topic Re: Quicksilver or quicksilver one? in Credit Cards

Quicksilver or quicksilver one?

Cali_Credit — Fri, 02 Aug 2013 00:26:50 GMT

Recently got an upgrade on my cap 1 Platium card and receive this letter in the mail today. I still havnt received the card but I'm wonder if I'm getting the sig version or the quicksilver one! Anyone upgrade yet?

Re: Quicksilver or quicksilver one?

asteroidblues86 — Thu, 01 Aug 2013 23:56:44 GMT

No annual fee so it's definitely not the Quicksilver One. Congrats!

Re: Quicksilver or quicksilver one?

LS2982 — Thu, 01 Aug 2013 23:57:37 GMT

@asteroidblues86 wrote:
No annual fee so it's definitely not the Quicksilver One. Congrats!

Not exactly true. I have the QuicksilverOne with $0 AF from a PC.

Re: Quicksilver or quicksilver one?

asteroidblues86 — Fri, 02 Aug 2013 00:00:41 GMT

Okay didn't know that but it's still not the Quicksilver one because it doesn't say one on the letter or card image so congrats to OP.

Re: Quicksilver or quicksilver one?

CS800 — Fri, 02 Aug 2013 00:08:20 GMT

I did a PC fro the cash reward card MC to the QuickSilver with no AF. Thing is if you have a MC then you will get the MC. But my confusion is that i had a MC ,so my understanding was that the MC is the QuickSilverOne but I was told I was PC'ed to the Quicksilver and not the QSOne.

We shall see when I get th card

Re: Quicksilver or quicksilver one?

tld409 — Fri, 02 Aug 2013 00:30:54 GMT

I think capone has variations of each card type and they don't advertise this. For instance, my Platinum MC has no annual fee and 'no hassle rewards' which includes: 2% gas, 2% groceries, and 1% everything else. There is also additional cash back rewards at different retails based on weekly capone promotions with my card. I never saw the Platinum MC with rewards advertised on their site.

Re: Quicksilver or quicksilver one?

mikey78 — Fri, 02 Aug 2013 00:32:09 GMT

no af is a great feature??

Re: Quicksilver or quicksilver one?

tld409 — Fri, 02 Aug 2013 01:32:07 GMT

@tld409 wrote:
I think capone has variations of each card type and they don't advertise this. For instance, my Platinum MC has no annual fee and 'no hassle rewards' which includes: 2% gas, 2% groceries, and 1% everything else. There is also additional cash back rewards at different retails based on weekly capone promotions with my card. I never saw the Platinum MC with rewards advertised on their site.

Update: i just checked with capone to see if I could keep the 2% off of gas and groceries if I upgraded to Quicksilver and I was told that I would lose these benefits but would get the 1.5% off everything. So I guess it really is not an upgrade for me at least. I will keep my Platinum MC ( 2% of gas/groceries and 1% off everything else).

Re: Quicksilver or quicksilver one?

wHiTeSoL — Fri, 02 Aug 2013 01:36:21 GMT

I got the same letter except I know for sure I got a Quicksilver One, the photo on the bottom corner also shows a QSO card. and the "No annual fee" feature isn't listed

Re: Quicksilver or quicksilver one?

Cali_Credit — Fri, 02 Aug 2013 01:41:26 GMT

I'm hoping for the Quicksilver! I was very Specific when I was talking to the Rep and they stated quicksilver. I'm pretty much done with capital one so they can keep me as a customer if they issue me a decent card! If not I'm canceling everything I have with them lol!

Re: Quicksilver or quicksilver one?

Cali_Credit — Fri, 02 Aug 2013 01:43:00 GMT

Ill kept you all updated as I received an email yesterday that my card was shipped.

Re: Quicksilver or quicksilver one?

JonStur — Fri, 02 Aug 2013 02:31:02 GMT

I'm hanging on to my No Hassles rewards structure also....

Re: Quicksilver or quicksilver one?

TiggerDat — Fri, 02 Aug 2013 03:21:36 GMT

I would bet it is neither in some aspects. Since the Quicksilver is a Signature card they are certainly not giving that level away to former HSBC customers unless their limit is fairly high, and probably not even then if they can get away with it.

You have to first consider the source! It is probably just a Quicksilver with no fee, but not the Signature card. The only real differences between the normal and the QS One card is the annual fee and Signature benefits. (Oh and if you have the QS One card you don't get a fee for balance transfers! You don't get that with the QS card!)

So they probably just gave you the rewards of the QS platform and no AF, so basically the QS One card without a fee.

You could always ask them, but you know you might have to ask a few different CSRs there to get the right answer!

Re: Quicksilver or quicksilver one?

Anonymous — Fri, 02 Aug 2013 03:51:57 GMT

i was recently approved for the quicksilver and i knew nothing about the quicksilver one.....what is the difference in the cards(i havent recieved mine in the mail yet). Now im wondering which one i got...lol

Re: Quicksilver or quicksilver one?

CMoney91 — Fri, 02 Aug 2013 04:02:32 GMT

The Quicksilver card is not necessarily a Signature. Mine only has a $3,000 limit and is just a VISA Platinum.

Re: Quicksilver or quicksilver one?

asteroidblues86 — Fri, 02 Aug 2013 04:41:56 GMT

@Anonymous wrote:
i was recently approved for the quicksilver and i knew nothing about the quicksilver one.....what is the difference in the cards(i havent recieved mine in the mail yet). Now im wondering which one i got...lol

The QuicksilverOne is a Mastercard with an annual fee of $39 and a minimum credit line of $300. The Quicksilver is a Visa with no annual fee and a minimum credit line of $3,000.

Re: Quicksilver or quicksilver one?

asteroidblues86 — Fri, 02 Aug 2013 04:44:20 GMT

@CMoney91 wrote:
The Quicksilver card is not necessarily a Signature. Mine only has a $3,000 limit and is just a VISA Platinum.

Yep just read the terms on Capital One's website and it says Quicksilver with less than $5,000 credit lines are Platinum.

Re: Quicksilver or quicksilver one?

TiggerDat — Fri, 02 Aug 2013 05:29:16 GMT

@asteroidblues86 wrote:
@CMoney91 wrote:
The Quicksilver card is not necessarily a Signature. Mine only has a $3,000 limit and is just a VISA Platinum.
Yep just read the terms on Capital One's website and it says Quicksilver with less than $5,000 credit lines are Platinum.

Well I am sure what they really mean is that accounts with less than or equal to $5,000 are Platinum. But I am sure Capital One would not restrict someone to $5,000 simply to reduce people from getting the Signature benefits.

Re: Quicksilver or quicksilver one?

svtthis — Fri, 02 Aug 2013 09:23:26 GMT

I'll share my experience with cap1 and my quicksilver card. I just called last Saturday to upgrade my regular visa card to the new quicksilver card. The csr said my account was eligible and did the PC. He did inform me that it would be a signature card with no annual fee which I thought was weird because I thought signature cards start at 5k min. I have a 4k TL with them. I haven't got my card yet and the website doesn't say anything about it.

Re: Quicksilver or quicksilver one?

kroberts67 — Fri, 02 Aug 2013 14:59:56 GMT

I got the upgrade to QS through Facebook. I originally requested no AF. When he read me the disclosures he said nothing about an AF but I didn't think to confirm. I haven't received my card yet but my letter said welcome to "No Hassles Rewards" or something to that effect, and wasn't the letter you received specifiying the upgrade to Quicksilver (or QuicksilverOne). Has anyone just received a No Hassles letter?