topic Re: CapOne EO - Did It Again!!! in Credit Cards

CapOne EO - Did It Again!!!

improvingmycredit — Fri, 19 Jul 2013 17:00:51 GMT

I've had my Orchard account since 2006. $1350 CL. I left it open just to see what CapOne would do after the conversion. I didn't expect much and fully expected to close the account.
Wrote EO- told them my expectations and my current credit profile- spending habits and ask for an increase- APR reduction- PC to Quicksilver- AF removal. Here's what I got: $15K CL- no AF. All with a SP!!! Said they couldn't reduce APR till after full conversion and Quicksliver was not an option either till conversion complete either. They added 1% rewards to my card also. Pretty Happy with CapOne now. Before this- I haven't been their biggest fan. Thanks CapOne!

Re: CapOne EO - Did It Again!!!

Anonymous — Fri, 19 Jul 2013 17:05:59 GMT

Congratulations. Capital One via the EO works very well in many cases. The only complaint is that the "normal" channels doesn't work at all well, but I'm sure that fits Capital One plans.

Re: CapOne EO - Did It Again!!!

tattooedhusker — Fri, 19 Jul 2013 17:09:32 GMT

Congrats! I just received a call from the EO as well, bumped my old orchard card from $400 to $1500!

Re: CapOne EO - Did It Again!!!

Anonymous — Fri, 19 Jul 2013 17:20:39 GMT

@improvingmycredit wrote:
I've had my Orchard account since 2006. $1350 CL. I left it open just to see what CapOne would do after the conversion. I didn't expect much and fully expected to close the account.
Wrote EO- told them my expectations and my current credit profile- spending habits and ask for an increase- APR reduction- PC to Quicksilver- AF removal. Here's what I got: $15K CL- no AF. All with a SP!!! Said they couldn't reduce APR till after full conversion and Quicksliver was not an option either till conversion complete either. They added 1% rewards to my card also. Pretty Happy with CapOne now. Before this- I haven't been their biggest fan. Thanks CapOne!

WOW!!! thats a huge increase! GO YOU!

Re: CapOne EO - Did It Again!!!

tonyjones — Fri, 19 Jul 2013 17:24:51 GMT

Wow, $1350 to $15000, lol that's unheard of, congrats!

Re: CapOne EO - Did It Again!!!

improvingmycredit — Fri, 19 Jul 2013 17:32:23 GMT

@tattooedhusker wrote:
Congrats! I just received a call from the EO as well, bumped my old orchard card from $400 to $1500!

CONGRATS! I'm rethinking my position on CapOne! Nice increase!

Re: CapOne EO - Did It Again!!!

improvingmycredit — Fri, 19 Jul 2013 17:33:19 GMT

@Anonymous wrote:
WOW!!! thats a huge increase! GO YOU!

Thanks! I really didn't expect it. I still wish they wouldn't HP all 3 when apping a product though. lol

Re: CapOne EO - Did It Again!!!

improvingmycredit — Fri, 19 Jul 2013 17:34:19 GMT

@tonyjones wrote:
Wow, $1350 to $15000, lol that's unheard of, congrats!

LOL... I know.. RIGHT! I fully did not expect anything really. No harm in asking. I'm surprised and thankful.

Re: CapOne EO - Did It Again!!!

Anonymous — Fri, 19 Jul 2013 17:37:18 GMT

I'm still surprised that when I asked for a CLI on one card, and specifically said I don't need one on the other, they gave me a CLI on both, and in fact a bigger one on the one I said I didn't need!

Re: CapOne EO - Did It Again!!!

improvingmycredit — Fri, 19 Jul 2013 17:38:58 GMT

lol- can't ask for more than that! . Congrats!

Re: CapOne EO - Did It Again!!!

searchingfor67 — Fri, 19 Jul 2013 17:43:51 GMT

Wow! Congrats! Looks like they may be changing there business practices in an effort to stay competitive...

Re: CapOne EO - Did It Again!!!

Anonymous — Fri, 19 Jul 2013 18:09:09 GMT

@improvingmycredit wrote:
Quicksliver was not an option either till conversion complete either.
Anyone know when the "conversion" is supposed to be complete? I'll probably hold off emailing them until then

Re: CapOne EO - Did It Again!!!

09Lexie — Sat, 20 Jul 2013 01:25:41 GMT

That's a huge cli! Congrats!

Re: CapOne EO - Did It Again!!!

myjourney — Sat, 20 Jul 2013 01:28:47 GMT

@improvingmycredit wrote:
I've had my Orchard account since 2006. $1350 CL. I left it open just to see what CapOne would do after the conversion. I didn't expect much and fully expected to close the account.
Wrote EO- told them my expectations and my current credit profile- spending habits and ask for an increase- APR reduction- PC to Quicksilver- AF removal. Here's what I got: $15K CL- no AF. All with a SP!!! Said they couldn't reduce APR till after full conversion and Quicksliver was not an option either till conversion complete either. They added 1% rewards to my card also. Pretty Happy with CapOne now. Before this- I haven't been their biggest fan. Thanks CapOne!

Very very nice

Congrats

Re: CapOne EO - Did It Again!!!

wallyworld123 — Sat, 20 Jul 2013 01:51:44 GMT

Congrats thats truly wonderful very happy for you

Re: CapOne EO - Did It Again!!!

armbenderc — Sat, 20 Jul 2013 01:53:20 GMT

Wow... Only if I can do something with my 2.5k cap1 green rewards.

Re: CapOne EO - Did It Again!!!

improvingmycredit — Sat, 20 Jul 2013 05:26:42 GMT

@09Lexie wrote:
That's a huge cli! Congrats!

Thanks Lexie! I appreciate it.

Re: CapOne EO - Did It Again!!!

improvingmycredit — Sat, 20 Jul 2013 05:28:33 GMT

@myjourney wrote:

Very very nice
Congrats

Thanks myjourney. Appreciate the sentiment! I'm surprised because I just didn't think that there was any hope for this card. lol

Re: CapOne EO - Did It Again!!!

improvingmycredit — Sat, 20 Jul 2013 05:30:19 GMT

@armbenderc wrote:
Wow... Only if I can do something with my 2.5k cap1 green rewards.

Have you contacted the EO? I don't think anything is out of the realm of possibility now.

The EO office was pleasant and results oriented as oposed to the CSRs.

Re: CapOne EO - Did It Again!!!

Express — Sat, 20 Jul 2013 10:23:32 GMT

@improvingmycredit wrote:
I've had my Orchard account since 2006. $1350 CL. I left it open just to see what CapOne would do after the conversion. I didn't expect much and fully expected to close the account.
Wrote EO- told them my expectations and my current credit profile- spending habits and ask for an increase- APR reduction- PC to Quicksilver- AF removal. Here's what I got: $15K CL- no AF. All with a SP!!! Said they couldn't reduce APR till after full conversion and Quicksliver was not an option either till conversion complete either. They added 1% rewards to my card also. Pretty Happy with CapOne now. Before this- I haven't been their biggest fan. Thanks CapOne!

That's Great! And surprising