topic Re: Questions for DCU members in Credit Cards

Questions for DCU members

DigitalArk — Sat, 27 Jul 2013 16:32:41 GMT

Can you do ACH transfers to/from an external bank/credit union? Is there an inactive fee in their checking or savings account?

Re: Questions for DCU members

CS800 — Sat, 27 Jul 2013 16:38:32 GMT

Re: Questions for DCU members

09Lexie — Sat, 27 Jul 2013 16:48:10 GMT

My DD is a member too. Shes had a BoA acct since high school and since they are near her campus she uses BoA as her primary bank. She got a letter from DCU saying they missed her and if she called they would give her $20 or in 30 days her acct would be closed for inactivity. She hadn't used the acct in a yr.

Obviously, she called and the $20 was posted during her phone call.

Re: Questions for DCU members

DigitalArk — Sat, 27 Jul 2013 16:52:14 GMT

@CS800 wrote:

Wow, they charge a fee to transfer money to other banks/credit unions, yet receiving money is free! They sure know how to keep the money in.

Re: Questions for DCU members

DigitalArk — Sat, 27 Jul 2013 16:53:37 GMT

@09Lexie wrote:
My DD is a member too. Shes had a BoA acct since high school and since they are near her campus she uses BoA as her primary bank. She got a letter from DCU saying they missed her and if she called they would give her $20 or in 30 days her acct would be closed for inactivity. She hadn't used the acct in a yr.

Obviously, she called and the $20 was posted during her phone call.

I am glad that at lease DCU called before closing her account.

Re: Questions for DCU members

daybreakgonesXe — Sat, 27 Jul 2013 16:55:48 GMT

@09Lexie wrote:
My DD is a member too. Shes had a BoA acct since high school and since they are near her campus she uses BoA as her primary bank. She got a letter from DCU saying they missed her and if she called they would give her $20 or in 30 days her acct would be closed for inactivity. She hadn't used the acct in a yr.

Obviously, she called and the $20 was posted during her phone call.

Wow!! I hope I get that offer too in January XD

The only thing I've been using DCU for is the free FICO, but I have preapproved offers sitting there for an auto loan up to $30k and a $10,000 CC, but i'm not gonna take advantage of those at this point in time!

Re: Questions for DCU members

09Lexie — Sat, 27 Jul 2013 17:06:48 GMT

ACH transfers to/from are free. That screenshot is for wires

https://www.dcu.org/account-services/ach.html

Re: Questions for DCU members

09Lexie — Sat, 27 Jul 2013 16:56:59 GMT

It was a postcard...something like ' what can we do to win you back?'

Re: Questions for DCU members

DigitalArk — Sat, 27 Jul 2013 17:01:59 GMT

Thank you for clearing it up!

Re: Questions for DCU members

09Lexie — Sat, 27 Jul 2013 17:06:29 GMT

Np!