topic Re: Looking for suggestions in Credit Cards

Looking for suggestions

basballguy — Wed, 19 Jun 2013 21:02:40 GMT

my credit scores are below and mostly accurate (within a few points).

I have one secured card @ 3k (capital one) and two auto loans. These are my only active lines of credit. My uti is around 4% on the cc.

I'm looking to open a card with at least a 5k limit so i can close the cap one and get the secured funds back. What are some good reccomendations for cards? I don't have access to NFCU but am a full USAA member.

Re: Looking for suggestions

Anonymous — Thu, 20 Jun 2013 00:56:45 GMT

Any baddies? How many inqs?

Re: Looking for suggestions

kimmiller112 — Thu, 20 Jun 2013 01:18:19 GMT

Also, how long have you had the secured card and the two auto loans?

Re: Looking for suggestions

basballguy — Thu, 20 Jun 2013 14:37:57 GMT

one auto loan is 13 months the other is pushing 3 years. The card is 20 months or so. I have two charged off CC's from 2007 (paid) on my report and one collection account. I haven't missed a payment on any of my open trade lines.

Re: Looking for suggestions

Creditaddict — Thu, 20 Jun 2013 16:38:51 GMT

Have you checked pre-qaul offers on citicards.com and chase.com?

when is last time you applied at USAA? they seem to like their full members sometimes with crazy limits.

Re: Looking for suggestions

HYPASS33 — Thu, 20 Jun 2013 17:49:13 GMT

USAA is pretty generous with its CL. Your score are around the same as mine and I have two USAA cards.

Re: Looking for suggestions

basballguy — Thu, 20 Jun 2013 18:25:14 GMT

@Creditaddict wrote:
Have you checked pre-qaul offers on citicards.com and chase.com?
when is last time you applied at USAA? they seem to like their full members sometimes with crazy limits.

I'm actually opted out of receiving promo offers. I haven't directly applied for a credit card in 4 years .