topic Re: B of A Secured MasterCard? in Credit Cards

B of A Secured MasterCard?

WhiteCollar — Thu, 27 Jun 2013 06:34:37 GMT

Is the B of A secured card only available as a Visa? I was hoping there is a MC version.

Thx!

Re: B of A Secured MasterCard?

Revelate — Thu, 27 Jun 2013 07:33:36 GMT

AFAIK it's a Visa only; though in my estimation that does nothing to detract from from it's place as the best secured product currently on the market.

Re: B of A Secured MasterCard?

Anonymous — Thu, 27 Jun 2013 08:30:06 GMT

A secured credit card uses money you place in a security deposit account as collateral. Your credit line is based on your income, ability to pay and the amount of your cash collateral deposit.

Re: B of A Secured MasterCard?

Anonymous — Thu, 27 Jun 2013 14:03:45 GMT

Believe it or not, it's not just a Visa. I know for a fact that once you get the secured Visa, you can product change to any of the Bankamericards AND the AMEX acelerated rewards. I don't know for sure, but I think it's possible to call the application number and request what secured card you want. Either way, you could certainly get the Mastercard 'better rewards' card.. however, i don't know if you'll get all the feautres as you would with it if it was an unsecured card.

Re: B of A Secured MasterCard?

HiLine — Sat, 29 Jun 2013 02:58:18 GMT

I have yet to see a BofA Visa credit card that doesn't have a Mastercard version. I don't have an official answer though; talking with BofA would be the only way to find out.

Re: B of A Secured MasterCard?

Anf_dude — Sat, 29 Jun 2013 05:30:01 GMT

I Can Really PC My Secured 123 To An Amex.? Can Regular CS Do This For Me.?

Re: B of A Secured MasterCard?

Anonymous — Sat, 29 Jun 2013 07:03:42 GMT

@Anf_dude wrote:
I Can Really PC My Secured 123 To An Amex.? Can Regular CS Do This For Me.?

just curious, why would you want to PC to Amex network?

Even if changing the network to Amex is possible, it is still not a real Amex (not issued by centurion bank). The benefits are still going to be the same, except less places are going to accept the card.

From the way I see it, it's all cons no pros.

Re: B of A Secured MasterCard?

Anf_dude — Sat, 29 Jun 2013 16:12:57 GMT

I Guess You're Right. Thanks.!

Re: B of A Secured MasterCard?

Anonymous — Tue, 02 Jul 2013 13:48:33 GMT

Why? Since I made the same decision.. I know why! haha : )

Personally, I just like AMEX more. I know it's not an AMEX, just run on the AMEX network.. but it just brings some diversity to my wallet. Until my bankruptcy is off, I won't be able to obtain a real AMEX.. so things like this are my only option.. Besides, since the AMEX network charges fees a lot higher than Visa and Mastercard to the merchants.. when they really piss me off, I like to pay with my AMEX. Makes me smile a little inside..

Re: B of A Secured MasterCard?

Anf_dude — Tue, 02 Jul 2013 14:21:21 GMT

@mopar So You're Saying You Really Were Able To PC.? I Just Like The Design Of The Card Better Than Their BankAmericard's. I'm A Sucker For Designs. Haha

Re: B of A Secured MasterCard?

Anonymous — Tue, 02 Jul 2013 14:23:21 GMT

Yeah. I did it through chat too! I first PC'd from the regular cash rewards card to a travel rewards card when it was still a secured card.. then after it was converted, I PC'd to the AMEX.. takes about 3 weeks to come in the mail.. but I did it mainly because I like the way the card looks better too haha

Re: B of A Secured MasterCard?

knoregs — Tue, 02 Jul 2013 14:28:47 GMT

@Anonymous wrote:
I PC'd to the AMEX.. I did it mainly because I like the way the card looks

~kn

Re: B of A Secured MasterCard?

Anf_dude — Tue, 02 Jul 2013 14:33:20 GMT

Wow, I Think I Should Try That. I'll Just Miss The Mobile Pay Tag & EMV Enabled Card. Wondering If I Should PC To Travel Rewards Too First.