topic Re: My Spree in Credit Cards

My Spree

riffdex — Thu, 11 Jul 2013 17:05:33 GMT

Since June 21, I've applied for, in this order:

AMEX BCE - Approved $7,100
Amazon CC - Approved $3,000
eBay CC - Approved $5,000
SallieMae Barclays - Approved $1,100
Barclays Rewards - Wait 7-10 days for answer ):
Emigrant Direct CC - Wait 7-10 days for an answer ):

I know, probably not the best idea to apply for two Barclays right next to each other. I think I got big-headed from my last 4 approvals and thought I would be a shoe-in... Lol. I only want the Barclays Rewards for the $50 cash back after first purchase, then I will SD it (: Nonetheless I'm happy with what I did get.

Re: My Spree

pt310 — Thu, 11 Jul 2013 17:13:08 GMT

Congrats!

Re: My Spree

Anonymous — Thu, 11 Jul 2013 17:22:55 GMT

Congrats ..hopefully you'll get the second Barclays though most have said they want time in between apps/second accts.

You definitely need to be in the garden - for awhile!

Re: My Spree

riffdex — Thu, 11 Jul 2013 17:36:58 GMT

Thanks guys. I owe all this to the support I've received on this forum. To think that a few weeks ago I had 2 credit cards (and was nervous about applying for my third - the AMEX) and now I have 6 with a possibility of 2 more if approved (:

Anyone got a spare shovel?

Re: My Spree

creditjail — Thu, 11 Jul 2013 17:41:06 GMT

Congrats

Re: My Spree

Anonymous — Thu, 11 Jul 2013 17:43:59 GMT

@riffdex wrote:
Thanks guys. I owe all this to the support I've received on this forum. To think that a few weeks ago I had 2 credit cards (and was nervous about applying for my third - the AMEX) and now I have 6 with a possibility of 2 more if approved (:

Anyone got a spare shovel?

Yep -- and we've got complimentary gloves and watering cans right at the entrance to the Garden Club!

Congrats on the approvals!!!

Re: My Spree

lg8302ch — Thu, 11 Jul 2013 17:49:49 GMT

Congrats on your approvals ! ..was going to offer you my shovel as I am lazy "gardening" and before anybody will alert ERT ..just lazy "gardening" but not apping but much rather relax in the garden

Re: My Spree

riffdex — Thu, 11 Jul 2013 19:05:44 GMT

I'll take as many shovels as I can get... I have 4 little seedlings to nurture lol.

Re: My Spree

riffdex — Mon, 22 Jul 2013 01:09:04 GMT

Just a update I just got an email and I was approved for the Barclay's Reqards card (;

Re: My Spree

myjourney — Mon, 22 Jul 2013 01:14:09 GMT

@riffdex wrote:
Just a update I just got an email and I was approved for the Barclay's Reqards card (;

Congrats

Grab a shovel and see you in the garden

Re: My Spree

Anonymous — Mon, 22 Jul 2013 02:05:05 GMT

Congrats on all the approvals. I am surprised on Barclays approval. Many members have mentioned them to be sensitive to HP's. You have great cards.

Re: My Spree

riffdex — Mon, 22 Jul 2013 02:09:02 GMT

Thank you. I am surprised I did too. I know it was a close call since I got the 7-10 day message. I wont be applying for any new cards anytime soon!

Re: My Spree

djc1puno — Mon, 22 Jul 2013 02:11:49 GMT

congrats on your spree

Re: My Spree

Themanwhocan — Mon, 22 Jul 2013 21:53:25 GMT

Did you get the Emigrant Direct card? Which one did you apply for (there are only 2 versions)?

I didnt think 1.5% cash back was worth an annual fee, so I choose the no fee 1.25% cash back version.

Re: My Spree

riffdex — Mon, 22 Jul 2013 23:28:00 GMT

Well I just got a letter in the mail and I was accepted for the Emigrant Direct card with a limit of $4,500! Woohoo! This means that I was accepted for all the cards I applied for in my spree (: Now I will be gardening, and hopefully now that I have some high CL cards, future cards (I'm talking 6 months to a year from now) will start me out high instead of some lame $1,000 limit. I got the Emigrant Direct card without an annual fee, I just wanted the $25 sign-up bonus. Totally worth the temporary credit hit lol.

Also, Emigrant Direct told me my Equifax score was 730 at the time applying for their card. Just writing this incase it helps anyone out (maybe someone who knows their credit score and wants to know if they would be able to get approved for a certain card). I know my score was 750 about a year ago, so it should have been higher than that right before I started my spree because I didn't apply for any new credit in that time, nor did I have any late payments. I estimate my score was high 700s before my spree and 730 after the spree. Pretty significant decline, but I DID apply for a lot of new cards, in a small window of time.