topic Re: Bank Americard Travel Rewards Card Questions in Credit Cards

Bank Americard Travel Rewards Card Questions

DigitalArk — Mon, 05 Aug 2013 23:17:24 GMT

I have been looking for a CC for overseas usage. Visa or MasterCard with chip will be ideal. The community is so helpful here! A lot of ppl have given very good suggestions.

So far I am thinkingto get the Bank of America Travel Rewards Visa card with chip. Is it a prime travel card? Do I need to bank with them to apply? Can I pay the statement balance online each month with an external checking account? Are there any hidden fees? How's their customer service? Does anyone have experiences of using it in Europe or Asia?

Re: Bank Americard Travel Rewards Card Questions

tsquad131 — Mon, 05 Aug 2013 23:23:24 GMT

its a prime card, i got approved with a 5k limit a year ago. i pay with my chase online bill pay service which takes 1 business day to get there. ive only used it in canada but no problems or hidden fees. never had a problem with bank of america customer service always attentive and helpful.

Re: Bank Americard Travel Rewards Card Questions

gnarlycow — Mon, 05 Aug 2013 23:25:51 GMT

@DigitalArk wrote:
I have been looking for a CC for overseas usage. Visa or MasterCard with chip will be ideal. The community is so helpful here! A lot of ppl have given very good suggestions.

So far I am thinkingto get the Bank of America Travel Rewards Visa card with chip. Is it a prime travel card? Do I need to bank with them to apply? Can I pay the statement balance online each month with an external checking account? Are there any hidden fees? How's their customer service? Does anyone have experiences of using it in Europe or Asia?

It's not a bad travel card. Whether or not a prime card depends on your definition of "prime". It's not necessary to have a banking relationship with them to apply, though an exising relationship might help a tiny bit.

Yes, you can pay online with a verified external checking account. They use the trial deposit method for verification. All fees are listed on the disclosure, like almost all other cards. Mine has the EMV chip. I've only had the card for a month, but I've always had very enjoyable experices when calling BofA CSR.

Re: Bank Americard Travel Rewards Card Questions

DigitalArk — Mon, 05 Aug 2013 23:44:58 GMT

Thank you guys! I assume it also has the magnetic stripe as well so I can use it when I am in the state.
Do you need to ask for the EMV chip? Does it have Visa siggy?

Re: Bank Americard Travel Rewards Card Questions

kevinjjc — Mon, 05 Aug 2013 23:46:50 GMT

FYI, it's not chip & PIN.

Re: Bank Americard Travel Rewards Card Questions

09Lexie — Mon, 05 Aug 2013 23:50:17 GMT

ALERT!

Re: Bank Americard Travel Rewards Card Questions

DigitalArk — Tue, 06 Aug 2013 00:15:40 GMT

Haha, Lexie!

Re: Bank Americard Travel Rewards Card Questions

DigitalArk — Tue, 06 Aug 2013 00:04:09 GMT

Thank you Kevin! Can chip n Sig be used on chip n pin systems?

Re: Bank Americard Travel Rewards Card Questions

myjourney — Tue, 06 Aug 2013 00:08:37 GMT

ERT in the house

Set away from the computer

Re: Bank Americard Travel Rewards Card Questions

DigitalArk — Tue, 06 Aug 2013 00:11:28 GMT

ERT?

Re: Bank Americard Travel Rewards Card Questions

09Lexie — Tue, 06 Aug 2013 00:12:35 GMT

ERT - Emergency Response Team

Re: Bank Americard Travel Rewards Card Questions

DigitalArk — Tue, 06 Aug 2013 00:14:47 GMT

Thank you!

Re: Bank Americard Travel Rewards Card Questions

myjourney — Tue, 06 Aug 2013 00:14:53 GMT

Target acquired awaiting shot order

Standby ERT sniper kitty

Re: Bank Americard Travel Rewards Card Questions

HiLine — Tue, 06 Aug 2013 00:16:02 GMT

It is a prime card.

You don't need to bank with them. But if you do, you get 10% bonus on rewards

You can pay from whatever checking account you have, with them or not

No hidden fees

Customer service is decent

I used it in Asia - but the place took swipe cards anyway

Feel free to check out my blog review of the card as well: http://hiepsfinance.com/2013/03/10/699/

Re: Bank Americard Travel Rewards Card Questions

DigitalArk — Tue, 06 Aug 2013 00:19:48 GMT

Thank you HiLine! I'd better run from the sniper above!

Re: Bank Americard Travel Rewards Card Questions

HiLine — Tue, 06 Aug 2013 00:21:50 GMT

You'd better run, better run. Outrun his gun ...

Re: Bank Americard Travel Rewards Card Questions

myjourney — Tue, 06 Aug 2013 00:23:21 GMT

@HiLine wrote:
You'd better run, better run. Outrun his gun ...

HiLine

Won't get far back up is waiting at the fence

Re: Bank Americard Travel Rewards Card Questions

HiLine — Tue, 06 Aug 2013 00:26:39 GMT

Cat sniper pictures crack me up every time!