason for getting the Plus will be the need to carry a balance in the future for some larger purchases (but I won't be carrying a balance ever ). Solid usage and always PIF should help me with Chase.

Although the 10K in additional points is not enough to make me apply earlier than I planned it's still a great offer at 60K points. Best offer for business cards out there.

Re: So itching... for Chase Ink Biz CC..

Open123 — Sun, 16 Jun 2013 19:33:59 GMT

@scenery_guy wrote:
I doubt it's harder one way or the other, just a logical path. I got the Ink Cash to start. Waited a couple of months and applied for the Bold. When they asked why I told the analyst I wanted a card with more purchasing power for larger purchases (greater than the line on my Cash) and that I wanted to PIF every month.

I really don't think Chase cares too much which order you apply for them.

Re: So itching... for Chase Ink Biz CC..

Anonymous — Sun, 16 Jun 2013 20:21:00 GMT

It's good you chose to garden. It will benefit you a lot. When does your 30+ inquiries fall off your CR?

Re: So itching... for Chase Ink Biz CC..

Anonymous — Sun, 16 Jun 2013 22:39:59 GMT

@Anonymous wrote:
It's good you chose to garden. It will benefit you a lot. When does your 30+ inquiries fall off your CR?

My EX inquiry will start to fall off on this November.

It's 38 inquiries on EX now.

Re: So itching... for Chase Ink Biz CC..

09Lexie — Sun, 16 Jun 2013 22:39:53 GMT

Wt?! 38 inq's on one cr!

Re: So itching... for Chase Ink Biz CC..

Anonymous — Sun, 16 Jun 2013 22:40:36 GMT

How many will fall off this November?

Re: So itching... for Chase Ink Biz CC..

Anonymous — Sun, 16 Jun 2013 22:40:45 GMT

@09Lexie wrote:
Wt?! 38 inq's on one cr!

Yep.. But 1-2 inquiry on EQ and TU, respectivly.

Re: So itching... for Chase Ink Biz CC..

Anonymous — Sun, 16 Jun 2013 22:41:37 GMT

@Anonymous wrote:
How many will fall off this November?

One will be on November, one on Dec. Then six on next March.

Re: So itching... for Chase Ink Biz CC..

09Lexie — Sun, 16 Jun 2013 22:43:25 GMT

So, your GE cc's are all +1 yrs?