topic Re: CITI CLI? in Credit Cards

CITI CLI?

Anonymous — Tue, 01 Apr 2008 15:18:43 GMT

I was reading some old posts about the auto cli and the website link, but was wondering if anyone has first hand experience with them. I just hit 6 mo's with them on a 0% BT card, no lates, paid above min, scores are right around the same as when I got the card and I am just wondering if I have a shot at a CLI. Anyone hit the button on the website with good results? Any thoughts?

Re: CITI CLI?

Anonymous — Tue, 01 Apr 2008 15:29:45 GMT

I have never done it, but I fully encourage you to pull the trigger and find out =).

Re: CITI CLI?

Anonymous — Tue, 01 Apr 2008 15:30:59 GMT

Thanks for the encouragement.

Re: CITI CLI?

unknown_entity — Tue, 01 Apr 2008 15:32:47 GMT

Go for it, if it denies you, call them up and ask for a reconsideration. It worked for me. Denied then retried!!

Re: CITI CLI?

Red1Blue — Tue, 01 Apr 2008 16:09:08 GMT

Go for it. Citi seems to be generous with CLI's.

Re: CITI CLI?

Anonymous — Tue, 01 Apr 2008 16:15:00 GMT

I say go for it and report back!

Good luck!

Re: CITI CLI?

Anonymous — Tue, 01 Apr 2008 16:16:17 GMT

It seems to me if they are offering it on your statement there they will give it to you. I just clicked the button and they increased me from 3380 to 5900! So that was nice. They also didn't pull my report.

Though I did ask to reopen another a closed account with them and they did pull for that. But that's me rambling on.

Re: CITI CLI?

Anonymous — Tue, 01 Apr 2008 16:20:45 GMT

ladedahme wrote:
It seems to me if they are offering it on your statement there they will give it to you. I just clicked the button and they increased me from 3380 to 5900! So that was nice. They also didn't pull my report.

Though I did ask to reopen another a closed account with them and they did pull for that. But that's me rambling on.

So when you logged in you had the "request CLI" button? I have two cards with them, one says "balance transfer offer" and the other says "request CLI".

Re: CITI CLI?

Anonymous — Tue, 01 Apr 2008 16:23:34 GMT

Just check with mine and Citi will do a hard pull should you request it.

By submitting this form you authorize Citibank (South Dakota) to check your credit history.

Re: CITI CLI?

Anonymous — Tue, 01 Apr 2008 16:38:09 GMT

I actually clicked the transfer balance one. It had the option there to increase my credit limit by whatever amount it was to do the balance transfer. Then on top of that they increased it $2000 or so more after the balance transfer and I didn't even ask for that.

I think I had about 1000 dollars available credit. I did a 1500 transfer and they ended up increasing it almost 2000 more than they said on the balance transfer page. Hope that makes sense.

Re: CITI CLI?

Anonymous — Tue, 01 Apr 2008 16:40:23 GMT

Maybe because I did the BT is why they didn't do the Hard pull. I don't know? Or maybe I was just lucky.

Re: CITI CLI?

Anonymous — Tue, 01 Apr 2008 16:42:00 GMT

Possible. I have the AA miles Citicard so maybe there's a difference? But yeah, doesn't sound like yours was a hard pull. I have a limit of 5k but I want more to ease up on my util percentage.

Re: CITI CLI?

Anonymous — Tue, 01 Apr 2008 17:00:31 GMT

chiwiseguy wrote:

I was reading some old posts about the auto cli and the website link, but was wondering if anyone has first hand experience with them. I just hit 6 mo's with them on a 0% BT card, no lates, paid above min, scores are right around the same as when I got the card and I am just wondering if I have a shot at a CLI. Anyone hit the button on the website with good results? Any thoughts?

Yep, hit the button on DF's Citi Sears MC last October. Cl at the time was $3900, requested CLI to $7K, didn't get as much as she wanted but was approved for $5100. Was not instant. The next day, the new CL just showed up.

They say that there are two possiblities when you click the button: either you'll get an instant CLI with no hard pull, or you'll have to fill out a form and that will result in a hard pull. That's what they say, anyway.

DF had to fill out the form, but got no hard pull.

Be aware that the online CLI request form requires your banking info. I still don't know why.

Re: CITI CLI?

Anonymous — Tue, 01 Apr 2008 17:04:03 GMT

Banking info? what kind?

Re: CITI CLI?

Anonymous — Tue, 01 Apr 2008 17:08:03 GMT

chiwiseguy wrote:

Banking info? what kind?

Bank name and account number.

I have no idea why.

Re: CITI CLI?

jp_dlp — Tue, 01 Apr 2008 17:13:24 GMT

My girlfriend just got approved for their platinum select mc for 12,500cl.. I know what they did was just match whatever highest cl you have already.. She'll opened 2 mos ago.. will wait a couple months before putting down the cli button usually after 6mos on good history.. goodluck.

Re: CITI CLI?

Anonymous — Tue, 01 Apr 2008 17:13:48 GMT

Interesting. I might give it a shot when I leave my place of work.

Re: CITI CLI?

unknown_entity — Tue, 01 Apr 2008 17:20:14 GMT

I have a Citi Platinum Select. Good card, has BT offer and 0% for 1 year. I have a link that I can't post here but if you PM me your E-mail address, I'll send your name to Citi and they will send you the same offer. P.S. Did I word this in a way that is ok to post....? Mods?

Re: CITI CLI?

Anonymous — Tue, 01 Apr 2008 17:23:41 GMT

Thats the one i have, got it last nov. 0% bt. I just want a CLI to lower my over all util.

Re: CITI CLI?

unknown_entity — Tue, 01 Apr 2008 17:27:29 GMT

You'll get one in 6 months from opening if you use the card pretty regular and aren't late. Citi is not real easy to please but easier than some.