topic Re: Hmmm...Discover Is Interested In Me Too! in Credit Cards

Hmmm...Discover Is Interested In Me Too!

daybreakgonesXe — Fri, 19 Jul 2013 03:51:29 GMT

Anybody remember my thread from a few days ago about AMEX wanting me, and I joked about Discover eventually sending me stuff too?

Looks like Discover is curious in me as well XD wonder when I'll get a mailing for it! Likely won't jump though, if it's just the plain ol' IT with no bonuses it'll just be fed to the shredder...interesting that they inquired on my EQ, but when my brother applied they pulled TU...

WHY DO THESE CREDITORS DO THIS TO ME D: gosh, i can't even accurately guess what they'd pull for a hard pull anymore XD

Besides, if (many years) later on I decide to get Discover, I'd rather get the $50 bonus referral from my brother or boyfriend! Or, if a real Discover card does not fit my taste down the road, I'd rather get a Walmart card for the free FICO and the satisfaction of having something on the Discover network.

Does anybody else get these PRMs (soft pulls for offers) on other bureaus that a creditors doesn't typically pull?

Re: Hmmm...Discover Is Interested In Me Too!

09Lexie — Fri, 19 Jul 2013 04:42:53 GMT

Last time I remember Discover giving a bonus was last year.

Re: Hmmm...Discover Is Interested In Me Too!

daybreakgonesXe — Fri, 19 Jul 2013 04:56:11 GMT

@09Lexie wrote:
Last time I remember Discover giving a bonus was last year.

Yeah, and that was for the More, wasn't it?

Well, maybe when the "newness" of the IT fades and popularity declines, they'll start offering sign up bonuses again to get people to sign up. We will have to wait and see!

Re: Hmmm...Discover Is Interested In Me Too!

09Lexie — Fri, 19 Jul 2013 04:58:35 GMT

Yep! Guess they think the $50 buck referral was enough.

Re: Hmmm...Discover Is Interested In Me Too!

kevinjjc — Fri, 19 Jul 2013 05:01:38 GMT

Why don't you apply for the Discover IT card? Let your brother or boyfriend refer you.

Re: Hmmm...Discover Is Interested In Me Too!

daybreakgonesXe — Fri, 19 Jul 2013 05:20:51 GMT

@kevinjjc wrote:
Why don't you apply for the Discover IT card? Let your brother or boyfriend refer you.

I'm good for right now with my 6 (soon to be 7, with my Blue Sky offer) cards.

And especially considering impending inquiries in the next 2-3 years of: 2 years worth of potential Graduate Plus loans, potential auto loan, and apartment inquiries.

I'm holding off. Also, I have an obsession about reaching the 800s, so apping at this point in time for the Discover card doesn't make sense to me! But it is something to think about for the future!