topic Re: NFCU interest rate decrease in Credit Cards

NFCU interest rate decrease

USF813 — Thu, 18 Jul 2013 17:11:03 GMT

My nRewards visa (three months old) currently sits at 13.99%. Navy advised me I can ask for a lower interest rate after one year. Does anyone know if that's a hard or soft pull request? I don't carry a balance so it isn't a huge deal, but unexpected things do come up in life from time to time. I know Navy is HP crazy these days.

Re: NFCU interest rate decrease

Creditcurious74 — Thu, 18 Jul 2013 17:26:22 GMT

It's going to be a HP, I asked that last week to a rep.

Re: NFCU interest rate decrease

Creditcurious74 — Thu, 18 Jul 2013 17:27:10 GMT

@USF813 wrote:
My nRewards visa (three months old) currently sits at 13.99%. Navy advised me I can ask for a lower interest rate after one year. Does anyone know if that's a hard or soft pull request? I don't carry a balance so it isn't a huge deal, but unexpected things do come up in life from time to time. I know Navy is HP crazy these days.It

It's going to be a HP, I asked that question last week to a Navy rep

Re: NFCU interest rate decrease

USF813 — Thu, 18 Jul 2013 17:33:24 GMT

Ok thanks. I'll leave it as is then.

Re: NFCU interest rate decrease

Anonymous — Thu, 18 Jul 2013 19:10:51 GMT

YMMV but i asked for a rate decrease on all three of my cards through a message online about two months ago and they all were decreased without any hp's.