topic Re: i knew barclays fast, but in Credit Cards

i knew barclays was fast, but

Anonymous — Sun, 11 Aug 2013 13:52:47 GMT

DANG.

approved on friday, checked mys usaa this morning, already reporting to eq and ex.

also saw they pulled ex and tu. kinda odd to me, since when i called recon, they hadn't actually pulled ANY report yet (i apped on thursday)

Man, these guys are paranoid lol.

Re: i knew barclays fast, but

LS2982 — Sun, 11 Aug 2013 12:25:23 GMT

@Anonymous wrote:
DANG.

approved on friday, checked mys usaa this morning, already reporting to eq and ex.

also saw they pulled ex and tu. kinda odd to me, since when i called recon, they hadn't actually pulled ANY report yet (i apped on thursday)
Man, these guys are paranoid lol.

This is typical of Barclays. Fast reporting is common. They usually pull TU but will pull others if your file is borderline.

Re: i knew barclays fast, but

DaniBananiie — Sun, 11 Aug 2013 13:38:17 GMT

Barclays only pulled TU here in LA. I received my cc on Friday, and that's the day it reported to my CR. I saw it was added via Credit Karma.

Re: i knew barclays fast, but

Anonymous — Sun, 11 Aug 2013 13:52:18 GMT

when i apped 3 months ago(for a couple cards), i only got pulled on TU. That included 2 recon calls(no extra recon pulls).

Thats why i was a bit surprised to see EX and TU pulls this time, since the recon call was actually the initial pull.

Re: i knew barclays was fast, but

DaniBananiie — Sun, 11 Aug 2013 13:56:01 GMT

Yeah, that is really weird! Lol

Re: i knew barclays was fast, but

Mike360 — Sun, 11 Aug 2013 16:48:07 GMT

They sure are slow when it comes to sending out new cards to people.

Re: i knew barclays fast, but

FinStar — Sun, 11 Aug 2013 16:51:25 GMT

@LS2982 wrote:
@Anonymous wrote:
DANG.

approved on friday, checked mys usaa this morning, already reporting to eq and ex.

also saw they pulled ex and tu. kinda odd to me, since when i called recon, they hadn't actually pulled ANY report yet (i apped on thursday)
Man, these guys are paranoid lol.
This is typical of Barclays. Fast reporting is common. They usually pull TU but will pull others if your file is borderline.

BofA is another fast reporting lender. Citi can be hit or miss sometimes.

Re: i knew barclays was fast, but

Anonymous — Sun, 11 Aug 2013 19:04:39 GMT

Got approved yesterday online instant. Also got another account the same day with another lender and hate I didn't do research on this skittish bank before apping for another line with Discover. That aside the moment I was approved I was able to access my account online....I even know the last 4 digits of my card number. What an odd financial institution lol

Re: i knew barclays fast, but

bk510 — Wed, 13 Nov 2013 03:00:39 GMT

@DaniB,

Same here, they pulled TU.

Apped last night and got the 7, 10 or what ever it was then went to sleep chked email this morning and it said congrat u r approved!!!

CK said 608 and my wally said 610. ( USAA EX 649 & EQ 649 and TU 583, It never changes, by the way ) was approved for 1500, which matches my cap1 platinum MC.

BTW, Is Barclay prime card?

I got approved for platinum reward MC.

Re: i knew barclays was fast, but

bk510 — Wed, 13 Nov 2013 03:04:14 GMT

@Tux,

How do u sign up for the barclay account when i dont have the card yet?

I also do have the last 4 digits, but dont no how to sign up for it as of now, but i like to though.

Re: i knew barclays was fast, but

juggalo9er — Wed, 13 Nov 2013 03:23:55 GMT

depending on the limit they assigned i would call in for recon too. i know people on here say they do not like to be your highest card but they do if you say the right thing! you can see my highest limit in my signature which at the time was 500, i told them i wished to all but cease business with capitol one and stick with them and they immediately highered it from 500-1300

Re: i knew barclays was fast, but

TiggerDat — Wed, 13 Nov 2013 13:05:14 GMT

I am not too keen on Barclays. I have had an account with them for 1.25 years with CLI. I had to recon the current account. I got approved for a Apple financing card and did not use it, but decided that the rewards card would be better. I asked if I could PC the card and they no and yes. I had to apply again and if I was denied for the card I want then I could I could still switch. That was a lie! They declined me and closed my other account. I had to recon to get the rewards and that was a hassle. They told me they would still keep the Apple card closed. Then they said my limit would be $1500, which was less than my Apple limit. Then they set the limit to $750, which I contacted the EO about and got them to correct. Since then nothing. Not even a nudge. Now I even have cards with 6 times that limit and still it sits there, so it sits in my sock drawer. I only recently used it after reading that if you don't use it for 6 months they might close the account. So I charged $6 to it. Good luck with them.

Re: i knew barclays was fast, but

elvigy — Wed, 13 Nov 2013 15:08:26 GMT

Just a few cents to add-I applied online and was instantly approved. The credit line they extended was 2.5k higher than any other card I had so I'm not so sure they are skittish about being the highest limit. And it took 7 days to get the card in the mail but showed up on my credit reports with all 3 agencies in just 3 days. So yeah, it was on my report days before I even got the card, lol.

Re: i knew barclays was fast, but

Mrm-na — Thu, 14 Nov 2013 13:56:00 GMT

Like others have mentioned, my Barclay account showed up on Credit Karma a few days before I actually got the card. My Discover, which I got something like 2 months ago, still hasn't reported. Not that I mind.

It took 7 days to arrive. Not as quick as I would have liked, but I wasn't going to pay $30 to expedite. I would have used the card a couple days ago if it had been here quicker.

Having activated the card a few hours ago, I just got an email saying that my credit score has been updated. So I guess that's working now.

I'm not one to worry much about this type of thing, but I have to snicker at Barclay's attempt to hide what's in the envelope. As is typical, the card mailer itself had an anonymous looking return address. But on the same day, they also sent a mailer addressed from "Card Services" - both hitting the mailbox on the same day.. doh.

The address window on the card mailer is also way too wide. Along the right side, the window reads:

    Welco
Thank yo
Earn casl
help pay
redeem a
redeem f
MasterCa

Yeah... wonder what's in that envelope? Of course you can feel the card anyway, but it's the visual things that draw attention and make a person curious.

My local credit union also does stuff like this - they love to send revealing companion mailers on the same day as their cards. Makes me wonder why they even bother.

I don't really care much because I think the real security is in the activation process. But it's funny to me how some of these banks act like they want to obscure their card mailers, but then do silly thoughtless things to undermine that.