topic Re: Easy Prime Card to Get Approved for? in Credit Cards

Easy Prime Card to Get Approved for?

QueenBeeOC — Wed, 24 Jul 2013 18:16:42 GMT

I want to know what is the easiest Prime Card to get approved for? Barclay? Walmart?

I am trying to Garden but just doing research for when I am ready to pull trigger for next App Spree!

Re: Easy Prime Card to Get Approved for?

missjae — Wed, 24 Jul 2013 18:26:08 GMT

@QueenBeeOC wrote:
I want to know what is the easiest Prime Card to get approved for? Barclay? Walmart?
I am trying to Garden but just doing research for when I am ready to pull trigger for next App Spree!

@Not sure of there's an exact answer, but I have similar scores to yours. About 22% util over 4 card with 3 cards being close to their limits, 1 baddie from 2012, and quite a few inq that are over a year old and I just got $2,500 Barclay's MC, Chase Sappire @ $5,000, and Cap 1 cli, BofA Rewards @2,500 and maybe some other stuff too. Walmart was easy for me to get when I was worse off then I am now. GE seems to hand out credit like candy.

With Barclay's, my app stayed pending for days. I called in and they approved it. BofA gave me a 30 day message, I called immediately and was approved.

ETA: I have a fraud alert on my report, so not sure if I was going to be declined or they needed to verify info to approve.

Good luck!

Re: Easy Prime Card to Get Approved for?

Anonymous — Wed, 24 Jul 2013 18:27:29 GMT

Considering the lackluster rewards structure of the Walmart Card, I DO NOT count it as a "prime" card.

I do however think that the AMEX Blue card (not the BCE) is very easy to get, considering I was approved with 1 yr of history and 1 card (Wells Fargo college cash back card).

Re: Easy Prime Card to Get Approved for?

QueenBeeOC — Wed, 24 Jul 2013 18:40:27 GMT

I'm wanting the chase sapphire. What was your score at that time of approval? I have 4 inq one for mortgage and 1 for rental 1 for 2 for cards (discover and Amazon store) in last 3 months. Trying to get last baddie deleted

Re: Easy Prime Card to Get Approved for?

09Lexie — Wed, 24 Jul 2013 18:50:18 GMT

Based on your siggy, I would start with Freedom. After 6-9 mos, app for the CS

Re: Easy Prime Card to Get Approved for?

teddybearkelli1 — Wed, 24 Jul 2013 19:48:45 GMT

+1 , Chase Freedom seems to be easier to obtain -vs- Chase Sapphire.

Re: Easy Prime Card to Get Approved for?

QueenBeeOC — Wed, 24 Jul 2013 23:59:17 GMT

Cool! I may jump out of the garden next month and try Chase Feedom.

Re: Easy Prime Card to Get Approved for?

myjourney — Thu, 25 Jul 2013 00:01:47 GMT

@QueenBeeOC wrote:
Cool! I may jump out of the garden next month and try Chase Feedom.

Hey wait a minute I didn't see that advice given Lol

Re: Easy Prime Card to Get Approved for?

QueenBeeOC — Thu, 25 Jul 2013 00:07:34 GMT

LOL, to jump out of the garden? I got a bump from my former HSBC card that is now a Cap1, and I an amazon increase that doubled my limit (because I told them I wanted a new Macbook. Now curious to see what else I could get!

Re: Easy Prime Card to Get Approved for?

myjourney — Thu, 25 Jul 2013 00:15:13 GMT

@QueenBeeOC wrote:
LOL, to jump out of the garden? I got a bump from my former HSBC card that is now a Cap1, and I an amazon increase that doubled my limit (because I told them I wanted a new Macbook. Now curious to see what else I could get!

Yes that one Lol

Thats a pretty good update and CLI's keep up the good work

Re: Easy Prime Card to Get Approved for?

LawStudentCivilis — Thu, 25 Jul 2013 00:51:04 GMT

Capital One Quick Silver 1.5% back on everything, no cap, no rotating categories, can't beat that in my book. Next after that I would say Chase Freedom or Discover It, but I think I saw that in your signature.

Re: Easy Prime Card to Get Approved for?

Open123 — Thu, 25 Jul 2013 01:43:20 GMT

@LawStudentCivilis wrote:
Capital One Quick Silver 1.5% back on everything, no cap, no rotating categories, can't beat that in my book.

Hard to top as a core holding in one's cashback card portfolio. In addition, what I like best is being able to redeem any amount. For cashback cards, if I have $3.39, then I want it my account, not being forced to wait until I've accrued $25 or $50.

Re: Easy Prime Card to Get Approved for?

missjae — Thu, 25 Jul 2013 01:48:25 GMT

@QueenBeeOC wrote:
I'm wanting the chase sapphire. What was your score at that time of approval? I have 4 inq one for mortgage and 1 for rental 1 for 2 for cards (discover and Amazon store) in last 3 months. Trying to get last baddie deleted

I believe my score was in the mid to high 600's. Not exactly sure. They verified I was who I said I was, never asked about the badie and I had much more inquires than that but most were from last year when I was looking for a car loan. I may have only had a few this year.

I read that approval criteria is the same for all Chase cards.