topic Re: Question about Amex 61 day cli denial in Credit Cards

Question about Amex 61 day cli denial

kobe2012 — Tue, 30 Jul 2013 17:29:26 GMT

If denied for 3x cli on 61st day, is it proven that the next cli request has to be after 90 days?? Has anyone tried askin again after 30 days of denial instead of 90 days??? Just curious if the 90 day rule after denial is an amex policy

Re: Question about Amex 61 day cli denial

Creditaddict — Tue, 30 Jul 2013 17:31:46 GMT

@kobe2012 wrote:
If denied for 3x cli on 61st day, is it proven that the next cli request has to be after 90 days?? Has anyone tried askin again after 30 days of denial instead of 90 days??? Just curious if the 90 day rule after denial is an amex policy

what was reason?

I thought just after 30.

Re: Question about Amex 61 day cli denial

Anonymous — Tue, 30 Jul 2013 17:52:53 GMT

If you were denied due to being in eligible-too soon- then you do not have to wait 90 days.

Re: Question about Amex 61 day cli denial

kobe2012 — Tue, 30 Jul 2013 18:49:06 GMT

What if its for other reasons?? Like internal score too low,etc..?

Re: Question about Amex 61 day cli denial

Anonymous — Tue, 30 Jul 2013 18:55:29 GMT

Then it's 90 days.

Re: Question about Amex 61 day cli denial

Petraeus — Tue, 30 Jul 2013 18:58:40 GMT

I'm curious to find out the reason for the AmEx CLI denial?

Re: Question about Amex 61 day cli denial

kobe2012 — Tue, 30 Jul 2013 20:18:35 GMT

Lexie, what if i try again before 90 days??? Would i get denied and wait another 90 days??

Re: Question about Amex 61 day cli denial

Anonymous — Tue, 30 Jul 2013 20:22:00 GMT

Trying again before the 90 days would undoubtedly be another denial. You can try. Good luck

Re: Question about Amex 61 day cli denial

FinStar — Tue, 30 Jul 2013 20:22:07 GMT

@Anonymous wrote:
Then it's 90 days.

Re: Question about Amex 61 day cli denial

Anonymous — Tue, 30 Jul 2013 20:23:24 GMT

The bigger problem of pressing that button repeatedly or seeking credit actively over a short period of time may make you seem desperate for credit. Bad idea to push your luck unless you are okay with submitting tax docs if they initiate a FR.

Re: Question about Amex 61 day cli denial

FinStar — Tue, 30 Jul 2013 20:26:24 GMT

@kobe2012 wrote:
Lexie, what if i try again before 90 days??? Would i get denied and wait another 90 days??

Why press your luck with AMEX? The best way to go is wait the 90 days - this should give ample time to review/fix any items that made the CLI as not elegible in the first place. Time is on your side, otherwise it makes you look desperate for more credit.

Re: Question about Amex 61 day cli denial

kobe2012 — Tue, 30 Jul 2013 21:24:02 GMT

i have another month to wait ...i get the itch sometimes ... And i get very impatient .. Ill try to resist...might be denied anyway..

Re: Question about Amex 61 day cli denial

Anonymous — Tue, 30 Jul 2013 21:26:30 GMT

Work on your cr profile, watch for their SP's and only pull the trigger when you think it's at its prime.

This time next month I want to read about your new CL!

Re: Question about Amex 61 day cli denial

kobe2012 — Tue, 30 Jul 2013 21:53:57 GMT

Lol... They better give me one!!! Its stuck @1k lol

Re: Question about Amex 61 day cli denial

FinStar — Tue, 30 Jul 2013 21:58:41 GMT

@kobe2012 wrote:
i have another month to wait ...i get the itch sometimes ... And i get very impatient .. Ill try to resist...might be denied anyway..

09Lexie is right. Try to resist as best you can... I know sometimes it can be a challenge ...LOL.