topic Re: Amex Blue Approved! PC Question in Credit Cards

Amex Blue Approved! PC Question

minipoly1 — Tue, 16 Jul 2013 00:48:50 GMT

Today I received Amex Blue Pre-Selected application in mail. 0% APR in 15 months. 15.24% after that. Decided to go for it. Instantly approved but there is no limit. Call the application status number on the backdoor thread and was shocked when the system told me that I got 7500 limit!

I only have BoA 99/500 for 9 months (increased to 1000) and Discover It approved in Mar'03 (1000) and several store cards with low limit. Have no idea why they gave me 7500!

But, yet until I was approved, I realized that the card I apply for is Amex Blue, not Amex Blue Cash (with rewards). Is it possible to call to change from Blue to Blue Cash?

Re: Amex Blue Approved! PC Question

tonyjones — Tue, 16 Jul 2013 02:06:35 GMT

What's your FICO score? (EQ/TU/EX) ? I'm thinking of applying

Re: Amex Blue Approved! PC Question

minipoly1 — Tue, 16 Jul 2013 02:09:27 GMT

My Walmart TU on July 12 was 710. I subscribed to citi identity monitor and FAKO scores are EQ: 701, EX: 716

Re: Amex Blue Approved! PC Question

tonyjones — Tue, 16 Jul 2013 02:12:08 GMT

@minipoly1 wrote:
My Walmart TU on July 12 was 710. I subscribed to citi identity monitor and FAKO scores are EQ: 701, EX: 716

Damn your 110 points higher than me, I'm only 600 on Walmart TU, but 690 on MyFico TU?

What's your MyFico TU score?

Re: Amex Blue Approved! PC Question

minipoly1 — Tue, 16 Jul 2013 02:17:34 GMT

I did not buy any other scores, so I don't know.

Re: Amex Blue Approved! PC Question

Anonymous — Tue, 16 Jul 2013 02:58:50 GMT

Yeah it should be a super easy swap to the Blue Cash. Just call. But remember this, you forfeit any signup bonus offers when doing this. I got the Blue Sky, got my bonus points, used em, then swapped to the Blue Cash. I just couldn't give up the free $100!

Re: Amex Blue Approved! PC Question

Anonymous — Tue, 16 Jul 2013 03:04:26 GMT

YES! This is how I got my foot in the door with AMEX As soon as I got my Blue card, I called CS and requested a PC to the BCE. It was that easy. CONGRATS!

Re: Amex Blue Approved! PC Question

minipoly1 — Tue, 16 Jul 2013 03:10:09 GMT

As eagles08 suggested, I think I will collect bonus first, wait 61 days to do a CLI, then PC. Perfect plan, right?

Re: Amex Blue Approved! PC Question

09Lexie — Tue, 16 Jul 2013 03:47:30 GMT

Congrats!

Re: Amex Blue Approved! PC Question

Simply827 — Tue, 16 Jul 2013 03:52:09 GMT

@tonyjones wrote:
@minipoly1 wrote:
My Walmart TU on July 12 was 710. I subscribed to citi identity monitor and FAKO scores are EQ: 701, EX: 716
Damn your 110 points higher than me, I'm only 600 on Walmart TU, but 690 on MyFico TU?

What's your MyFico TU score?

Amex generally pulls EX by the way.

Re: Amex Blue Approved! PC Question

Anonymous — Tue, 16 Jul 2013 03:52:31 GMT

Sounds like a great plan to me!

Re: Amex Blue Approved! PC Question

mrcredit7 — Tue, 16 Jul 2013 03:54:17 GMT

Congrats on approval..

I have been getting Amex green offers for the last six months. But i do better carrying a balance..thought about getting the amex blue.. What bureau did they pull. Wanting to have a similar CL to make my primary card?

Re: Amex Blue Approved! PC Question

minipoly1 — Tue, 16 Jul 2013 03:56:09 GMT

I don't know yet. I only have citi identity monitor setup on all 3 CRB. Will wait until tomorrow to see which CRB they pulled.

Re: Amex Blue Approved! PC Question

Anonymous — Tue, 16 Jul 2013 04:13:17 GMT

For me they always pulled Experian. I'm
In VA.

Re: Amex Blue Approved! PC Question

minipoly1 — Tue, 16 Jul 2013 13:39:23 GMT

Yeah, I also expected they pull Experian, but instead they did a double pull on Equifax and Transunion

Btw, worth the hard pulls. I live in NY

Re: Amex Blue Approved! PC Question

mrcredit7 — Tue, 16 Jul 2013 19:54:27 GMT

okay..just let me know...

Re: Amex Blue Approved! PC Question

minipoly1 — Tue, 16 Jul 2013 21:29:48 GMT

I pulled my Experian report today and saw a hardpull from Amex yesterday. So it was a tripple pull for my application.