topic Re: Citi forward amazon no longer 5%... in Credit Cards

Citi forward amazon no longer 5%...

Anonymous — Sat, 29 Jun 2013 14:55:32 GMT

My last statement came out on June 18th. After careful inspection, I found citi only gives 1% to Amazon. Before June, I always receive 5% on Amazon. Anyone else on this board experienced this change as well? Thanks!

Re: Citi forward amazon no longer 5%...

HiLine — Sat, 29 Jun 2013 16:11:27 GMT

I've heard from another forum of this change as well. Not sure if that's due to Amazon's merchant code or Forward's categories.

Re: Citi forward amazon no longer 5%...

boomhower — Sat, 29 Jun 2013 17:59:57 GMT

Sallie Mae just went up in desirability.

Re: Citi forward amazon no longer 5%...

Anonymous — Sat, 29 Jun 2013 18:06:02 GMT

Anyone has any idea if its due to citi, or due to Amazon changing their MCC?

I'm wondering if the cash+ and sallie Mae card are affected as well.

Re: Citi forward amazon no longer 5%...

Anonymous — Sat, 29 Jun 2013 18:10:36 GMT

Do not know yet, but I guess something is going to chage.

Re: Citi forward amazon no longer 5%...

Revelate — Sat, 29 Jun 2013 18:12:43 GMT

@Anonymous wrote:
Do not know yet, but I guess something is going to chage.

5% on Amazon is sorta too good to be true in my opinion, wouldn't surprise me if the other cards followed suit.

Re: Citi forward amazon no longer 5%...

Anonymous — Sat, 29 Jun 2013 18:14:35 GMT

Yeah I know. I will not be surprised either. And actually 5% on restaurants is already too good to be true... .

Re: Citi forward amazon no longer 5%...

911gt34life — Sat, 29 Jun 2013 18:35:52 GMT

time to Pc Forward for what ?

Re: Citi forward amazon no longer 5%...

Anonymous — Sat, 29 Jun 2013 18:36:56 GMT

It still has 5% for all restaurants, so no need to product change for me.

Re: Citi forward amazon no longer 5%...

Revelate — Sat, 29 Jun 2013 18:43:47 GMT

@Anonymous wrote:
Yeah I know. I will not be surprised either. And actually 5% on restaurants is already too good to be true... .

Yeah, OT but I sorta wished I'd picked up this card in my spree when I could've. Just ran the numbers on my restaurant spend for the last year and it would've been something like $350 back assuming 1cpp. Marginally from my Zync when it had the restaurant pack was $210 even.

Oh well, price I pay for being sloppy and trying to chase CLI's instead of rewards: $350 will never be the difference between my being broke and having food on the table, but looking at it from that perspective, I may be stupid: that was two nice bottles of scotch annually. Hrm.

Re: Citi forward amazon no longer 5%...

911gt34life — Sat, 29 Jun 2013 18:45:27 GMT

Earn at least 1 ThankYou Point for every $1 you spend on purchases including in popular categories like restaurants and entertainment

where is that 5% on restaurants ?

Re: Citi forward amazon no longer 5%...

Revelate — Sat, 29 Jun 2013 18:49:24 GMT

@911gt34life wrote:
Earn at least 1 ThankYou Point for every $1 you spend on purchases including in popular categories like restaurants and entertainment

where is that 5% on restaurants ?

https://www.citi.com/credit-cards/credit-card-details/detail.do?ID=citi-forward-credit-cards-for-college-students

5 ThankYou® Points for every $1you spend at restaurants and on entertainment;1 point per $1 on all other purchases.1 Redeem your points for things like gift cards and electronics

Re: Citi forward amazon no longer 5%...

Anonymous — Sat, 29 Jun 2013 18:49:51 GMT

Where did you see this? Is this a newer version of citi forward? I guess that everybody know citi forward has 5% on restaurants and bookstores (including Amazon) =)

@911gt34life wrote:
Earn at least 1 ThankYou Point for every $1 you spend on purchases including in popular categories like restaurants and entertainment

where is that 5% on restaurants ?

Re: Citi forward amazon no longer 5%...

Open123 — Sat, 29 Jun 2013 19:03:57 GMT

@Anonymous wrote:
Where did you see this? Is this a newer version of citi forward? I guess that everybody know citi forward has 5% on restaurants and bookstores (including Amazon) =)

Since the card's launghing (2007, if memory serves), it's offered 5X on restaurants, movies and bookstores. Recently, new versions of the card has been offered without the 5X bonus in restaurants, in particular those offered with a 30K TY signing bonus.

Re: Citi forward amazon no longer 5%...

Anonymous — Sat, 29 Jun 2013 19:05:53 GMT

@Open123 wrote:
@Anonymous wrote:
Where did you see this? Is this a newer version of citi forward? I guess that everybody know citi forward has 5% on restaurants and bookstores (including Amazon) =)
Since the card's launghing (2007, if memory serves), it's offered 5X on restaurants, movies and bookstores. Recently, new versions of the card has been offered without the 5X bonus in restaurants, in particular those offered with a 30K TY signing bonus.

I see. Thanks for point this out!

Re: Citi forward amazon no longer 5%...

Anonymous — Sat, 29 Jun 2013 19:13:24 GMT

Hmmm...As of my June statement, I was still receiving 5 TY points pet dollar for Amazon purchases. I will check out my July statement once it posts. I hope it isn't true! I shop a lot on Amazon and it was the only reason I applied for the card....

Re: Citi forward amazon no longer 5%...

Anonymous — Sat, 29 Jun 2013 19:37:08 GMT

Can't find the link now, but saw something that said different kinds of purchases from Amazon fall under different merchant codes.

So, for example, using Amazon Payments falls under a different category than a general purchase. IIRC, there were separate codes for music/video, 3rd party merchants, etc. So depending on your specific purchase, your transaction might have fallen under a different code than what is covered by the Forward (i.e. Bookstores). Can you check online to see how it was coded?

Re: Citi forward amazon no longer 5%...

Anonymous — Sat, 29 Jun 2013 19:44:20 GMT

My purchases are coded as bookstores....

Re: Citi forward amazon no longer 5%...

Themanwhocan — Sat, 29 Jun 2013 19:52:15 GMT

My usual Amazon.com purchases were assigned VISA code 05942 on 3/26, and still are coded that way as of 6/24.

But, I only purchase books and amazon.com marketplace items.

Re: Citi forward amazon no longer 5%...

Anonymous — Sat, 29 Jun 2013 21:36:54 GMT

@Anonymous wrote:
My last statement came out on June 18th. After careful inspection, I found citi only gives 1% to Amazon. Before June, I always receive 5% on Amazon. Anyone else on this board experienced this change as well? Thanks!

I really hope this is not the case... It would really hurt the Citi Forward and the Forward -- TY Preferred/Premier pairing. It's possible that Citi is trying to make the card more profitable and decided to eliminate bonus points on Amazon purchases. I know I certainly wouldn't spend as much at a regular bookstore as I do on Amazon.