topic Re: Should I apply for U.S. Airways Credit Card? in Credit Cards

Should I apply for U.S. Airways Credit Card?

Anonymous — Mon, 29 Jul 2013 21:23:41 GMT

Hi guys,

I'm thinking of applying for the US Airways Credit Card and save those miles until it merges with AA. My question is, do you guys know what I can expect after the merger? Is it any chance that Barclay will close my acct for me so I don't need to worry about cancel the card by my own if I want to?

BTW, I'm in college now with 10K tuition that I need to pay for each semester and luckly enough my school allows me to pay by credit card without any additional charge. Do you think it is risky if I use my credit card to pay for 3 or 4 of my friends' tuition as well (they're gonna pay by debit card anyways so it makes no difference for them)? That means I'll probably end up spending a couple thousands each time and pay the balance right off once it is posted. Do you think Barclay might be upset with me spending and earning like 50K miles a month?

Re: Should I apply for U.S. Airways Credit Card?

Anonymous — Mon, 29 Jul 2013 21:27:47 GMT

You might trigger a financial review if your spending exceeds your income by a long shot. What you could do however is to use different cards issued by different banks for each tuition payment.

No one knows what's going to happen to the AA / US airways miles.

Re: Should I apply for U.S. Airways Credit Card?

HiLine — Mon, 29 Jul 2013 22:09:36 GMT

After the merger the most likely scenario is US Airways and AA miles will be combined; the same thing happened in previous airlines mergers.

Regarding paying tuition with your credit card, I don't think there will be an issue. If they question the purchases, simply explain to them what you did. The reward miles are there to encourage you to spend.