topic Re: Reason to love NFCU in Credit Cards

Reason to love NFCU

CS800 — Thu, 20 Jun 2013 19:23:26 GMT

Auto CLI from $30K to $35K

Just noticed when I logged on my account. It must have been this past week since I logged on a week ago.

Re: Reason to love NFCU

jboy1972 — Thu, 20 Jun 2013 19:24:19 GMT

Congrats ! I would love to see that 6 months from now for me

Re: Reason to love NFCU

CS800 — Thu, 20 Jun 2013 19:48:01 GMT

Thanks NFCU has been good to many of us

Re: Reason to love NFCU

scarzy — Thu, 20 Jun 2013 20:00:24 GMT

Super nice!

Re: Reason to love NFCU

Scott90 — Thu, 20 Jun 2013 20:08:24 GMT

Excellent!

Re: Reason to love NFCU

MsLadyRover — Thu, 20 Jun 2013 20:21:00 GMT

Awesome Luv! Congrats!

Re: Reason to love NFCU

calihlove75 — Thu, 20 Jun 2013 20:29:36 GMT

@CS800 wrote:
Auto CLI from $30K to $35K

Just noticed when I logged on my account. It must have been this past week since I logged on a week ago.

Was this at a certain anniversary date? I am coming up on my 1 year mark in a couple of weeks. Never asked for a cli, but hoping for an auto!!

Re: Reason to love NFCU

Anonymous — Fri, 21 Jun 2013 01:58:07 GMT

How long have you had this card? Is this the first time of CLI on this card?

Thanks.

Re: Reason to love NFCU

myjourney — Fri, 21 Jun 2013 02:09:14 GMT

WTG auto love is always a great surprise...Congrats

Re: Reason to love NFCU

CS800 — Fri, 21 Jun 2013 03:10:55 GMT

@calihlove75 wrote:
@CS800 wrote:
Auto CLI from $30K to $35K

Just noticed when I logged on my account. It must have been this past week since I logged on a week ago.

Was this at a certain anniversary date? I am coming up on my 1 year mark in a couple of weeks. Never asked for a cli, but hoping for an auto!!

Month 14 of having the card

Re: Reason to love NFCU

CS800 — Fri, 21 Jun 2013 03:12:15 GMT

@Anonymous wrote:
How long have you had this card? Is this the first time of CLI on this card?

Thanks.

About 14 months. It was originally at $25K then 6 months after got a CLI to $30K, now auto at $35K

The first month I got it, I charged some business expenses on it about $12K and paid it off in full

Re: Reason to love NFCU

Guyatthebeach — Fri, 21 Jun 2013 03:35:24 GMT

Congratulations!!!! I wish I could join Navy Fed!!!

Re: Reason to love NFCU

09Lexie — Fri, 21 Jun 2013 05:53:20 GMT

Congrats!

Re: Reason to love NFCU

Anonymous — Fri, 21 Jun 2013 11:43:09 GMT

Has anyone else ever experienced an auto cli after they have already recieved a cli using the luv button? If so, how long after?

Re: Reason to love NFCU

CreditJunkie917 — Fri, 21 Jun 2013 11:45:20 GMT

Congrats on a great CLI!!!

Re: Reason to love NFCU

silverzgirl — Fri, 21 Jun 2013 15:54:11 GMT

Nice.

They don't love everyone. I am one of the few they apparently hate. Never got auto CLI in nearly 20 years, crappy car loan APR (I rejected it).

Re: Reason to love NFCU

Anonymous — Fri, 21 Jun 2013 16:41:11 GMT

What's your limit if you don't mind me asking? Have you ever hit the luv button??

Re: Reason to love NFCU

silverzgirl — Fri, 21 Jun 2013 17:29:54 GMT

Opened in 1994 with a 5K CL. Hit the button in 2005 and was declined for more info; called and they raised to 10K. I had very high ute so I figured they wanted to verify income.

Income has tripled, ute still high (closed accounts) but not as high. Hit the button when I applied for my car refi (was not upside down.) Denied, recon was still denied. Car refi offered a 14%, when I was trying to refi a 9.9. I declined.

Re: Reason to love NFCU

Anonymous — Fri, 21 Jun 2013 17:48:00 GMT

I have to say, that is strange.. esspecially being a member for so long!!

Do you use the card a lot? I know they LOVE to see it being used. I got my one card up from $5k to $22k in 14 months. I really don't think they would've if I didn't use it though..

If I were you, I would hold my member age against them. Obviously be nice.. but be very serious when you say, you don't feel like a member who get rewarded for being a member for almost 20 years!

Re: Reason to love NFCU

silverzgirl — Fri, 21 Jun 2013 19:16:44 GMT

It is used monthly since my phone and alarm are tied to it. I have used it for the occasional meal as well. Paying down the balance and will see what happens next.

Naturally I declined their loan. My other CU account offered far less and I took that.

I suspect that savings/checking may have something to do with showing love. I don't use NF for it, and now probably never will.