https://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Select-and-Pay-Later-Pay-Over-Time/m-p/2240855#M627437 <P>Thoughts/Opinions. And.... would this&nbsp; change how my Platinum AMEX Charge reports to CB's(now revolving status?). And&nbsp; if I were to carry a balance of say, 33k for a month (since my Limit to Pay Over Time is 35k), would my cl become 33k or is it a high balance ?</P> Sat, 22 Jun 2013 20:54:41 GMT anderl 2013-06-22T20:54:41Z https://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Select-and-Pay-Later-Pay-Over-Time/m-p/2240855#M627437 <P>Thoughts/Opinions. And.... would this&nbsp; change how my Platinum AMEX Charge reports to CB's(now revolving status?). And&nbsp; if I were to carry a balance of say, 33k for a month (since my Limit to Pay Over Time is 35k), would my cl become 33k or is it a high balance ?</P> Sat, 22 Jun 2013 20:54:41 GMT https://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Select-and-Pay-Later-Pay-Over-Time/m-p/2240855#M627437 anderl 2013-06-22T20:54:41Z https://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Select-and-Pay-Later-Pay-Over-Time/m-p/2240887#M627449 <P>That amount would just be reported as the high balance. I'm pretty certain it would not anything internally with AmEx. Your pay-over-time cl would remain the same. POT is just a nice little perk AmEx offers which can come in handy at times. I wouldn't worry.</P> Sat, 22 Jun 2013 21:14:58 GMT https://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Select-and-Pay-Later-Pay-Over-Time/m-p/2240887#M627449 adavis425 2013-06-22T21:14:58Z https://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Select-and-Pay-Later-Pay-Over-Time/m-p/2240891#M627450 <P>I have it on my Amex Green also. It's just a nice perk. Use it if you have to.</P> Sat, 22 Jun 2013 21:17:16 GMT https://ficoforums.myfico.com/t5/Credit-Cards/AMEX-Select-and-Pay-Later-Pay-Over-Time/m-p/2240891#M627450 armbenderc 2013-06-22T21:17:16Z