topic Re: Barclays PC? in Credit Cards

Barclays PC?

wche — Sat, 03 Aug 2013 03:52:49 GMT

Does Barclays allow you to PC their credit cards? I want to apply and take advantage of the awesome bonus offer on their Arrival card. Before they hit me with the AF, I would like to PC to another card. I'm eyeing their Sallie Mae MC as the 5% groceries and gas would be ideal. Would this be possible?

Re: Barclays PC?

myjourney — Sat, 03 Aug 2013 03:57:49 GMT

@wche wrote:
Does Barclays allow you to PC their credit cards? I want to apply and take advantage of the awesome bonus offer on their Arrival card. Before they hit me with the AF, I would like to PC to another card. I'm eyeing their Sallie Mae MC as the 5% groceries and gas would be ideal. Would this be possible?

In some cases you can PC but chances of you getting the bonus is slim unless you app

Re: Barclays PC?

wche — Sat, 03 Aug 2013 04:09:22 GMT

I have no problem losing the bonus on the Sallie Mae after I PC to it from the Arrival. It's just that the Arrival will be useless to me after I redeem the 40k bonus points.

Re: Barclays PC?

myjourney — Sat, 03 Aug 2013 04:11:35 GMT

@wche wrote:
I have no problem losing the bonus on the Sallie Mae after I PC to it from the Arrival. It's just that the Arrival will be useless to me after I redeem the 40k bonus points.

Got you

How long have you had the card?

Re: Barclays PC?

azguy13 — Sat, 03 Aug 2013 04:12:52 GMT

I would love to get a Barclays card but I hear it needs to be the last CC apped for a long time so I think I will wait.

Re: Barclays PC?

wche — Sat, 03 Aug 2013 04:20:22 GMT

I dont have either yet so I'm actually just plan/strategizing hahaha. My only concern is I opened 3 new accts last March, and we all know they are sensitive with new acccs/inqs.

Re: Barclays PC?

azguy13 — Sat, 03 Aug 2013 04:22:52 GMT

Very true. I have 2 new accounts (only 1 reporting on my CR right now) so its yet another reason to wait. I will get one at some point though.

Re: Barclays PC?

myjourney — Sat, 03 Aug 2013 04:26:34 GMT

@wche wrote:
I dont have either yet so I'm actually just plan/strategizing hahaha. My only concern is I opened 3 new accts last March, and we all know they are sensitive with new acccs/inqs.

So accounts are 4 months old wait until they are 6 months and go for it if you like ...

I came off a spree in June 2012 ....Dec 2012 app'ed Barclay while on another spree...garden for 6 months..... another spree in June 2013

No problem with them in fact they just gave me a AUTO CLI in June..YMMV

Re: Barclays PC?

mikey78 — Sat, 03 Aug 2013 04:27:59 GMT

I applied for the Barclays Arrival but I thought i was declined then i get a notice in the mail saying to call them to discuss my credit application
and i have 30 days to respond or they might not be able to open my account

I did not call because 1) I wasn't really sure which card I applied all i know was that it was arrival and it was with rewards but don't know if it was with a AF or no AF
and I've heard that they check my account and if they see that i have other cards then they can possibly lower my CL or close

plus i didn't want to go over a certain amount of credit cards my target Goal for CC accts no more then 5 max and I'm saving a slot for AMEX

Re: Barclays PC?

HiLine — Sat, 03 Aug 2013 04:32:22 GMT

Doesn't hurt to try... Why don't you give them a call on Monday and see what they have to say?

Re: Barclays PC?

KIPPIE12 — Sat, 03 Aug 2013 05:45:05 GMT

+1 Seems like you burned an unnecessary precious inquiry for nothing. No reason to be that afraid of Barclays. Sounds like they might need to verify some info, and possibly approve you.

Re: Barclays PC?

wche — Sat, 03 Aug 2013 06:18:41 GMT

I think you guys are misunderstanding me lol

I have not applied for either cards. I am planning to apply for the Arrival with the intention of PCing it to the Sallie Mae MC before the $89 AF hits. That way I take advantage of the 40k bonus offer and then PC it to a card that is more practical (Sallie mae). Sorry for the confusion! My original question was... Will the PC be possible?

Re: Barclays PC?

wche — Sat, 03 Aug 2013 06:21:46 GMT

Re: Barclays PC?

wche — Sat, 03 Aug 2013 06:22:08 GMT

Whoops nvm... Looks like you guys were responding to mikey's post!

Re: Barclays PC?

SnackTrader — Sun, 04 Aug 2013 08:07:19 GMT

A whole lot of thread jacking going on and OP never got the original question answered.

So here's a bump, with a non-answer. I did what you are planning to do (got Arrival, plan to PC it in a year) based on the fact that other posters had reported success in PCing Barclay products. It is certainly a more YMMV situation than other lenders, but looks like it is possible. Hopefully someone else can give you better info.

Also, I only waited 5 months after my app spree to apply, and was instantly approved. I have a clean file, scores above 750 on all bureaus at the time of app, AAoA of about 4 years. There have been some approvals discussed on here with worse stats than mine, so this shouldn't necessarily be the benchmark.

Re: Barclays PC?

Anonymous — Sun, 04 Aug 2013 17:06:32 GMT

Bump for OPs original question:

Does Barclays allow you to PC their credit cards? I want to apply and take advantage of the awesome bonus offer on their Arrival card. Before they hit me with the AF, I would like to PC to another card. I'm eyeing their Sallie Mae MC as the 5% groceries and gas would be ideal. Would this be possible?

Re: Barclays PC?

compassion101 — Sun, 04 Aug 2013 17:53:46 GMT

What is the cash back limit on the 5% gas and groceries?

Re: Barclays PC?

wche — Tue, 06 Aug 2013 16:11:05 GMT

Bit the bullet and applied...........!

Instant approval! 4k, 18.99% APR. So close to qualifying for World MC, but it's okay. I was honestly surprised at the instant approval given I opened 3 new accts less than 5 months ago. My plan is to collect the bonus and use it on my upcoming cruise! And then hopefully I can PC to the Sallie Mae.

Off to the garden I go!

Re: Barclays PC?

wche — Tue, 06 Aug 2013 16:11:42 GMT

And thanks Lexie and Snacktrader for bringing my original question back into focus

Re: Barclays PC?

SnackTrader — Tue, 06 Aug 2013 23:47:52 GMT

Some people have had success calling a Backdoor number and requesting a CLI prior to activation. Never hurts to try if you want to get the World MC.