https://ficoforums.myfico.com/t5/Credit-Cards/Fico-score-not-everything/m-p/192526#M62533 <DIV>I thought I would share an example of how FICO scores are not everything to CCC's on pre-approval.&nbsp; I just pulled my EQ - 697, EX - 685, TU&nbsp;- 662 (no love).&nbsp; I tried&nbsp;BofA and&nbsp;HSBC online pre-approvals and was offered secure card only.&nbsp; This is great example of late payments (a ton from 04-06)&nbsp;kicking my butt.&nbsp; GW's here I come!!</DIV><DIV>&nbsp;</DIV><DIV>To quote "Never ever be late!!!"</DIV> Thu, 27 Mar 2008 20:16:43 GMT Anonymous 2008-03-27T20:16:43Z https://ficoforums.myfico.com/t5/Credit-Cards/Fico-score-not-everything/m-p/192526#M62533 <DIV>I thought I would share an example of how FICO scores are not everything to CCC's on pre-approval.&nbsp; I just pulled my EQ - 697, EX - 685, TU&nbsp;- 662 (no love).&nbsp; I tried&nbsp;BofA and&nbsp;HSBC online pre-approvals and was offered secure card only.&nbsp; This is great example of late payments (a ton from 04-06)&nbsp;kicking my butt.&nbsp; GW's here I come!!</DIV><DIV>&nbsp;</DIV><DIV>To quote "Never ever be late!!!"</DIV> Thu, 27 Mar 2008 20:16:43 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Fico-score-not-everything/m-p/192526#M62533 Anonymous 2008-03-27T20:16:43Z https://ficoforums.myfico.com/t5/Credit-Cards/Fico-score-not-everything/m-p/192538#M62538 <DIV>Yep! Just got denied a target card!</DIV><DIV>&nbsp;</DIV><DIV>TU-668</DIV><DIV>EQ-631</DIV> Thu, 27 Mar 2008 20:23:26 GMT https://ficoforums.myfico.com/t5/Credit-Cards/Fico-score-not-everything/m-p/192538#M62538 happy0510 2008-03-27T20:23:26Z