topic Re: For Those with Bof A 99/500 in Credit Cards

For Those with Bof A 99/500

WhiteCollar — Mon, 01 Jul 2013 15:46:34 GMT

Hi!

For those of you with the BofA 99/500 secured card, how did you get tha offer? Did you apply for a regular credit card and was given the 99/500 offer? Or did you only apply for a secured card?

Thanks!

Re: For Those with Bof A 99/500

HiLine — Mon, 01 Jul 2013 15:49:01 GMT

@WhiteCollar wrote:
Hi!
For those of you with the BofA 99/500 secured card, how did you get tha offer? Did you apply for a regular credit card and was given the 99/500 offer?

Sounds about right.

Re: For Those with Bof A 99/500

asphaltcowboy — Mon, 01 Jul 2013 16:10:17 GMT

@WhiteCollar wrote:
Hi!
For those of you with the BofA 99/500 secured card, how did you get tha offer? Did you apply for a regular credit card and was given the 99/500 offer? Or did you only apply for a secured card?

Thanks!

From most of the post I have read about the 99/500, it was after applying for regular card, was a counter offer

Hope this helps

Re: For Those with Bof A 99/500

Alkalinem0n0 — Mon, 01 Jul 2013 16:15:32 GMT

I did not apply but got the offer in the mail ( the guy I was dealing with in the banking centre must have arranged it as he asked if I would be interested in a secured card) after six months I got cash rewards added and after 9 I graduated with 2000 then used the love button to bring my CL to 5000. I didn't use the card heavily as i only use it when I'm in the states ( spent about 7 weeks there in the last 9 months) however I did use it for online transactions I probably ran $4000 through it over the 9 months. I never carried a balance. Was delighted with this product can't praise it enough...

Re: For Those with Bof A 99/500

fearlessdragon — Mon, 01 Jul 2013 16:20:46 GMT

Got Countered after applying for regular 123 card

Re: For Those with Bof A 99/500

Anonymous — Mon, 01 Jul 2013 16:56:35 GMT

I applied for a visa card and was denied. A couple of months later, I got the invite for the 99/500. I got it last August and it unsecured at 9 months and I got a cli to 2000.00.

Re: For Those with Bof A 99/500

Anonymous — Mon, 01 Jul 2013 17:02:38 GMT

I applied for it July 19th 2012 online, and I applied directly for the secured card. It was my first credit card anyways, so no point in trying for an actual rewards card when I essentially had a score of 0.

My mom applied for the BofA cash rewards card 2 months ago, and they countered with the 99/500 card, but she gets rewards on that card.

BofA unsecured my card about 6 months ago. My mom still has the secured. I got a CLI today with them because I asked for it.

Re: For Those with Bof A 99/500

WhiteCollar — Tue, 02 Jul 2013 18:56:59 GMT

Thanks everyone! The banker recommended that I apply for a standard card and that if it was denied, there was a possibility that I could receive the 99/500 offer.

Re: For Those with Bof A 99/500

09Lexie — Tue, 02 Jul 2013 19:33:34 GMT

Good luck!