topic Re: Walmart FICO UP! in Credit Cards

Walmart FICO UP!

Anonymous — Fri, 12 Jul 2013 03:07:20 GMT

Walmart FICO is up!

down 2 points from 726 to 724

Re: Walmart FICO UP!

myjourney — Fri, 12 Jul 2013 03:09:43 GMT

Up 4 pts Wooo Hooo

Re: Walmart FICO UP!

09Lexie — Fri, 12 Jul 2013 03:13:13 GMT

DH down 1 to 686; I'm down 7 to 696

Due to higher utilization last month...thank God it's back down now.

Re: Walmart FICO UP!

Ron1 — Fri, 12 Jul 2013 03:24:48 GMT

Mine went up from 777 to 794. utilization at 0%., 1 inquiry.

Your FICO® Score
As of July 02, 2013 your FICO® Score is:	794

Re: Walmart FICO UP!

Anonymous — Fri, 12 Jul 2013 03:18:37 GMT

Down 15 points. 730 to 715.

3 new accounts had already reported when I got my 730 score. As for the 715, I don't know if my new credit card that I applied for in June, has reported or not.

Maybe its because I let 4 cards report about 20% each....the balances were paid down the moment the statements cut.

Re: Walmart FICO UP!

armbenderc — Fri, 12 Jul 2013 03:19:29 GMT

Stayed the same, 738. I'm surprised with new accounts opened. Util remains the same at 1%.

Re: Walmart FICO UP!

Anonymous — Fri, 12 Jul 2013 03:29:20 GMT

649 on June 3rd.I will sure take the increase.

Your FICO® Score
As of July 02, 2013 your FICO® Score is:	724

Re: Walmart FICO UP!

RTOrockstar — Fri, 12 Jul 2013 03:39:10 GMT

I'm down 23 pts to 631 but I'm running around 60% utl this month. Next month should be better.

Re: Walmart FICO UP!

Anonymous — Fri, 12 Jul 2013 03:41:36 GMT

up 21 to 673

Re: Walmart FICO UP!

Anonymous — Fri, 12 Jul 2013 03:42:26 GMT

Up 9 from 679 to 688!

Re: Walmart FICO UP!

toppers555 — Fri, 12 Jul 2013 03:44:10 GMT

723 . Guess I need to start paying those students loans off to get below 80%

Re: Walmart FICO UP!

iwazl71 — Fri, 12 Jul 2013 03:45:55 GMT

Up 7 points to 799. Maybe I will finally hit 800 next month!!!!

Re: Walmart FICO UP!

wreith — Fri, 12 Jul 2013 03:53:40 GMT

713 up from 679, WOW!!! This is my best real fico score. I've been 725 USAA FAKO for a long time lol.

Re: Walmart FICO UP!

Dubious — Fri, 12 Jul 2013 03:55:01 GMT

@iwazl71 wrote:
Up 7 points to 799. Maybe I will finally hit 800 next month!!!!

So close

Re: Walmart FICO UP!

CreditExpressNJ — Fri, 12 Jul 2013 04:06:07 GMT

up 28 points from June FICO of 710

Re: Walmart FICO UP!

CreditCardDiva — Fri, 12 Jul 2013 04:11:08 GMT

Okay, I'm confused. My Walmart Fico is 613 (it was 609 last month). My Fico score here (the one I pay for) is 643. So...which is it?

Re: Walmart FICO UP!

Dubious — Fri, 12 Jul 2013 04:16:30 GMT

@CreditCardDiva wrote:
Okay, I'm confused. My Walmart Fico is 613 (it was 609 last month). My Fico score here (the one I pay for) is 643. So...which is it?

They are two different algorithms. Walmart is TU08 and MyFico is TU98, if you mean that you bought the TU score here. MyFico now sells all three, so just double checking that's what you meant.

Re: Walmart FICO UP!

09Lexie — Fri, 12 Jul 2013 04:16:58 GMT

@CreditCardDiva

Different versions, score here is the TU98. I believe WalMart uses TU04?

Someone please correct me if I'm wrong.

Re: Walmart FICO UP!

Dubious — Fri, 12 Jul 2013 04:18:55 GMT

@09Lexie wrote:
@CreditCardDiva

Different versions, score here is the TU98. I believe WalMart uses TU04?

Someone please correct me if I'm wrong.

Walmart is 08. Sadly no one has 04, even though it's the one most often used.

Re: Walmart FICO UP!

09Lexie — Fri, 12 Jul 2013 04:21:54 GMT

@Dubious

Thanks for clearing that up!