topic Re: Credit limit increase policy compilation in Credit Cards

Credit limit increase policy compilation

HiLine — Tue, 30 Jul 2013 20:34:31 GMT

I thought I would create a list for future reference, given how frequently the same questions are repeated. I don't know all banks' policies, so please fill in folks

Amex: SP, up to 3x, every 6 months (60 days since opening for the first time)

Bank of America: HP, sometimes SP

Barclaycard?

Capital One?

Chase: HP

Citi: SP if automatically eligible; HP for more

Discover: SP if automatically eligible; HP for more

General Eletric Capital Retail Bank?

US Bank?

Wells Fargo?

Credit unions?

Re: Credit limit increase policy compilation

wHiTeSoL — Tue, 30 Jul 2013 20:42:35 GMT

Cap1 - SP every 6 months if requested

Re: Credit limit increase policy compilation

Anonymous — Tue, 30 Jul 2013 20:43:22 GMT

Barclay is HP if initiated by customer, if I'm not wrong.

Us bank and Wells Fargo can be SP or HP.

Re: Credit limit increase policy compilation

Themanwhocan — Tue, 30 Jul 2013 20:48:39 GMT

Try this post:

http://ficoforums.myfico.com/t5/Credit-Cards/Check-to-see-if-a-card-pull-Hard-or-Soft-when-requesting-a-CLI/m-p/1380377/highlight/true#M382861