topic Re: A good CU that pulls Experian? Preferably soft pull? in Credit Cards

A good CU that pulls Experian? Preferably soft pull?

Anonymous — Mon, 08 Jul 2013 01:00:52 GMT

Just had an impromtu app spree And scored a SPG, IT, Freedom, and unsecured a us bank card. Hitting the garden but I want to start building a CU relationship to eventually app for a very low apr card with a good high limit. Any recomendations?

Prefer EX as my score is 736

Other two around 670.

Thanks!!

Re: A good CU that pulls Experian? Preferably soft pull?

DaveSignal — Mon, 08 Jul 2013 01:06:56 GMT

SDFCU will pull EX. APR is 6.99% And the card is AWESOME.

Re: A good CU that pulls Experian? Preferably soft pull?

Ron1 — Mon, 08 Jul 2013 01:12:38 GMT

Andrews FCU also pulls EXP. They offer as low as 7.99%. 1.90% APR for purchases and BT for the first 9 months. It has a EMV chip.

Ron.

Re: A good CU that pulls Experian? Preferably soft pull?

Anonymous — Mon, 08 Jul 2013 01:12:43 GMT

Sounds excellent. Soft, Hard, Or ymmv?

Re: A good CU that pulls Experian? Preferably soft pull?

Ron1 — Mon, 08 Jul 2013 01:15:28 GMT

@Anonymous wrote:
Sounds excellent. Soft, Hard, Or ymmv?

HP. By the way, Andrews might sent you pre-approval after a year.

Ron.

Re: A good CU that pulls Experian? Preferably soft pull?

DaveSignal — Mon, 08 Jul 2013 01:16:00 GMT

@Anonymous wrote:
Sounds excellent. Soft, Hard, Or ymmv?

Both mentioned cards have EMV and are both chip+PIN. I am not a member at Andrews, but the SDFCU will soft pull for membership and hard pull for the visa.

Re: A good CU that pulls Experian? Preferably soft pull?

Simply827 — Mon, 08 Jul 2013 01:31:13 GMT

If you live or have a family member in PA, PSECU SPs for membership.

Re: A good CU that pulls Experian? Preferably soft pull?

Anonymous — Mon, 08 Jul 2013 01:39:27 GMT

I like the sound of sdfcu gonna go that route. Thanks for the helpul replies