topic Re: When are your payment due dates? in Credit Cards

When are your payment due dates?

CollegeStudent530 — Fri, 19 Jul 2013 19:52:30 GMT

I was talking to a co-worker last week and he mentioned that he would always have his credit card payments on the 20th, 21st, and 22nd of each month in the same area.

I just recently changed mines to the 21st of each month. How do you manage your payments?

Re: When are your payment due dates?

Peteyglad — Fri, 19 Jul 2013 20:04:44 GMT

I never thought about it, I have never moved my payment date from what was given to me so mine are all scattered throughout the month.

Re: When are your payment due dates?

aurelie00 — Fri, 19 Jul 2013 20:07:16 GMT

I've moved all of mine to the 16th of the month to align with my pay cycle and budget management.

Re: When are your payment due dates?

takeshi74 — Fri, 19 Jul 2013 22:21:58 GMT

@CollegeStudent530 wrote:
When are your payment due dates?

All over the place.

@CollegeStudent530 wrote:
How do you manage your payments?

Depends on a number of factors. I either pay on due date or prior to. Never needed to adjust due dates.

Re: When are your payment due dates?

pats23 — Sat, 20 Jul 2013 00:07:47 GMT

Scattered, usually manage by paying early and even with 9 CC and 3 loans its still way to manage because I check everything everyday religiously. Also alert reminders via text or email are nice

Re: When are your payment due dates?

lawless05 — Sat, 20 Jul 2013 00:14:39 GMT

With about 7 cards I use mint reminder system to check before my paydays. But for the most part I make two payment a months on the 1st and 15th on card that I''m carrying a balance on. But when all my balance are down to 0 i would more then to the middle of the month.

Re: When are your payment due dates?

missjae — Sat, 20 Jul 2013 00:25:30 GMT

Mine are all over the place. I've changed a couple of due dates to align with my pay dates, but in general, I just keep a list of what needs to be paid (credit cards & otherwise) and make sure they're paid on time. It works when I'm only using a few cards, but in the past, when I've used too many, I made late payments. I make sure I confine my usage to a few select cards to avoid this....

Re: When are your payment due dates?

DaveSignal — Sat, 20 Jul 2013 02:17:57 GMT

All are either at the beginning of the month or the middle of the month. This works because every time I get paid and am planning on putting money in different bank accounts, I also pay my bills. It also helps to precisly control reported utilization, if I need to, by letting me switch to cards that aren't reporting right away if I want to let the others that I just paid on the due date report a specific balance (such as $0).

Re: When are your payment due dates?

CreditScholar — Sat, 20 Jul 2013 03:09:55 GMT

All of mine are on the 1st.

Re: When are your payment due dates?

Anonymous — Sat, 20 Jul 2013 04:11:10 GMT

@CreditScholar wrote:
All of mine are on the 1st.

Same here. This guy knows how it's done.

Re: When are your payment due dates?

compassion101 — Sat, 20 Jul 2013 05:56:16 GMT

Mine are scattered. I use the float and pay them about a week before the due date.